Isizathu sokuba Ulungele Ukuxolelwa Uchonga Indlela Oya Kufaka Ngayo.
Igunya elilodwa elijongene noNonophelo loNonyango lifuna ukuba bonke abemi baseUnited States babe ne-inshorensi yezempilo okanye bahlawule isigwebo esibizwa ngokuba ngumthwalo wokuhlawula umthwalo . Yaye nangona isohlwayo siya kupheliswa ngo-2019, kusekho isohlwayo sokungaqinisekiswa ngo-2018 . Nangona kunjalo, ukuba ufumana i- inshorensi yempilo , unokuhamba ngaphandle kwinshuwalense yezempilo kwaye awuyi kuba netyala lokuhlawula.
Iingxowa-mali ze-inshorensi yezempilo ayinalo-ifanayo-ifanele-konke. Kukho izizathu ezahlukahlukeneyo zokuxolelwa, nganye iquka iimeko ezahlukeneyo. Ezinye ukuxolelwa zilungile kuwo wonke unyaka, ngelixa ubude bezinye ukuxolelwa bubekwe yimeko eyenza uxolelwe.
Unokufunda okungakumbi malunga neentlobo ezahlukeneyo ze-inshorensi yezempilo kunye nokuba ngaba unokufanelekile. Ukuxolelwa kolu bunzima luhlobo lokuxolelwa abantu abaninzi abanomdla kuzo. Funda kabanzi malunga nayo " Indlela Yokufumana Ukukhutshwa Kobunzima Kwi-Intshurensi yezeMpilo ."
Ukufaka isicelo sokuxolelwa
Ekubeni ukuxhomekeka kwe-inshorensi yempilo ayiyiyo ifane-ifanelwe-konke, indlela ofaka ngayo isicelo sokuxolelwa akuyiyo ifomati eyodwa-konke, nokuba njalo. Indlela oyifaka isicelo sokuxolelwa kuxhomekeke kwisizathu sokuba uxolelwe.
Ezinye iintlawulo ze-inshorensi zempilo zinikezelwa ngokuzenzekelayo; akudingeki wenze nantoni na. Ezinye iintlobo zifunwa emva kweyinyaniso xa ufaka i-tax revenue tax return yakho.
Ezinye iintlawulo ze-inshorensi zempilo zifuna ukuba ufake isicelo sokuxolelwa kunye nenkokhelo ye- inshurensi yempilo yakho . Utshintshiselwano luya kuphonononga isicelo sakho kwaye luvumele okanye lunqabe isicelo sakho.
Kungakhathaliseki ukuba ufumana ukuxolelwa kwakho kwi-exchange okanye kwi-IRS kwirejista yakho yerhafu, uya kusebenzisa ifom ye-Form 8965 ukucela ukukhululwa xa ufaka irhafu yakho yentlawulo.
Ngomhla kaJanuwari 2017, i-IRS ibike ukuba abafakeli beerhafu abayizigidi ezingama-6.5 bahlawule isohlwayo sokungaqiniseki ngo-2015, ngelixa iifayili ezili-12.7 zifake izicelo zokuxolelwa kwesohlwayo.
Ukuxolelwa ongayifumana ukususela ekutshintshisweni okanye ekubuyiselweni kwerhafu
Kwezinye iimeko, unakho ukhetho lokufumana ukukhululwa kwakho kwintsebenziswano, okanye ukucela xa ufaka i-tax return yakho:
- Unelungu leenkonzo zokwabelana ngononophelo lwezempilo .
- Unelungu lesizwe saseNdiya esaziwayo ngokusemthethweni.
- Wena usejele.
- Awunakulungelekile kwiMedicaid kuphela ngenxa yokuba urhulumente wakho ukhethe ukungawandisi iMedicaid. Kukho ama-19 athi awanakwandisa iMedicaid, eshiya abantu abayizigidi ezingama-2.4 kwi- Medicaid .
Ukuxolelwa Kwamangalo Xa Ufakela Imirhumo yeRhafu yeRhafu
Ukuba ukhululekile kwi-inshurensi yezempilo ngenxa yezi zizathu zilandelayo, unokufaka isicelo sakho sokuxolelwa xa ufaka i-tax revenue tax return yakho ngo-Ephreli 15 wonyaka olandelayo.
- Unomngcipheko omfutshane kwithuba lokugqibela eligqithisiweyo elingapheli kweenyanga ezintathu (qaphela ukuba ukuba ikhefu lakho ekugqibeleni lihlala kwiinyanga ezintathu uza kuba kwinqanaba lentlawulo kuzo zonke iinyanga ezintathu).
- Awuhlali e-United States ngokusemthethweni, okanye ungumthetho ongeyena ummi ongenakho kwi-inshorensi yezempilo, okanye ungummi wase-US ohlala kwelinye ilizwe.
- Awunakufumana i-inshorensi yempilo ebiza imali engaphantsi kwe-8.05 yepesenti yengeniso yakho yasekhaya ngo-2018, kubandakanywa nabantu abachaphazelekayo kwintsapho ye-glitch . Ukuba unelungelo lokuxolelwa, cinga isicelo sokuxolelwa nge-inshurensi yempilo yakho nangona unyanzelekile ukuba wenze njalo. Oku kuxolelwa kukunika ilungelo lokuthenga isicwangciso esincinci esincinci nge-inshurensi yempilo yakho nangona ungenakulungeleka ngenxa yokuba uneminyaka engaphezu kwengu-30 ubudala.
Ekubeni uzakufuna ubungqina bokuxolelwa ukuze ulungele isicwangciso esiyingozi, uya kuzuza ngokufumana ukukhululwa kwe-inshurensi yempilo yakho ekuqaleni konyaka kunokuba ulinde uze ufake iirhafu zakho ngonyaka ozayo.
Ukuxolelwa Oya Kufaka isicelo ngeNtshumo ye-inshurensi yeMpilo
Ukuba ukhululekile kwi-inshorensi yempilo ngenxa yezi zizathu zilandelayo, kufuneka ufake isicelo sokukhutshwa kwe-inshorensi yempilo ngokusebenzisa utshintsho lwempilo yomshuwalense wezempilo.
- Wena ilungu lehlelo lonqulo eliye laziwa elikhoyo ukusuka ubuncinci ngo-1950 oluya ku-inshorensi yempilo. Ngokwenza oko, oku kubaluleke kakhulu kumabandla aseMamonite nama-Amish kunye nama-Old Order Order.
- Ufaka isicelo sokuxolelwa kanzima kwinshuwalense yezempilo.
- Unelungelo lokufumana unyango lwezempilo ngokusebenzisa umboneleli wezempilo waseNdiya.
- Ingxelo yakho yokutshintshisiswa iya kuthathwa njengongenakulungeleka ngokusekelwe kwingeniso yakho engenayo kunyaka ozayo (ngo-2017, umyinge ongenakunqandeka ngowama-8.16 ekhulwini lomvuzo wakho wekhaya, emva kokubakho imali nayiphi na inkxaso evela kwi-premium).
- Ubhalise kwi-cover nge-AmeriCorp, VISTA, okanye kwi-NCCC.
Funda indlela yokuqhagamshelana ne-inshurensi yempilo yomshuwalense wezempilo kwi-HealthCare.gov yeSetowner tool tooler. Hlalani nikulungele ukunikezela utshintshi nobungqina benkxwaleko yakho okanye ukufaneleka kwakho ukufumana unyango lwezempilo ngokusebenzisa umboneleli wezempilo waseNdiya.
Ukuba usebenzisa isicelo esisekelwe kukuchasene nenkolo, iinjongo ziqinileyo zibandakanya ngokusisigxina ukuxhamla iinzuzo zakho zoKhuselo loLuntu. Ukuphonononga loo migaqo kwi " Ngaba Unako Ukuxolelwa Kwinshorensi yeMpilo? "
Ukuba ufaka isicelo sokuxhaswa kobunzima kwaye urhulumente wakho usebenzisa i-inshurensi yempilo yomshuwalense wezempilo kwi-HealthCare.gov, unokuyijonga kuqala isicelo sokuxolelwa kolu bunzima apha.
Ukukhutshwa kweNkcazo yeMpilo yomshuwalense
Ukukhululwa oku kulandela ngokuzenzekelayo. Akunakufuneka ufake isicelo sakho okanye uyifake isicelo sokubuyela kwerhafu yakho, kuba isebenza kubantu abangenayo imfuneko yokufaka ifayile:
- Ingeniso yakho iphantsi kangangokuthi awufuneki ukuba ufake ifayile yengeniso yombuso. Eyaziwa ngokuba ngumyinge wokufakela, umyinge wemali ongayenza kwaye ungasayi kucelwa ukuba ufake ifayile nganye ngonyaka. Unokwazi ukubheka umgca wokugqibela wokufakela kwi- IRS papasho 501 .
Ukuba ingeniso yakho ingaphantsi komyinge wokufakela, ukukhululwa kwakho kuhamba ngokuzenzekelayo. Usenokugqiba ukufakela ukubuyiswa kweerhafu ukwenzela ukubuyisela irhafu yengeniso eyayingagcinwa ngumqeshi wakho kunyaka. Kwimeko enjalo, kukho indawo kwiFomu 8965 yokumangalisa ukukhululwa.
Ngubani Ongenayo Imfuneko Yokuxolelwa?
Awudingi ukuxolelwa ukuba unempilo yomshuwalense sele sele ukhona. Oku kuquka intengiso yomshuwalense ngamnye, i-inshurensi exhaswe ngumqeshi, inkonzo ehlinzekwa nguRhulumente (VA, Medicare, Medicaid, CHIP, Tricare), kunye nezinye iintlobo zokupapashwa.
Kukho abanye abantu ukuba urhulumente wezepolitiki uthatha njengokuba bahlangabezane nemfuneko yokuba babe ne-inshorensi yezempilo nangona bengenayo inshuwalense yezempilo. Aba bantu abayifuni ukufaka isicelo sokukhutshwa kwinshuwalense yezempilo; abayi kuhlawula intlawulo yemfanelo ekwabelwana ngayo, nokuba. Oku kusebenza kuwe ukuba:
- Uhlala ePuerto Rico, i-Virgin Islands zase-US, i-American Samoa, i-Guam, okanye i-Northern Mariana Islands. Ukuze oku kusebenze, kufuneka unxibelelwano olusondeleyo kwimpahla yase-US apho ubiza khona indawo yokuhlala ngaphandle kokuba uyenze kwi-United States ngokwawo okanye kwelinye ilizwe.
- Uhlala ngaphandle kweUnited States ubuncinane iintsuku ezingama-330 zonyaka kwaye unemizi yerhafu ngaphandle kwe-US (ukuba usayifaka iifayile zakho zerhafu kunye ne-US, nangona uhlala kwamanye amazwe ubuncinane iintsuku ezingama-330 ngonyaka, uya kubanga ukukhululwa kwesohlwayo kwintlawulo yakho yentlawulo yase-US).
> Imithombo:
> Isevisi yangaphakathi yeNgeniso, ifomu 8965 . Fi kelele 5/31/16.
> Inkonzo yeNgeniso yangaphakathi, Ukubonelelwa koMntu ngamnye wokuXanduva - Ukuxolelwa: Ukumangalelwa okanye ukubika. Fi kelele 5/31/16.
> INkonzo yeNgeniso yangaphakathi, iNkqubo yeNgeniso 2016-24 . Fi kelele 5/31/16.
> UKoskinen, uJohn. INkonzo yeNgeniso yangaphakathi. Incwadi yeCongress ngokumalunga neentlawulo zerhafu zonyaka we-2016 ezihambelana noMthetho ojongene noNonophelo onoxanduva . NgoJanuwari 9, 2017.