Ukuba ngaba izigulane zikhutshwa ngokukhawuleza, iSibhedlele sinokuLahla imali
Namhlanje ngumhla wokucwangciswa kwakho okucwangcisiweyo. Ufika esibhedlele kwixesha elimisiweyo, unakekele konke ukucwangciswa kunye nephepha, uzinze kwigumbi lakho, unamavili kwindlela yokuhlinzwa, uza kwiiyure ezimbalwa kamva, kwaye umongikazi uthi, "ngokukhawuleza ukuba unayo intshukumo, siyakuthumela ekhaya. "
Ungaziqondi ukuba ngoku unomngxuma obuninzi obunqamle kwisisu sakho (phantsi komlenze wakho, ngaphaya kwegxala lakho, okanye?) Inqanaba lakho leentlungu liphezu kophahla, kwaye uvakalelwa kukuba uhlaselwe yilori elincinane.
Awukwazi ukucinga ukuba banokucinga ukuba ufuna ukuthumela ekhaya ngokukhawuleza.
Kukho isibalo sezizathu esibhedlele esingafuna ukuba ushiye ngokukhawuleza emva kokuhlinzwa kwakho. Zifana nezizathu ezifuna ukukhupha izigulana ngokukhawuleza kungakhathaliseki ukuba zivunyelwene ngani. Okokuthi, ngezinye iinkcukacha ababanako ukwenza imali eyaneleyo yokwenza ixabiso labo lihlale lilapho.
Nazi ezinye zezizathu abafuna ukukugxotha ngokukhawuleza kunokuba emva koko:
- I-inshurensi kunye ne-Medicare zinesikhokelo malunga nokuba ziphi izibhedlele ezikulungele ukuhlawula malunga nazo zonke izicwangciso zonyango kunye nezicwangciso (unyango lwe- ICDs ) onokungeniswa kuzo. Emva kokuba usuphelile loo mhla wokugqibela, isibhedlele asisayi kubuyiselwa ukuhlala kwakho ngaphandle kokuba enye ingxaki iqokelele into yokuba bayayilwayo kwaye bahlawulelwe esikhundleni.
- Ukuba ungumguli weMedare kwaye unomngcipheko wokufumana isifo, nokuba kungenxa yokuhlinzwa, okanye ngenxa yokuba uye wancipha umkhuhlane wezonyango, isibhedlele ufuna ukuba ushiye ngaphambi kokuba olo sulelo luqale ukubonisa. Kungenxa yokuba ukuba ufumana imeko ekhuselekile xa usesibhedlele (ebizwa ngokuba ayikho isiganeko, okanye isiganeko esibi sichazwayo ), kwaye siyiphutha lesibhedlele oyifumene nayo, ngoko i-Medicare ayiyi kubuyiselwa esibhedlele ngenxa yokunyamekela okufuneka ikunike yona ngexesha ukuhlala kwakho. Ngoko ke, ngokucacileyo, ngokukhawuleza ukhutshwe, ithuba elincinane naziphi na izifo eziza kubonakala, okanye iziganeko ezinokuthinteka ziyakwenzeka xa ulapho.
Isizathu sesibini sibonisa umgaqo weemiphumo ezingalindelekanga okanye uMthetho kaNewton weMpilo yeMotion. Xa izibhedlele zaqatshelwa ngo-2010 ukuba ziya kuqala ukulahlekelwa ukubuyiswa kwembuyekezo xa izigulane zabo zithinteka iimpazamo ezikhuselekile, zaqala ukukhupha izigulane kude kunokuba izigulane ezininzi zikulungele.
Nantsi into eyenzayo ngokulandelayo: izigulane ziya kufika ekhaya, okanye ziza kukhutshwa kwikhaya labahlengikazi okanye kwiziko lezixhobo zokuhlala, kuphela ukufumana iingxaki ezinkulu ngokukwazi ukuphilisa, kubandakanya ukufumanisa ukuba besuleleke, okanye babengenayo imigaqo efanelekileyo , okanye apho-kunye nabo bonke, ukulawula ukubuyiswa kwazo. Ngoko beza kubuya esibhedlele ukuze babuyiselwe, kwimeko apho isibhedlele sasingayenza imali kubo kwakhona ngenxa yokuba ingxaki abaye bayifumana ayibonanga kuze kube yilapho bephuma esibhedlele okokuqala. Ukubuyela kwisibhedlele kwakulungile kwizigulane, kwaye ekubeni ingabuyiselwa, kwakulungile nesibhedlele. (Ungaze ukhumbule uxinzelelo olongezelelweyo kunye nokuphulukisa ukuphulukiswa okubangelwa ukuhambisa isigulane ukusuka apha ukuya apho kwaye ubuyele kwakhona njengoko wakhutshwa okokuqala.)
Akuzange kuthathe ixesha elide kwi-Medicare ukuba libone ukuba zeziphi izibhedlele ezenzayo, kwaye zininzi kangakanani ukuhlawula inkqubo. Ngoko njengenxalenye yoMthetho wokuNakekelwa ongenakunqwenelekayo (ObamaCare, obizwa ngokuba yi-ACA), kodwa omnye umgaqo omtsha wawufakiwe. Okokuthi, ukuba isibhedlele sifunda isigulane seMedare kwisithuba seentsuku ezingama-30 emva kokukhutshwa, siya kuhlawulwa ngokuhlawula okuphantsi. Ngo-2012, izibhedlele ezingaphezulu kwe-2,000 zahlawulwa.
Yintoni ongayilindela kwii-ACA's Hospital Revenue Policy
Ukuba uhlala esibhedlele, unokubona utshintsho oluthile, olulungileyo kunye nolunzima.
Okokuqala, njengokuba uza kuqala ukubona amanqanaba aphakamileyo oonxibelelwano olusebenzayo kubasebenzi basezibhedlele kuba bayazi ukuba uya kubagweba ngokwasemthethweni ngophando olwenelisayo lwesigulane, uya kuqalisa nokubona ukucoca ngokucokisekileyo komsebenzi. Mhlawumbi uya kunikwa ubuninzi bokufunda izinto, unokucelwa ukuba ubukele amavidiyo malunga nendlela yokuzinyamekela emva kokukhutshwa, kwaye unokufumana ifowuni xa usendlini (okanye kwiziko lokuhlaziya) ukhangele kuwe.
Le yimizamo yonke enkonzweni yabathengi abafanelekileyo kwaye ngokuqinisekileyo inzuzo kuwe.
Nangona kunjalo, nathi sinokuqala ukubona ezinye iimpembelelo ezingalindelekanga zisebenza ngendlela yazo kwinkqubo. Phakathi nango-2012, indlela entsha (kunye nocatshulwa ngokungathandabuzekiyo) ekufumaneni imali xa yafumanisa ukuba izibhedlele zenza imali eninzi xa ziphatha izigulane, nangaphezulu kweentsuku eziliqela okanye iiveki, ngaphandle kokuzivuma. Ngokukodwa, izigulane zeMedare zigcinwa " kwiimeko ezingabonakaliyo zokubeka amehlo ", ezibaninzi, zithetha ukuba ziya kufuneka zihlawule iipokotshi zazo zokunyamekela.
Injongo yokulawula indlela izibhedlele ezibuyiselwa ngayo izigulana kukuphelisa ukugqithisa nokukhwabanisa , izixhobo ezinkulu zokuphumelela kwe-ACA. Ukuqinisekisa ukuba loo migaqo ayiyi kukhwela kwiingxaki ezongezelelweyo kwizigulane ziza kufuna izigulane eziphezulu ukuba zinyuswe xa zibona iingxaki eziza kubangela.
Ngaba Unokulwa Nokukhutshwa?
Ewe, ngokuqinisekileyo unako. Ukuba wena okanye othandekayo wakho uyaqonda ukuba kuya kuba luqilima ukuba uhlale esibhedlele, unokubhenela isigqibo sokwenza uhambe .