Unokukrazula iindleko zonyango ezingahlawulwanga ezingaphezulu kwe-7.5% yeNgeniso yakho ye-Gross Adjusted if you dedis deductions.
Ukwenza Uninzi lwezoNyango zezoNyango
Ekubeni kufuneka udlule i-7.5% yokunciphisa, isicwangciso esibucayi sokwandisa iindleko zonyango zibizwa ngokuba yi "bunching". Injongo kukuhlawula iindleko ezininzi zonyango ngomnyaka owodwa kunokwenzeka. Emva kokuba iibhilikhwe zakho zonyango zonyusa ngaphezu kwe-7.5%, zonke iindleko ezingaphezulu kwelo mali zichithwe ngokupheleleyo.
Ufuna ukwenza zonke iintlawulo ezinokwenzeka ngaloo nyaka kunokuba ulinde unyaka ozayo xa uphinde udlule i-7.5%. Ngokubambisana, ngokuqhelekileyo ufumana isicwangciso seminyaka emibili. Ngunyaka omnye uhlawula zonke iindleko onokuzenza kwaye uthathe iinqununu, ngeli xesha kunyaka ozayo uhlawula kuphela iindleko ezimele zihlawulwe kuba mhlawumbi awuyi kudlula i-7.5% yokunciphisa umnyaka wesibini. Cwangcisa phambili ukuze usebenzise amanxeba amaninzi kunokwenzeka.
Iindleko zonyango ezivumelekileyo
Indleko yonyango echithwayo yile naliphi iindleko zokuxilongwa, unyango, ukunciphisa, unyango, okanye ukukhusela isifo esithile okanye nayiphi na unyango oluchaphazela inxalenye okanye umsebenzi womzimba. Iindleko kufuneka zibe sisifo esithile kwaye kungekhona nje ukuphucula impilo jikelele. Ukuxilongwa kwe-arthritis kwandisa uluhlu lweentlawulo ezivumelekileyo zonyango. Iintlobo ezininzi zeendleko zichithwa. Iindleko ezilula ukuzibona ziquka:
- iirhafu zegqirha
- iindleko zesibhedlele
- iibhola zeebhanari
- imithi yonyango
- iiprayimari zonyango
- Iindleko zokuhamba zokufumana unyango
Ezinye iindleko
Nceda ubone i- IRS Publication 502 ngolwahlu olupheleleyo lweendleko ezingenakunqunyulwa kwaye zingenakutsalwa. Ezi zilandelayo ziindleko zonyango ezinxulumene ne-arthritis eyaziwa ngaphantsi komnxeba zingancitshiswa:
- Iintonga, iinqabana, i-braces, i-walker, i-scooter, i-wheelchair, kunye nezinye izixhobo zonyango.
- Iindleko ezongezelelweyo zezicathulo zamathambo ngaphezu kwezicathulo eziqhelekileyo.
- Ukulondoloza isihlalo sokuphakamisa umlomo.
- Iibhodi zebhedlele ezizodwa kunye neplywood ze-plywood zokuncedisa i-arthritis. (Iingeniso zokuPhathwa kweRhafu 68-212)
- Izixhobo ezithintekayo kunye nezixhobo zokuncedisa Iindleko okanye iindleko ezingaphezulu kwezinto "eziqhelekileyo" ezifana nokushisa kunye neepakethe ze-ice, izixhobo zokusebenza, izixhobo ezinkulu zekhitshi, izixhobo zokubamba, ukugqoka, ukugqoka kunye nokunceda.
- Unyango lwe-acupuncturist, i-chiropractors, i-osteopaths, indoda yonyango yamaNdiya, okanye izazi ze-Christian Science.
- I-Hydrotherapy (unyango lwamanzi), ii-injections, kunye neyeza ze-x-ray.
- Iindleko zokuguqula imoto okanye ikhaya ukuba likwazi ukulinganisela.
- Ukuphucula iipropati kwipropati xa injongo ephambili iyimfuneko yezokwelapha (imizekelo: ipulazi lokubhukuda, izibhakabhaka ezishisayo, i-swim spa, i-elevator, iiphakamiso ezikhethekileyo) zichithwa kuphela kwindleko ekudlulileyo ukwanda kwexabiso lepropati. Ukwenyuka okwenene kwindleko kwikhaya kulungelelaniswe ngolu vavanyo. Izindleko ezenzelwe ukulungelelanisa indawo yokuhlala ngenxa yokukhubazeka ngokomzimba ezifana neendlela, imirhumo yokuxhasa, iindibano zokusebenzela ezikhethekileyo, kunye nokulungiswa ukuba kucinga ukuba kwandiswe ixabiso lekhaya kwaye ichithwe ngokupheleleyo.
- Ukufakeka kwezindlu ezinokuzenzekelayo ezifana ne-air conditioners, i-heaters, i-humidifiers, i-air cleaners kunye ne-whirlpools ezisetyenziselwa inzuzo yomntu ogulayo.
- Ingubo ekhethekileyo-yonke into yokwenza ukunciphisa uxinzelelo lwengqondo olubangelwa i-lupus rashes.
- Ukunyanga kwamayeza angenakuvuthwa ngokuqhelekileyo kuhluthwa ngoxa i-IRS ithathe isikhundla sokuba ayikwazi ukwenza izigwebo kwimihlaba yonyango. Iintlawulo kumsebenzi ongenagunyaziwe zichithwa xa uhlobo kunye nomgangatho weenkonzo zabo zingekho mthethweni.
- Iindleko zokusebenza nokugcinwa kwezinto eziphathekayo ezifana ne-pool, spa, heater, cleaner air, njl. Ngokubhekiselele kumanzi, umbane, ukucoca, ukulungiswa, ukugcinwa, kunye neekhemikhali ezifunekayo zifihliwe iindleko ezidityanisiweyo. Zonke iindleko zithatyathwa ngaphandle kokuba akukho nanye okanye inxalenye yendawo ye-asethi eyinkunzi ichithwe.
- Inkqubo yokulawula isisindo ephakanyiswe ngugqirha wakho ukunciphisa uxinzelelo kwiindawo zamathambo. Nangona kunjalo, ukuncitshiswa okuvunyelwe ukutya okukhethekileyo kunokunciphisa.
Ukukhupha iindleko zeBhodi yokuNgeza
Ukuba ukubhukuda kunqunywe njengonyango okanye unyango lomzimba, indleko yokwakha idilesi yokubhukuda ikhaya ingahlawulwa ngokukodwa njengendleko zonyango . Nangona kunjalo, i-IRS inokuthi ibuze i-deductions ngenxa yokuba kungenzeka ukuba i-pool ingasetyenziselwa ukuzonwabisa.
Ukuba unokubonisa ukuba ibumbi lixhotyiswe ngokukodwa ukwenzela ukunciphisa imeko yakho kwaye ayifanelekanga ngokuzonwabisa, i-IRS iya kuvumela ukuxothwa. Ngokomzekelo, ii-IRS zavumela ukuxothwa kwidama elakhiwe ngumonde we-osteoarthritis. Ugqirha wakhe wachaza ukubhukuda ngamanye amaxesha ngosuku njengonyango. Wakha i-pool yangasese yangaphakathi kunye nezikratshi ezizicwangcisiweyo kunye necebo le-hydrotherapy. Ukunikezelwa kwezi zinto, i-IRS yagqiba ukuba i-pool yayilungiselelwe ngokukhethekileyo ukulungiselela unyango.
Iindleko zoShishino. Iindleko zonyango
Enye indlela ejikeleze u-7.5% ukukhawulelwa xa iindleko zingafakwa kwakhona njengenye into. Ezinye iindleko zithathwa njengeendleko zoshishino kuneendleko zonyango. Ukumangalelwa kwelo shishini akuxhomekeke ku-7.5%. Ukuba ukhubazekile kwaye unendleko efunekayo ukuba ukwazi ukusebenza (iindleko zomsebenzi ezinxulumene nokukhubazeka), unokuthatha inzuzo yoshishino ngalezi ndleko, kunokuba uchithe unyango. Ukhubaze ukuba unayo:
- Ukukhubazeka ngokomzimba okanye ngokwengqondo (umzekelo, ukuphunga okanye ukungaboniyo) okwenza ukuba usebenze
- Ukukhubazeka ngokomzimba okanye ngokwengqondo (umzekelo, ukubona okanye ukungaphumeleli kokuva) okubeka umda omnye okanye ngaphezulu kwemisebenzi yakho ebalulekileyo yokuphila, njengokwenza imisebenzi yesikhokelo, ukuhamba, ukuthetha, ukuphefumla, ukufunda okanye ukusebenza
Unokukrazula iindleko ezinxulumene nokukhubazeka njengendleko zoshishino ukuba ngaba:
- Kuyimfuneko ukuba wenze umsebenzi wakho ngokwanelisayo
- Impahla okanye iinkonzo ezingafunwa okanye ezisetyenzisiweyo, ngaphandle kwezehlakalo, kwimisebenzi yakho
- Ingakhange ibhekiswe phantsi kweminye imithetho yerhafu yengeniso.
Ukuba usebenza ngokuzenzekelayo ukutsalwa kufunwa kwiShedyuli C. Ukuba ungumqeshwa, iindleko zidweliswe kwifom yakho 2106.
Iindleko zeNondeductible
Iindleko ezininzi, nangona zibonakala zihambelana nokunakekelwa kweempilo ze-arthritis, zichithwa ngokuthe ngqo. Omnye umzekelo iindleko zamachiza angaphezulu kwee-counter (nangona unesigqirha segqirha). Izidakamizwa ezingaphezu kwezi-zifana ezifana:
- i-aspirin (Bayer, Anacin, njl.)
- ibuprofen (Advil, Motrin)
- ketoprofen (Orudis)
- naproxen (Aleve)
- i-acetaminophen (iTylenol, Excedrin, njl.)
Nangona kunjalo, ezinye iimveliso ezingaphezu kwemigangatho kunye nemigqomo engagunyaziswanga zisagxothwa ngokupheleleyo .
Ukongeza, i-marijuana echazwe ngamachiza, ngoku ngokuqhelekileyo ibizwa nangokuthi "i-marijuana yonyango," iphinde ilawulwe ingenakucinywa.
Ukugcinwa kweeNgxelo ezibalulekileyo kunye neMibhalo
Xa udonsa iindleko zonyango kufuneka zibhalwe ngokufanelekileyo kunye neerithi. Kufuneka ube nesinconywa esibhaliweyo evela kugqirha wakho ubonisa isidingo sonyango. Naliphi iindleko ezithathwa njengabantu ngabanye kunokuba zonyango azinqunywanga. Oku akufanele kukudambise ekudleni iindleko zonyango ezifanelekileyo. Imithetho yerhafu iyinkimbinkimbi kwaye iyatshintsha.
I-IRS ihlolisisa ukuxothwa kwezempilo ezinkulu ukuze uqiniseke ukuba ufumane iingcebiso zerhafu yengcali. Isiphakamiso segqirha asiqinisekisi ukuba i-IRS ivunyelwe. I-IRS inokwenza kwaye iphikisana nenkcitho yonyango kwindleko nokuba ngaba ugqirha lwegqirha lunikezelwa njenge-backup.
Eli nqaku alithathi indawo yeenkonzo zobungcali zengxelo. Nceda uqhagamshelane neengcali zerhafu ezifanelekileyo ukuze uphendule imibuzo ethile.
NguRichard Eustice, owayengumphathi wezentlawulo iminyaka engaphezu kwe-15, ekhulile umhlalaphantsi ngenxa yokukhubazeka kwi-rheumatoid arthritis.
> Imithombo:
> Intlawulo yeNgeniso, nguJKLasser; Ukhuseleko lweRhafu, nguRobert C. Carlson, JD, CPA
> Incwadi Yolwazi lweRhafu, iClassics Classics
> Ukubhala-Offs, iArthritis Today iphephancwadi Nov / Dec96