Xa elinye ilungu lentsapho liba nesifo se- asthma , eso sifo sichaphazela intsapho yonke, kungekhona nje umntu ogulayo.
Ukuxinezeleka kokuphila ngesifo esingapheliyo kubonakala ngezindlela ezininzi phakathi kwamalungu entsapho ahlukeneyo. Umntu onesifo se-asthma, umzekelo, unokukhathazeka ngokugula kwakhe kunye nomsebenzi oza nawo. Basenokuba nako ukubandakanyeka kwimibambano, bangabambisani, okanye banenkani, bexinezelekile, banxungupheke okanye bahoxiswe, oku no kuphazamisa intshukumo yentsapho ekhaya.
Abazali bezingane abane-asthma banokuhlupheka ngenxa yokukhathala, iintloko, ukulala, ukuxinezeleka nokulahlekelwa yintliziyo. Kwakhona, abantwana babantwana abane-asthma banokuziva benetyala, becinga ukuba ngandlela-thile babangele ukugula. Kananjalo banokuba nomona okanye bathukuthele ngenxa yengqalelo eyongezelelweyo yabantwana babo, okanye bayesaba ukuba bafumane isifo se-asthma ngokwabo. Abanye banokuziva benamahloni ngenxa yeempawu ezibonisa ukuba umntakwabo ubonisa.
Akunakukunyamekelwa yinkxalabo yezemali ukuba isifo esingapheliyo singabangela; oku kunokuqulunqa uxinzelelo phantsi kwentsapho ehlala kuyo. Ngaphandle kwenkampani yomshuwalense wezempilo , iindleko zangaphandle-mali ziyakucima kakhulu imithombo yemali yentsapho.
Zenkxaso Zomndeni
Imindeni enenkathazo enzima yokujamelana ne-asthma engapheliyo inokufumana incedo ukujoyina iqela lokuxhasa apho banokuxoxa nabo ngamava kwiimeko ezifanayo.
Amaqela anjalo anokunika iingcebiso ezinengqiqo noluncedo.
Nazi ezinye izinto umntu ophethwe yi-asthma kunye nawo onke amalungu entsapho kufuneka acingisise ukuze asebenze ngokubhekiselele kwiimpawu, kunye noxinzelelo oluqhubekayo, lwesifo se-asthma:
- Qonda ukuba i-asthma isifo esingapheliyo.
- Yamkela ukuba i-asthma inokugula.
- Qaphela ukuba i-asthma ingena ekuxoxweni kodwa ibuye iphinde ibuye emva kweminyaka okanye amashumi eminyaka.
- Isifo se-asthma sinokulawulwa lula lula kunye neyeza ezincinane kunye neyeza.
- Uluhlu lubalulekile.
- Xoxa kwaye unikele ngoncedo ukuxazulula iingxaki zomntu onesifo se-asthma.
- Kwabantwana, misela imida malunga nokokuziphatha okwamkelekileyo ngexesha lezigulane ezinzima kunye nezifo zesifo.
- Sebenzisanani kunye ukuxhasa omnye.
- Funa ukululekwa kweentsapho okanye ujoyine iqela lokuxhasa, ukuba liyadingeka.
Uxinzelelo lwezeMali
Xa ilungu lentsapho linesifo se-asthma, i-toll yemali ingaba phezulu njengemvakalelo. Kwanakumbi kwiintsapho ezikwimali engenayo engenayo, ukubonelelwa kwezempilo kungabinceda. Iinkqubo ezahlukeneyo ziyafumaneka ukunceda ; ezinye ziboshwe kumanqanaba omvuzo weentsapho kwaye ezinye zivulelekile kunoma ubani. Ukufumana ulwazi oluninzi, qalisa ngokubiza i-ofisi yesevisi yezentlalo kwi-dolophu okanye kwisixeko sase-dolophu.
Lezo zintsapho ezingenayo i-inshorensi yempilo ziyakulungelelaniswa neenkqubo zorhulumente, ezifana neMedicaid , ngexabiso elifutshane okanye ngaphandle kweendleko. Abo bangakufanelekanga kwinkqubo karhulumente banokujoyina i-insurer yangasese njengesiBlue Cross ngenye yexesha laso lokubhalisa elivulekileyo, elifumaneka kumazwe amaninzi. Ngethuba nje iipriyam zihlawulwa, ukukhutshwa kungenakuphikiswa.
Amanye amaziko anesicwangciso se-pool ephezulu esichengeni apho amalungu anikwe esinye sezicwangciso ezininzi. Oku kufuna iipresimenti zentlawulo, kodwa urhulumente unokuncedisa ngeentlawulo zenkxaso.
Ukuba ilungu lentsapho libhekene nesifo se-asthma, qwa lasela le miba xa ukhetha ukugcinwa kwezempilo:
Nangona kunjalo, ngaphandle kobhaliso oluvulekileyo ezinye iintlobo ze-inshorensi yezempilo zisenokubandlulula ngokusekelwe kwimeko yezempilo, ngoko funda zonke iimpapasho ezilungileyo kwaye uzithenge ngeenxa zonke ukuze ufumane uncedo olufanelekileyo.
- Yintoni ehlawulwa yicebo? Ingaba umgcini-mali uya kujonga oogqirha, ukuhlala esibhedlele, imithi kunye nezixhobo zonyango? Abaninzi bango-inshorensi abanikeli ngokugcwele.
- Ingaba isicwangciso sicwangcisa iziganeko zangaphambili ezikhoyo kunye / okanye ezingapheliyo? Ngomhla ka-2014, i-ObamaCare iphelile iimeko ezikhoyo ngaphambili nje kuphela xa ubhalisa ngexesha lokubhalisa okuvulekileyo, oku kuthetha ukuba awukwazi ukuphika ukukhutshwa, ukuhlawulwa ngaphezulu, okanye unyango olwenziwe ngokusekelwe kwimeko yezempilo.
- Ingaba isicwangciso siphepha kuphela ababoneleli abavunyiweyo? Ukuba umzali wakho wezilwanyana okhethiweyo okanye u-allerergist alona ilungu elithatha inxaxheba kwisicwangciso, unokufuneka utshintshe ababoneleli, ezinokubangela ukukhathazeka nokungaxhatshazi.
- Ziziphi iindleko zokuphuma ngaphandle kweentlawulo ezihlawulwayo? Kukho rhoqo iindleko ze-out-of-pocket, kungakhathaliseki ukuba zithengwa njani. Ezi zingabandakanya iiprayimari (iindleko ze-inshurensi ngokwazo), iinqununu (kufuneka zihlawulwe kangakanani ngaphambi kokuba isicwangciso sithatha i-coverage), iintlawulo zentsebenziswano (imali efuna ukuhlawulwa kwintengiso nganye), iindleko zee-pocket ezingabandakanywa ngumshuwalense.
Indlela Abaxhasi Bentsapho Bakwazi Ukulawula Ngengqiqo ixesha
Ukulawula i-asthma ngempumelelo kuthatha ixesha. Ukutyelela oogqirha, uhambo oluya kwi-pharmacy nokuzalisa iifom zomshuwalense bonke bangazithatha ixesha elininzi ongabikho. Kodwa ukulandela ezi zicetyiswayo zolawulo lwexesha zingakunceda:
- Yazisa ukulinganiselwa kwakho. Ukuba nelungu lentsapho elinesifo se-asthma ngokuqinisekileyo liya kunqumla kwisithuba esichithwe ngaso kokubili emsebenzini naseminye imisebenzi yeentsapho. Ukwamkela le miqathango kuya kukugcina ekuthathweni kwezinye iimbopheleleko ongenakukwazi ukuzenza.
- Yiba nezimo. Kuza kuba neentsuku xa kungekho yonke into ekhoyo "yokwenza" uluhlu oluya kufezwa. Hambisa loo msebenzi kwintsuku elandelayo okanye kwiveki elandelayo ukwenza, kwaye unakekele oko kufuneke ukuqwalaselwa kwangoku.
- Mane uthi cha. Ukulawula intsapho kunye nelungu eligulayo kuthatha ixesha kwaye kusenokuthetha ukuba kufuneka uchithe izicelo zokuba umsebenzi weeyure emva kweeyure, ubulungu bekomiti okanye nakwezinye izinto zentlalo. Musa ukuziva unetyala ngalo. Yenza nje oko unako.
- UMphathiswa. Cela umntu ukuba asebenze iimpazamo zakho, uqeshe inkonzo yokucoca, unikwe unyango. Ngamafutshane, cela uncedo okanye ulungiselele iinkonzo ezinokuzikhulula ixesha lakho elifunekayo.
- Beka izinto eziphambili. Akukho mntu ongakwenza konke. Qinisekisa oko kubalulekile kuwe nentsapho yakho kwaye uvumele abanye bahambe.
Khumbula ukuba kungakhathaliseki ukuba kunzima kangakanani amaxesha ukuba umntu omthandayo ahluthe i-asthma, iintsapho ezininzi zifunda ukujamelana nemingeni kwaye zigcine ubomi obunempilo, nolonwabileyo.
Imithombo:
I-Nocon A., ne-Booth T. Impembelelo yeNtlalo ye-Asthma. Ndo. Pract. 1991 8: 37-41.
Iindleko ze-Asthma kwi-Society.Asthma kunye ne-Allergy Foundation yaseMelika.
Imibandela ye-ObamaCare yangaphambili. Obamacarefacts.com.