Umfundi wandibhalela kutshanje, ukukhalaza ngomgaqo wodokotela omnye ndandidliwano-ndlebe apha ophethe ukungalingani kwe-thyroid ne-hormonal. Umfundi wayeqhagamshelane nogqirha, waza waba nomsindo emva kokufunda ukuba ugqirha akawamukeli izigulane ze-Medicare.
Kodwa ugqirha akayedwa, nangona kunjalo. Inani elandayo loogqirha liphuma kwinkqubo ye-Medicare, kubandakanya ezininzi zeengcali, abaqeqeshi be-intern, kunye namayeza ahlangeneyo abamba i-thyroid, i-hormonal, ukukhathala, kunye neengxaki ze-immune system.
Enyanisweni, abaninzi bala oogqirha abamkeli i-Medicare, kwaye abaze bathathe inxaxheba kwiinkqubo zomshuwalense yabucala. Izigulane zabo zifuna ukuhlawula kwi-pocket, phambili, kwaye zifakele ngokwazo ukufumana nayiphi na imali ehlawulwayo phantsi kwenkxaso yabo.
Kutheni kukho ogqirha abaninzi bephuma kwi-Medicare kunye neenkqubo zomshuwalense? Kukho izizathu ezininzi.
- I-Medicare isoloko iyanciphisa iirhafu zokubuyisela, oko kuthetha ukuba oogqirha bafumana ubuncinci ukwenzela ukutyelela ii-ofisi kunye neenkqubo ezahlukeneyo
- Kukho ukulibaziseka okwedlula kunini ngaphambili ukuba oogqirha bafumane ukubuyisela kwi-Medicare
- I-Medicare inomsebenzi onobuchule obukhulu, ovumela iimvavanyo kunye nezokwelapha, wenqaba ukuhlawula abanye, kwaye unciphisa indlela ugqirha angenza ngayo iyeza
- Abanini-mboleko bangebodwa babeka amanani aphantsi okubuyisela iintlawulo ngeenkonzo ezahlukeneyo kunye neyeza, amaxabiso angenakuze agubungele ugqirha.
- Abashuseli bavame ukwenza ngokufanelekileyo inkqubo yokubuyiselwa ngokuzimeleyo, kunzima kwaye kudla ixesha.
- Xa ukubuyiselwa kwemali kuvunyiwe, iintlawulo ezivela kubanini-mbopheli zinganciphisa kakhulu ukufikelela kudokotela.
- Oogqirha bangadinga abasebenzi abongezelelweyo ukuba baphathe iphepha elongezelelweyo, ii-fowuni, i-resubmissions, kunye noxubusho kunye nenkampani zomshuwalense.
Ufumana njani ugqirha owamkela i-Medicare? Iwebhusayithi ye-Medicare inikezela uluhlu lwabagqirha ababhalisile.
Uya kufuneka udibanise nodokotela ukuze unqume ukuba uyamkela izigulane ezintsha ze-Medicare, nangona kunjalo, baninzi. Ezinye izigulane zikhetha ukusebenzisa isikhungo sokunakekelwa ngokukhawulezileyo, esaziwa nangokuthi "iklinikhi yokuhamba", okanye "ngokukratshi", ngezinye izikhathi kuthiwa "doc-in-bhokisi." Kukho i-18,000 yezi klinikhi e-US, kwaye uninzi lwamaziko athabatha izigulane ze-Medicare. I-American Academy Yonyango Elijongene Nokunakekelwa Ngonyango ine-directory yeziko lokunakekelwa ngokukhawuleza kwi-intanethi, ngurhulumente.
Ngokumalunga noogqirha abaza kwamkela i-inshorensi yakho, abaninzi abanomtshutshisi baya kukunika incwadana yamayeza othabatha inxaxheba, kwaye banokukuncedisa ekuqeshweni okanye ekubhaleni njengesigulane esitsha.
Funda ngakumbi malunga neMedaretha kunye neengxaki ze-Intshu, kwaye Kutheni iiDokotela ziphuma
- Ubume beMagare
- Izibonelelo zeMedare FAQ: Yintoni i-Medicare, kwaye isebenza njani?
- Kutheni abanye oogqirha okanye izixhobo zonyango bengamkeli iAnsurance yam?
- Oogqirha Baphuma Kwi-Medicare - I-New York Times
- Ukubhalwa ngugqirha - uxanduva lwe-Medicare - CNN
- Xa oogqirha baphuma kwi-Wall Street Journal