Inkcazo
Inkokhelo yoxanduva lokwabelwana kunye nentlawulo yerhafu eyenziwe nguMthetho woNonophelo ongenakunciphisa . Kukho iintlobo ezimbini zokuhlawula uxanduva lomsebenzi: umqeshi wabelana ngokuhlawula uxanduva kunye nentlawulo yomntu ngamnye olwabiwo.
Umqeshi wabelana ngokuhlawulwa kwentlawulo yintlawulo yerhafu esetyenziswe kumashishini angaphezulu kwama-50 abasebenzi abalingana nexesha elipheleleyo ukuba amashishini awanikezeli inzuzo ye-inshurensi yezempilo, okanye ukuba iinzuzo ezinikwe zona aziboneleli ngexabiso elincinci.
Ukuba kukho nawuphi na wabasebenzi abafumana inkxaso okanye iirhafu zokubasiza ukuba bathenge i-inshurensi yezempilo kwi- inshurensi yezempilo , umqeshi wabo ufumana isohlwayo sentela.
Umntu ngamnye olwabiwo uxanduva lomrhumo, owenziwe ngumyalelo ngamnye we-ACA, yintlawulo yerhafu enikezelwa ngabemi baseMzantsi Afrika nabemi bezomthetho abangenayo inshorensi yempilo emva kuka-Disemba 31, 2013.
Kukho iintlobo ezahlukeneyo zokuxolelwa kwesohlwayo sokwabiwa komntu ngamnye. I- IRS yabika ngo-2017 ukuba kunyaka wonyaka we-2015, i-12.7 yezigidi zerhafu ezingenasiswanga zifake isicelo sokukhululwa kwesohlwayo, ngelixa izigidi ezingama-6.5 ziphantsi kwesihlwayo.
Ngonyaka werhafu ka-2015, isohlwayo esiqhelekileyo esihlawulwe ngabo-6.5 yezigidi ezifayili ziyi-470. Kodwa isohlwayo sanda ngo-2016, ngoko ke izigwebo eziqhelekileyo zikhulu ngoku.
Imvelaphi
Isongelo sohlawulo lwabiwo lwabiwo lujoliswe ukuba kukhuthaze abaqeshi ukuba banikele i-inshorensi yempilo kubasebenzi babo kwaye bavuselele abantu abangaqinisekanga ukuba bafumane i-inshorensi yempilo.
Umgaqo-siseko wegunya lomntu ngamnye uphicothwe ngabaphikisi be-Obamacare abaphikisa ukuba urhulumente akanalo ilungelo lokugweba abemi balo ngokungathengi into ethile. Kodwa igunya laphakanyiswa yiNkundla ePhakamileyo kwiJuni 28, 2012. Inkundla yabona ukuba ukuhlawulwa komthwalo ngokwabiwo ngokwenene kwakuhlobo lerhafu, kwaye yazimisela ukuba umyalelo ngamnye ngumgaqo-siseko kuba urhulumente unelungelo lokurhafula abemi balo.
Ixesha elizayo leNkohlwayo yoXanduva loXanduva
Ngaphantsi koLawulo lweTrump, kunye neRiphabhlikhi ekulawuleni zombini amagumbi eNgqungquthela, ixesha elizayo lexesha lomqeshi kunye negunya ngalinye ngabanye aliqinisekanga. Zizo zibini zezona ndawo zithandwa kakhulu kwi-ACA, kwaye abagwebi beRiphabhlikhi baye bathi bafuna ukuwaphelisa ngokuphindaphindiweyo.
U-HR3762, owathi uMongameli u-Obama wavotela ekuqaleni kwawo-2016, ubuya kuphelisa ngokukhawuleza umthwalo wemfanelo. Abameli beRiphabhuliki bazama ukuphinda baphendule loo mthetho ngo-2017, kodwa kwahluleka ukudlulela, nangona uninzi lwamaRiphabliki kumagumbi amabini eCongress. Iintlobo zeebhilidi ezahlukileyo zaziswa ngo-2017 kumgudu wokuphelisa okanye ukutshintsha ii-ACA . Bonke babandakanya ukuchithwa kwezohlwayo zomntu ngamnye kunye nomqeshi, kodwa akukho nanye wabo ekugqibeleni wayenenkxaso eyaneleyo yaseRephabliki yokudlula.
Abameli beRiphabhlikhi bafunge isibambiso sokuba baqhubeke nokuzama ukuphelisa i-ACA. Ukuba ekugqibeleni banako ukugqithisa imithetho epheleleyo ephathelele kwi-ACA, kunethuba elihle lokuba umgaqo-mbopheleleko olwabelwana ngawo uza kupheliswa (kwaye mhlawumbi ungathatyathwa ngento efana nokufunwa komsebenzi oqhubekayo, apho abantu bangaphantsi kobunzima bezokwelapha xa behluleka ukugcina ingxelo eqhubekayo-eyona ngcamango eyafumana ukulandelana nabanye abameli beRiphabhliki ngo-2017).
Kodwa ukuba ixesha likhoyo, izibonelelo zomsebenzi ezabelwana ngazo zikhona, kwaye zingatshintshi phantsi kolawulo lweTrump. I-IRS yaqhubeka iyakwamukela imbuyekezo yerhafu ngo-2017 engayiphenduli umbuzo malunga nokuba i-filer yayinomshuwalense wempilo kunyaka owedlule (leyo yayiyimigaqo-nkqubo efanayo ne-IRS esebenzayo kwiminyaka eyandulelayo), kodwa baya kuqala ukugatya loo ntlawulo ukuqala ngo-2018; zonke iifayile ziya kufuneka zibonise kwimbuyekezo yazo nokuba ingaba bengenayo i-inshurensi yempilo kunyaka ongaphambili-ukushiya umbuzo ongenanto awuyi kuvunyelwa.
Funda nzulu
Ukuba ucinga ukuba uya kuba netyala lokuxanduva lokwabelana ngenxa yokuba awuqinisekanga, unokufumanisa ukuba uza kuhlawulisa kangakanani "Inkokheli Yomshuwalense Wempilo Yomntu Omntu?
"Kwaye" Ingakanani Imali Yomshuwalense Wezempilo Yomshuwalense? "
Ukuze ugweme ukuhlawulwa komthwalo wemfanelo ngokufumana isitifiketi sokuxolelwa kwe-inshorensi yezempilo, funda " Ngaba Unako Ukuxolelwa Ngomshuwalense Wezempilo?
Ukuze ugweme ukuhlawula uxanduva lokwabelana ngokufumana i-inshorensi yempilo, funda kuqala, " Ngaphambi kokuba Uthenge i-Intshurensi yempilo: Yintoni ofuna ukuyifumana xa uthengwa nge-Intshurensi yeMpilo ."
Abanikazi bamashishini amancinci bangafunda ngetyala lentlawulo yeenkonzo zentengiso ye-shishini ngokufunda, "I- Intlawulo yeNtlawulo yezeNtengiso yezeNtengiso - ii-FAQ ze-Abanikazi bamashishini abancinci" kwaye ufunde izicwangciso zokufumana isicwangciso sempilo somqeshwa " kwiiNkcazo zeMpilo ye-inshurensi kwiShishini lakho elincinci. "U
Eyaziwayo Njengaye: isohlwayo se-inshurensi yezempilo, irhafu ye-inshorensi yezempilo, isigwebo somntu ngamnye, isigwebo sesigunyaziso somqeshi, isohlwayo sokwabiwa komsebenzi.
> Imithombo:
> HealthCare.gov. Funda uMthetho woNonophelo ongenakunceda.
> INkonzo yeNgeniso yangaphakathi. I-ACA Iziko Lolwazi Lwabathengi. Ingxelo ye-IRS kwiNkcazo yokuNikwa kweNkcazo yeMpilo. Oktobha 2017.
> UKoskinen, uJohn. INkonzo yeNgeniso yangaphakathi. Incwadi yeCongress ngokumalunga neentlawulo zerhafu zonyaka we-2016 ezihambelana noMthetho ojongene noNonophelo onoxanduva . NgoJanuwari 9, 2017.