Ukuthengwa kwamangcwaba kunokunikela ngeenzuzo ezininzi
Nangona inzala ekhulayo ekutshisweni kwamanzi kwiminyaka emininzi edlulileyo, ukumbelwa komzimba womntu ofileyo kuhlala kungumgangatho oyintloko wemeko emazweni amaninzi ehlabathini lonke, njengama-United States, ePoland nase-Italy, nakwiindawo apho iinkolelo zonqulo zingavumelekanga ukuba ngomlilo . Eli nqaku lihlola izizathu ezintathu onokufuna ukuzithengisa incwaba ngaphambi kokuba ufe, kwaye iingenelo ezithengwa ngamangcwaba ngaphambi kokufa zingabonelela ukuba ukuvalelwa emangcwabeni (nokuba ngaphezulu okanye ngaphantsi komhlaba) yindlela ekhethiweyo yokujonga.
"Abayikho"
Ukuchaza isizathu sokuba aqhubeke etyalomali imali yakhe kwipropati yolwandle, i-humorist Ngaba iRogers yodwa yathi, "Ngenxa yeso sizathu sokuba kwakukho nje kuphela kwaye akukho nto, kwaye ayenzanga ukwenza." Umhlaba ngokwenene uncedo olugqibeleleyo, kwaye nayiphi na i-agent agent iyakuxelela ukuba umgaqo obaluleke kakhulu olawula ixabiso lentengo yepropati "Indawo, Indawo, Indawo." Izindlu ezimbini ezifanayo zifakwa kwiipropati ezahlukileyo kakhulu - enye inombono ophezulu olwandle kunye nomnye ojongene nefowuni egcweleyo, umzekelo-uya kuthengiswa ngeemali ezahlukileyo kakhulu.
Umgaqo ofanayo ulawula iindleko zamatye amangcwaba. Ukufunwa kwamangcwaba athile, ngokukodwa, kunye nokufumaneka kwezicwangciso ngaphakathi kwamangcwaba athile, ngokubanzi, ukufunwa kwemfuneko kwaye ngoko ke inani lemali abantu bazimisele ukuhlawula .
Nangona kukho amangcwaba angaphezu kwama-40 000 eUnited States yedwa ehlala rhoqo phakathi kweendawo zabantu, amangcwaba amaninzi namhlanje ajamelana neengxaki ezimbi: abanako ukudala indawo yokungcwaba kwaye ekugqibeleni baya kuphuma ngaphandle .
Ukongeza kule mali yokunciphisa inani lomhlaba elikhoyo lokusetyenziswa njengendawo yamangcwaba ngenxa yokusasazeka okungenakulinganiswa kokuphuhliswa kweendawo zokuhlala kunye nezoshishino, izithintelo zokwahlula, kunye nokuba amaninzi amathuna akhoyo asekho ngenxa yokunyuka kwedolophu, kwaye kulula ukuqonda ukuba kutheni abanye Ekugqibeleni amangcwaba kufuneka axhomeke "Akukho Sithuba" kwiimpawu zawo eziphambili.
Ukongeza, kwanamangcwaba anendawo eninzi ekhoyo kwiminyaka emininzi elandelayo sele ecwangcise ngokupheleleyo-i-cookie-cutter fashion-eyona ndlela esebenzisekayo ngayo loo propati ukwenzela ukwandisa inani lamathuba okuhlawulekayo kwaye ke ixabiso lala macala ngokutsho ukufunwa kweendawo. Ngelishwa, kuneendawo ezincinci zobufundisi phantsi kweemithi ze-oki ezisezintabeni ezinotshani kunokuba kukho iziqhelo ezilahlekileyo phakathi kwemigca emva kwemigca yamatye ephulaphula ngaphandle kwenkcazelo ye-nondescript. Cinga ukuba uluhlobo luni lwesayithi oluthengisa ngokukhawuleza.
Ngaloo ndlela, ukuthenga amathambo ngokukhawuleza kunokuba kamva akunikezeli kuphela inani elithile lamasayithi ekukhethiweyo kuwo nawaphi na amangcwaba anikezelweyo kodwa kunye nokukhethwa okukhulu kweendawo ezinqwenelekayo .
Ukufa, iintlawulo kunye ne-CPI
Ngokutsho kukaBenjamin Franklin, ukufa kunye neentlawulo kuphela ziqinisekile, kodwa ukuba uhleli nanamhlanje, mhlawumbi uya kwongeza into yokuba yonke into ikhula kakhulu ngaphezu kwexesha . (I-Index yeeRhafu zabathengi base-United States, okanye i-CPI, ibonisa ukunyuka kwindleko ephakathi kwempahla ngeminyaka.) Ngokomzekelo, ngo-1991, intengo ephakathi kwegesi yegesi ngaphesheya kwe-United States yayingu-1.10 yemoto. ngokuqhelekileyo baleka i $ 9,989, kwaye amaMerika achitha imali engama-125,500 kwiindlu eziqhelekileyo.
Ngaloo nyaka, iindleko zomngcwabo omdala ongama-3,742.
Xa eli nqaku libhalwa, umngcwabo omdala oqhelekileyo ugijima ngaphezu kwe-6 600 zamaRandi (umfanekiso ongabonakali neendleko zamatye etyhefu, phakathi kwezinye izinto ezifundwayo), kwaye abathengi banokuphela ukuphupha ukuthenga indlu, imoto okanye igesi ngamaxabiso ka-1991. Ngaphandle kokungahambisani nokufunwa kwezinto ezithile (njengoko kuphawuliwe ngasentla) kunye nendlela ekuchaphazela ngayo intengo, ukukhula kwanoma yimuphi umgangatho wabantu (phakathi kwezinye izinto) kukhulisa iindleko zempahla ephathekayo, oko kukuthi, abantu abaninzi abafuna into efanayo baya kuthetha ezinye banako / bazimisele ukuchitha ngaphezulu ngaphezu kwabanye.
Ngako oko, ukuthenga amatye ngokukhawuleza kunokuba mhlawumbi kamva kuthetha ukuba intlawulo oya kuhlawula ngoku kwinqanaba liya kuba ngaphantsi kokuza kuhlawula ngokuzayo .
Ihotele yexesha
Enye inzuzo ebalulekileyo yokuthenga umangcwaba ngaphambi kokufa kukukwazi "ukuthenga ngeenxa zonke." Nangona iqondo lokuthelekisa izicwangciso ezinikelwa ngamangcwaba amabini okanye ngaphezulu kunokubonakala kungavamile, ukuthenga umangcwaba ngaphandle kwengcinezelo yokumngcwaba umntu othandayo kukuvumela ukuba uqikelele ngokukhethekileyo iinketho zakho ngaphandle kokuziva utyhafile . Izigqibo ezininzi ezimele zenziwe emva kokufa komntu omthandayo zingabangela uxanduva xa uceba umngcwabo kunye nokungcwaba ngenxa yeemeko ezichaphazelekayo. Ukubethelela ngeendlela ezininzi zokukhetha phakathi kokudabuka, kuyaqhelekileyo ukukhetha iinkonzo kunye nezinketho ngaphandle kokucinga kakhulu ngenxa yokuba ukukhawuleza kokufumana izinto kuyayifuna.
Ngakolunye uhlangothi, ngokuthenga indawo yendawo yamangcwaba ngaphambi kokuba kudingeke, uphelise uxinzelelo olunjalo kwaye unokucinga ngokucacileyo. Ngethuba lokuxhamla kwexesha kwicala lakho, unokwenza uphando ngononophelo lwakho, ulungiselele umngcwabo wakho wangcwaba, ulungise uluhlu lwemibuzo ekufuneka uyicele, kwaye mhlawumbi ujonge amatye kwangaphambili.
> Imithombo:
> "Ngaba iRogers kwiSakhiwo sangempela." www.willrogerstoday.com . Ibuyiswe ngo-Agasti 20, 2013. http://www.willrogerstoday.com/will_rogers_quotes/quotes.cfm?qID=7
> "Indawo yokuphumla yokugqibela: Amangcwaba akakwazi ukujonga," uMeyi 20, 2012. www.cbsnews.com . Ukuhlaziywa ngo-Agasti 20, 2013. http://www.cbsnews.com/8301-18560_162-57437573/cemetery-misconduct-raises-concerns
> "Kutheni uhlawula kakhulu iGesi" nguJohn T. Harvey, ngo-Ephreli 26, 2011. www.forbes.com . Ibuyiswe ngomhla we-Agasti 25, 2013. http://www.forbes.com/sites/johntharvey/2011/04/26/why-you-are-paying-so-ch---gas-gas
> "Ixabiso kwi-90s." www.inthe90s.com . Ibuyiswe ngomhla we-Agasti 25, 2013. http://www.inthe90s.com/prices.shtml
> "Uhlolo lweeNcwadi zoLuntu jikelele." www.nfda.org . Ibuyiswe ngomhla we-Agasti 25, 2013. http://nfda.org/about-funeral-service-/trends-and-statistics.html . Qaphela: Amanani achaziweyo apha angabonakali iindleko zamangcwaba kunye neendleko zesikhumbuzo / iimakishi okanye iindleko eziphambili ze-cash-advance, ezifana neentyatyambo okanye izidlo.
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