Yazi Isicwangciso Sonyango Sonyango Nezibonelelo Zemali
Ukuxilongwa kwesifo somhlaza wesibeleko kuya kuchaphazela impilo, ubudlelwane, ishedyuli kunye nekhredithi. Unyango lwezonyango lubiza kwaye iindleko zakho ziyakongeza ngokukhawuleza. Unokufumana uncedo lokuhlawula umhlaza wentliziyo kwi-inshorensi yakho yempilo yonyango, i-Medicare, iMedicaid, okanye ezinye iinkqubo zoncedo lwezemali. Emva kokuba ugqibe kwisicwangciso sonyango , unokuqokelela ulwazi kwaye wenze isicwangciso semali.
Ukulungiselela isabelo sakho semali seendleko zonyango lomhlaza isinyathelo esilumkileyo sokuthatha.
Izinto ezichaphazela iNyango Yonyango Yomhlaza Webele
Ukuba uyazibuza ukuba yintoni iindleko zonyango lakho elipheleleyo, luphawu olulungileyo lokuba ulungele ukwenza isicwangciso-mali okanye uhlahlo lwabiwo-mali. Iindleko zakho aziyi kufana nesinye isigulane ngenxa yokuba ukuxilongwa kwakho kuyingqayizivele kwaye isicwangciso sakho sokhathalelo siya kulungiswa kuwe kuphela. Kuhle ukufumana uqikelelo lweendleko kwangaphambili kunyango, kodwa khumbula ukuba izinto zingatshintsha njengoko uhamba kulolu hambo. Ukuhlolwa kwegazi, ukuphononongwa ngeso lengqondo, unyango lomzimba, kunye neyeza ezongezelelweyo zinokuqhuba iindleko ezipheleleyo. Izinto ezininzi ziyakuchukumisa iindleko zakho zonyango - nantsi ezinye zokugcina engqondweni:
- Uhlobo lweZonyango: Uphando, i-Radiation, i-Chemotherapy, unyango lwe-Biological
- Ubude bonyango: Ixabiso elipheleleyo lexesha elifunekayo lokuzalisa unyango
- Uphindaphindiwe lweZonyango: Ziya kwenziwa njani iiNyango ezininzi
- Ukunyangwa kweZonyango: Ikhaya, iKlinikhi, iSibhedlele
Ukuhlawula Ukwelashwa kweNtsholongwane kaGawulayo
Ininshurensi yeMpilo inganceda
Ukuba ubukho kwi-inshurensi yempilo yonyango okanye yangasese phambi kokuba uxilongwe, uya kuncedwa oluninzi ngeendleko zonyango lomhlaza webele. Biza umnini-nkonzo wakho we-inshorensi kwaye ubaxelele isicwangciso sakho sokuxilonga kunye nesipilisi, ngoko ubuze malunga neenkcukacha zenkxaso yakho, ama-deductibles, ama-premium kunye neentlawulo zentsebenziswano.
Thetha kumlawuli wezezimali kwiklinikhi yakho ye-oncology kwaye uqinisekise ukuba bayamkela uhlobo lwakho lwe-inshorensi. Ukuba kuya kubakho ukulula ukuhlawula zonke iindleko, cela malunga nezicwangciso zokuhlawula kunye noncedo lwemali. Unokufuna ukumisela i- akhawunti yokulondoloza impilo (HSA) ukugcina iindleko ezinxulumene nomhlaza kunye nokunciphisa irhafu.
Uncedo lwe-Uninsured okanye i-Low-Revenue Cancer Breast Cancer
Kukho izibonelelo ezininzi ezifumanekayo kuwe ukuba ungumgulane ofumana imali encinci, uninsuredured, okanye ungasebenzi xa udinga unyango. E-United States, kukho iiprogram ze- Medicare kunye neMedicaid ezinokukunceda ukuhlawula unyango lomhlaza. Ezinye iindawo zinika inshurensi yempilo yenkxaso karhulumente. Hlola kwindawo yakho yezibhedlele ezibonelela ngeenkqubo zokuhlola, unyango, kunye nenkxaso yezilwanyana zomhlaza. Ukuba uye wakhonza emkhosini, biza iofisi yakho yokuLawula iiVeteran kwaye ubuze malunga neenzuzo zakho zezempilo. Omnye kwiklinikhi yakho ye-oncology angazi malunga nemibutho engenzi-nzuzo ehlala kuyo encedisa ngeendleko zonyango lomhlaza. Fumana uncedo ngoku, kwaye emva kwonyango xa ubuya kwienyawo zakho, unokukwazi ukubuyela emva uze uncede omnye umntu.
Abantu Bokubuza NgezoNcedo zezeMali
Ingaba unayo okanye unayo i-inshorensi yezempilo, usenokufuna uncedo lwezezimali.
Ukwazi ukuba ngubani ofuna ukucela uncedo yindlela enye yokuqalisa. Thetha nomlawuli wezezimali kwikliniki yakho ye-oncology malunga neenkqubo zokuhlawula, inkxaso yezemali kunye nemibutho yendawo ekuncedayo ngeendleko zomhlaza. Ugqirha wakho uncedo olufanelekileyo ukujonga malunga nezilingo zeeklinikhi, ezinokuthi zifumaneke ezincinci okanye ngaphandle kweendleko kuwe. Esibhedlele, tshekisha nabasebenzi bezentlalo ukuze bafunde ukuba luncedo luni lwemithombo olunokuba lunokufikelela kuyo. Laba bantu banjalo banokukwazi ngemithombo yokufumana uncedo oluncedo oluya kulufuna ngexesha lotyando.
Akuzona zonke iindleko zonyango
Ngexesha nangemva kwonyango lomhlaza wesifuba, unokufumana uchitha imali ezininzi kwizinto zansuku zonke kunye neenkonzo ezenza lula ubomi bakho.
Ukutya kwakho kunokutshintsha, kwaye unokuchitha ixesha lokutya, ukugcoba iimpahla, ukuzizonwabisa ekhaya kunye neendleko zokuhamba. Ngamanye amaxesha unokudinga iyeza-anti-counter-counter ukuze ukuncede ukuhlangabezana nemiphumo emibi yonyango - ezo ayiyi kuhlanganiswa naluphi na uhlobo lomshuwalense. Unokufuna ukuhlawula iinkonzo zendlu, ukunakekelwa kwezingane, okanye ukunakekelwa kwempilo ekhaya. Kukho amalungu omndeni, abahlobo, abamelwane kunye nemibutho yokunceda abanokukunceda ukubonelela ngoncedo olusisiseko, ukuba imali yakho ayiyi kululela kude. Iqela lakho lokuxhasa linokukunceda ngokubamba i-fundraiser , ukumisa i-website ukuqokelela iminikelo, okanye ukubandakanya icawa okanye iqela lomphakathi ukubonelela ngoncedo.
Ngaphantsi kwindlela yokuhlawula unyango lwe-Cancer
Akungabazeki ukuba umdlavuza ngumzimba obizayo wokuba uphathwe. Kungakhathaliseki ukuba yintoni ukuxilongwa kwakho, ukuba imali ibonakala iyimqobo kwonyango, funa uncedo - ungayeki unyango. Xa ungekho unyanga emva kokuxilongwa komhlaza, kuya kuba kubi kakhulu ukunyanga emva koko. Ngoko yenza kube lula kwimpilo yakho, intsapho yakho, kunye nebhajethi yakho - lungiselela ukuhlangabezana neendleko zonyango lomhlaza webele ngokukwazi isicwangciso sakho sonyango, ukuqonda i-inshorensi yakho yempilo, nokufuna uncedo ngeendleko zonyango. Ubomi bakho abuxabisekanga , ngoko yenza okufunekayo ukuze uphinde uphumelele amandla akho kunye nempilo.
Imithombo:
Emva kokuxilongwa: Isikhokelo sezilwelwane kunye neentsapho. Ndiya kulihlawula njani konke oku? American Cancer Society. Ukuhlaziywa kokugqibela: 07/07/2010.
Izixhobo zoNcediso lwezeMali kubaPhezulu kunye neMindeni yabo. National Cancer Institute. Kufike ngo-Agasti 9, 2010.
Iindleko Zonyango Lwemhlaza. American Cancer Society. Ukuhlaziywa kokugqibela: 07/07/2010.