Inkululeko ye-inshorensi yempilo ikuvumela ukuba ugweme ukuhlawula isohlwayo serhafu ukuba ungaqinisekanga ukuba ungumhlali wase-United States ngaphandle kwe-inshurensi yezempilo. Ukuba ufumana uxhoso lwe-inshorensi yempilo, akufuneki ukuba uthenge i-inshorensi yempilo ngexesha lokuxolelwa, kwaye awuyi kuhlawulwa ngenxa yokuba ungaqinisekanga.
Imvelaphi
Igunya lomntu ngamnye, inxalenye ye-Care Affordable Act, ithi bonke abahlali bezomthetho baseUnited States kufuneka babe ne-inshorensi yezempilo okanye baya kuhlangabezana nesohlwayo serhafu esibizwa ngokuba yi- intlawulo yokubambisana .
Nangona kunjalo, umthetho uthi abanye abantu baxolelwa kwigunya lomntu ngamnye kunye nezohlwayo.
Ngubani okhutshwe kwi-inshurensi yezempilo?
Unokufunda okungakumbi malunga nabani na ukuxolelwa kwigunya lokuthenga i-inshurensi yezempilo " Ngaba Unokufumana Ukuxolelwa Kwinshorensi yezeMpilo? "Imininzi yemithetho malunga nabafanelekile ukuxolelwa kwe-inshorensi yempilo ingqalileyo ngaphandle kwemigca. Ngokomzekelo, unelungu lomhlanga waseMerika, okanye awukho. Ungaba ilungu lenkonzo yokwabelana ngempilo , okanye awukho.
Nangona kunjalo, uhlobo olulodwa lwe-inshorensi yezempilo, ukukhululwa kolukhuni, luyinto eguquguqukayo ngakumbi ekuchazeni ukuba ngubani ofanelekileyo. Ukuxolelwa kobunzima kubhekiselwe kubantu abanengxaki yezemali okanye ukujongana neemeko ezenza kube nzima ukufumana okanye ukufumana i-inshurensi yempilo.
Ngaba ayifumananga nomshuwalense wezempilo kwi-inshurensi yezempilo ngenxa yokuba ubalekele kumlingane ohlukumezayo?
Ngaba awuzange ufumane ingxelo ngenxa yokuba indlu yakho yachithwa yiqhwithi? Ngaba awuzange ufumane ingxelo ngenxa yokuba usebenzisa imali ukugcina umbane wakho okanye amanzi ekunqunywe? Ukuxolelwa kobunzima kwenzelwe wena. Funda ukuba ngubani ovumelekile ukuxolelwa kolukhuni kwi-" Indlela yokufumana ukukhutshwa kanzima kwiNtshuwalense yezempilo ."
Ungayifaka Njani Ukuxolelwa?
Imiphumo embalwa ye-inshorensi yempilo iyazenzekelayo kwaye ayifuni naluphi na uhlobo lwesicelo okanye isenzo sakho. Ezinye iintlobo zokuxolelwa zingafunwa xa ufaka irhafu yengeniso yakho yonyaka. Ukuze ufumane ezinye iimpazamo, kufuneka usebenzise ne- inshurensi yempilo yomshuwalense wezempilo . Funda kabanzi malunga naziphi iintlobo zokuxolelwa ezizenzekelayo, ezifunwa xa ufaka iirhafu, kwaye zifuna isicelo kuyo, " Indlela yokufaka isicelo sokukhuphela i-inshurensi yezempilo ."
Funda indlela yokuqhagamshelana noshishino lwakho lwe-inshurensi yempilo kwi-MarketCare.gov kwikhasi lokufumana i-marketplace.
Kutheni Ufaka isicelo sokuXhoxiswa kweNtshuwalense yeMpilo ngoku?
Nangona unako ukufaka isicelo se-inshorensi yempilo kweso nasiphi na ixesha, kulungile ukufaka isicelo ekuqaleni kwonyaka, okanye ngokukhawuleza xa uhlangabezana neemfuno zokuxolelwa. Emva kokuba unesibambiso sokukhuseleka, uya kulungele ukufaka isicelo se- inshorensi yempilo engabonakaliyo yindleko nangona ungazange uhlangabezane neemfuno zokufaka lolu hlobo lwe-inshurensi yezempilo ngaphambili.
Nangona i-inshurensi yempilo enobungozi inokungaphumeleli kwayo, ikuvumela ukuba ufumane unyango olungabikho ngaphandle kokuhlawula , kwaye lukufukisele ukuba lube lukhuseleko lwezempilo olubi kakhulu.
Abantu abodwa abafanelekile ukuwuthenga ngokuqhelekileyo bangaphantsi kweminyaka engama-30 ubudala. Nangona kunjalo, ukuba ufumana ukuxolelwa kolukhuni, uyazithengela ngokuzenzekelayo ukuthenga i-inshorensi yempilo nokuba uneminyaka engama-30 okanye ngaphezulu.
Bangaphi Abantu Abaxolelwa?
I- IRS yabika ekuqaleni kuka-2017 ukuba malunga nabahlawuli beerhafu abayizigidi ezi-6.5 bahlawuliswe isahlulelo sokubambisana ngokumalunga neentlawulo zabo zerhafu ngo-2015, ngelixa iifayili ezili-12.7 zifunyenwe ukukhululwa (kubandakanywa nokuxolelwa okufumaneka kwi-marketplace, kunye nokuxolelwa irhafu yentlawulo). Ngoko nangona inani elininzi labantu lihlawulelwa isohlwayo, phantse abantu ababini bafanelekile ukukhululwa.
> Imithombo:
> HealthCare.gov. Funda uMthetho woNonophelo ongenakunceda. Itheksthi epheleleyo yoMthetho woNonophelo ongenakunyanzeliswa kunye noMthetho woXhumano.
> INkonzo yeNgeniso yangaphakathi. Imibuzo kunye nezimpendulo kwiNkxaso yoBuntu ngabanye: Ukuxolelwa.
> UKoskinen, uJohn, iNkonzo yeNgeniso yangaphakathi. Incwadi yeNgqungquthela ngokumalunga nokubuyiswa kwentlawulo ka-2015 (efakwe ngo-2016) ngokubhekiselele kumalungiselelo e-ACA . NgoJanuwari 9, 2017.