Yazi umehluko phakathi kweMboniso kunye neNtshurensi yonyango
Akumangalisi ukuba inshuwalense yombono idideka kubantu abaninzi. Ngenxa yokuba umshuwalense wembonakalo uncedisa kwi- inshorensi yempilo rhoqo, kunzima ukuqonda ukuba zeziphi iintlawulo ezifakiwe kunye nezinto ezifuneka zizithengiwe. Ngaba kukho umehluko phakathi kwe-inshurensi yonyango kunye nembono?
Ngokuqhelekileyo ngokubhekiselele kwizonyango zeziliso zonyango
Ukuqonda umahluko, umntu kufuneka ahlalutye iintlobo ezahlukeneyo zokuhlolwa kweziliso .
Nangona i-ofisi yokutyelela kwi-carecare eye ijoliswe ngokuqhelekileyo njengokuthi "isiqhelo" okanye "ugqirha," lesi sigama asinanto enokuyenza ngamanyathelo athathayo ukuba enze uvavanyo olujonge ngokupheleleyo okanye uhlobo logqirha owenza uvavanyo. Uvavanyo olunzulu olunzulu lweembono "luqhele" luqulethe izinto ezifanayo njengoluhlolo olujonge "lwezonyango", kwaye ukubona i- ophthalmologist engenzi uvavanyo lwezonyango kwindalo.
Uhlobo lokuhlolwa kwamehlo oluye lucaciswa ngesizathu sokhenketwa kwakho okanye isikhalazo sakho esikhulu, kunye nokuxilongwa kwakho. Uvavanyo oluqhelekileyo lwemiboniso luvame ukuvelisa iingxaki zokugqibela ezifana nokujonga kwangaphambili okanye i- astigmatism , ngelixa uhlolo lweziliso zamehlo luhlola i-diagnostic "njenge- conjunctivitis ." Uninzi lweenkampani ze-inshorensi zijolise kwisizathu sokutyelela kwakho.
Ukuqonda Umlinganiselo Wakho
Iimashishini zomshuwalense ngamanye amaxesha zijonganisa iimvavanyo zamehlo ngokwahlukileyo kunokuba zihlolwe ngamehlo. I-inshorensi yakho yonyango inokubambisa ingxaki yamehlo yonyango, kodwa ungayikhokheli imviwo ukuba iyiso "yokuhlola" isohlo.
Izicwangciso zembono ezininzi zibonelela ngeglasi kunye neefowuni zokuqhagamshelana , okanye ubuncinane ukunika uhlobo olusaphulelo kwiirhafu zegqirha. Iinshurensi yakho yonyango iya kuhlawula iimviwo ukuba unempilo yengxaki yamehlo.
Abantu abaninzi abanesifo se-inshorensi yezokwelapha banomgaqo-mpahla ozahlukileyo wokuba bahlalutye iimvavanyo zamehlo.
Ukujongana nemicimbi engakumbi, enye inshuwalense yezobugqirha iza kubandakanya ukuhlolwa kwamehlo emibini kwiminyaka emibini ngaphezu kokugqithisa ukuhlolwa kwamehlo enyango yeso lonyango. Fundisisa ipolisi yakho ngokukhawuleza, njengoko isicwangciso sokukhutshwa kwenkqubo sichaphazeleka phakathi kweenkampani zomshuwalense
Yintoni eyenzekayo xa unenkxalabo malunga nempilo kweso , kodwa ufuna kwakhona iiglasi ezintsha? Ingaba unokuba nombono wakho uhlolwe nangona unesifo sengxaki yonyango? Impendulo, ewe, kunjalo. Nangona kunjalo, ugqirha wakho wezilanga unokukuhlawula imali yentlawulo . Iinkampani zomshuwalense zihlala zihlula iindawo zokuhlolwa kwamehlo, olunye luvavanyo olubanzi, kunye nolunye lukhutshwe. Ngokuqhelekileyo, imigaqo-nkqubo ye-inshorensi yembono ihlala ihlanganisa ukuhlolwa kwamehlo kunye nokukhishwa, ngelixa iipolisi zonyango zihlanganisa umviwo kuphela.
Umzekelo Wokwenene-Ubomi
Masithi umqeshi wakho unikezela zombini iintlobo ze-inshurensi-inshorensi yonyango kunye nesicwangciso sombono ohlukeneyo, njengeSicwangciso soNkonzo seMboniselo (VSP). Unquma ukuba lixesha lokuhlolwa kwamehlo akho ngonyaka ngenxa yokuba iziglasi zakho ziyahlukana. Ngoko ubona ubugcisa bamehlo akho ekuhlolweni kwamehlo kunye nokuthenga iiglasi ezintsha. Iofisi yakho ugqirha igunyazisa iinjongo zakho ukuze uqhubeke noviwo.
Ekupheleni kolu vavanyo, ugqirha wakho uyazisa ukuba ngaphezu kwenguqu encinci yokuguqulwa kwemithi, wathola iimpawu ze- glaucoma . Uyalelwe ukuba ubuyele kwiveki enye ukuze ufumane iimvavanyo ezongezelelweyo.
Khumbula ukuba isizathu sakho sokuqala sokutyelela bekufuneka sibe nokuhlolwa kwamehlo nokuthenga iiglasi ezintsha. Nangona ugqirha wakho ufumene iimpawu ze glaucoma ekupheleni koviwo, olu tyelelo luya kugqitywa phantsi kwe " plan plan " yakho ngenxa yokuba isizathu esivakalayo sokutyelela kwakukukuba ukhangele umbono wakho kwiiglasi ezintsha. Kodwa, kuba ekupheleni kwaloo vavanyo uthathwa njengesigulane se-glaucoma, i-inshorensi yakho yonyango iya kubhala iimvavanyo ezongezelelweyo kunye nokuhambela iofisi ezihambelana nokuxilongwa kwezokwelapha "kumsolwa we-glaucoma."
Xa kufika ixesha loviwo lwakho kunyaka ozayo, kunokwenzeka ukuba unokusebenzisa i-inshorensi yakho yezempilo ukuze uhlolisise uviwo lwakho, kuba lo nyaka unqunywe ukuba unokubeka ingozi ekuphuhliseni i-glaucoma. Oku kusebenza njengesifo sokuxilongwa kwezonyango ngesizathu sakho sokutyelelwa "ummangali we-glaucoma."
ILizwi
Nangona ezininzi iindlela zokunyamekela kwamehlo zinolwazi oluninzi malunga nezicwangciso ze-inshorensi, khumbula ukuba akuyena uxanduva lwakho logqirha ukwazi iinkcukacha zesicwangciso sakho ngasinye. Kungenzuzo yakho ukuba uqaphele ukuba kunokwenzeka ukuxhomekeka kunye nokuhlawula imali eyingxenye yesicwangciso sakho. Isicwangciso sakho se-inshurensi singabhekisela ekunyamekelweni kombono, kodwa ungagqiba ukuhlawula loo nto xa i-deductible yakho ingafiki.