Akuyiyo yonke into yokukhubazeka eya Kukunceda
Akunjalo wonke umntu ofanelekileyo kwi-Medicare uneminyaka engama-65 nangaphezulu . Nangona abemi abakhulu bevame ukwandisa iimfuno zezokwelapha, urhulumente wesigqeba uyaqonda ukuba kukho inani elincinci labantu abatsha abaneengxaki ezinkulu zempilo. Abantu abakhubazekileyo bangena kulo mlinganiso.
Umbuzo uwukuthi: Yintoni ebalulekileyo njengokukhubazeka kwiinjongo ze-Medicare ukufaneleka?
Ukuchaza ukukhubazeka
Xa umntu ephula umlenze wakhe, unokufakwa kwisigxina kwaye anikwe iingcebiso zonyango ukuba angathwali ubunzima emlenzeni. Ngaba ukhubazekile? Mhlawumbi kwixesha elifutshane kodwa ngokulindela okulindelekileyo kuphela kweeveki, kunokuthi kube yingxabano enzima yokwenza ixesha elide. Ngeenjongo zeNtshurensi yokuKhubazeka kweNtlalo, ukukhubazeka kufuneka kuthathe ubuncinane ubuncinane ngaphezu kweenyanga ezili-12 ngexesha.
Iinkcazo zokukhubazeka ziyahlukahluka kumntu kumntu kodwa izikhokelo ze-Medicare zingashiyi indawo yokutolika. Umnye umntu makangenakulungiswa kwixesha elide. Uyakuhlangabezana neendlela zokukhubazeka ezifanelekileyo kwi-Medicare ukufaneleka kuphela xa uwela kwelinye lala manqanaba amathathu.
Unayo i-amyotrophic lateral sclerosis (ALS).
Ngokubizwa nangokuthi isifo sikaLou Gehrig, i- ALS iyisifo se-neurologic esiyingozi esingakhokelela kwi-atrophic muscle, ubunzima bokuphefumla kunye nokufa. Kuqikelelwa ukuba baninzi abangama-20,000 baseMerika abanama-ALS nanini na ixesha.
Ukunyamezela nokuqhubela phambili ngokukhawuleza kwesi sifo kudinga inqanaba eliphezulu leenkonzo zonyango kunye neenkonzo.
Ngokukhawuleza uvumelekile kwi-Medicare kwaye kufuneka usebenzise ngokukhawuleza. Akukho xesha lokulinda.
Unesi sifo sokugqibela se- renal (ESRD).
Amaphesenti angaphezu kwama-10 aseMelika aqikelelwa ukuba anesifo sesifo esingasasigxina , ngokubhekiselele kumaziko okuLawula nokuLawula izifo.
Abantu abangaphezu kwe-100,000 bayaqhubeka nokuphuhliswa kwezintso, kwakhona kubhekiswe njengesifo se -renal sokugqibela , ngonyaka. Xa izintso zakho zihluleka, umzimba wakho awukwazi ukucoca itekisi ngaphandle komzimba. Uya kufuna unyango lwe-dialysis okanye ukutshintshwa kwentliziyo ukuze uhlale uphila.
Iingenelo zakho zokufihla ziqala ezintathu emva kokuba uqale unyango lwe-dialysis. Ukuba ufumana ukutshintshwa kweengtso, i-Medicare coverage mayingabi lixesha elide. Le nkqubo iya kubonelela ngeenyanga ezingama-36 emva kokutsalwa kweMedare. Emva koko, ukuba iinjongo zakho ezintsha zihlala zisebenza, awuyi kuphinda ufaneleke kwi-Medicare, kwaye uya kulahleka ukufikelela kwakho.
Ufumana Intsholongwane Yokhuseleko Lokukhubazeka Kwezenhlalakahle (SSDI) ngokukhubazeka.
Inani lezinye iimeko zonyango zinokufumana ukukhubazeka. Ukuze kuqinisekiswe njenge-Medicare eligunyazisiweyo, loo mntu kufuneka ukuba aphumelele inkqubo yesicelo esiqinileyo yokufaka isicelo se-Intshuwalense yoKhubazeka kweNtlalo . Le nkqubo kuphela ingathabatha iinyanga eziliqela ukugqiba.
- Kungathabatha inyanga ezintathu ukuya ezintandathu kwi-Administration Security Security ukuvumela isicelo sakho. Inkqubo yesicelo inokukhawuleziswa ukuba imeko yakho yonyango iluhlu lweeMeko zoBubele.
- Ukuvunyelwa kwesicelo sakho kulandelwa lixesha lemizuzu emihlanu elinde ngaphambi kokuba ufumane i-SSDI inzuzo.
Awufanelekile kwi-Medicare ade ufumane ii-SSDI inzuzo ubuncinane kwiinyanga ezingama-24. Ukongeza yonke le mihla, uza kulinda ubuncinci beenyanga ezingama-29, kwimeko efanelekileyo kakhulu, ukuya kwiinyanga ezingama-35 kwiimeko ezimbi kakhulu phambi kokuba ufumane uncedo lweMedare.
Oku kuqinisekisa urhulumente ukuba ukukhubazeka kunzima ngokwaneleyo ukunika imvume yokunikezelwa kweMediare. Ulawulo loKhuseleko loLuntu luchaze ukuba abasebenzi abayi-8,939 abakhubazekile bafumana inzuzo yokukhubazeka ngo-Ephreli 2015.
ILizwi
I-Medicare ayikho kuphela kubahlali abadala. Nabani na ukhubazekile ngenxa ye-ALS, isifo se-renal sokugqibela, okanye ukukhubazeka okuvunywe yi-SSDI, kungakhathaliseki ukuba ubudala, ufanelekile kwi-Medicare. Kukho ixesha elilindelekileyo lokulinda kuxhomekeke ekukhubazekeni kumbuzo, kodwa kubalulekile ukuyisebenzisa ngokukhawuleza kunokwenzeka ukukhusela naluphi na ukulibaziseka ekujoliseni. Thatha amanyathelo afanelekileyo ekufumaneni i-health coverage oyifunayo.
> Imithombo:
> I-DI 23022.080 Uluhlu lweSibonelelo Senceba (CAL) Izimo. Ulawulo loKhuselo loLuntu. https://secure.ssa.gov/poms.nsf/lnx/0423022080. Ukuhlaziywa kweSeptemba 15, 2017.
> I- National Health Chronic Kidney Sheet: I-General Information kunye ne-National Estimates kwiSifo esiSigxina seNtsholongwane e-United States, ngo-2014. Amacandelo okuLawula nokuLawula izifo. http://www.cdc.gov/diabetes/pubs/pdf/kidney_factsheet.pdf.
> Uphando, izibalo, kunye nokuhlaziywa komgaqo-nkqubo - iStapshot Snapshot yenyanga, ngo-Ephreli 2015. Ulawulo loKhuselo loLuntu. http://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/. Ukuhlaziywa ngoMeyi 2015.
> Yintoni i-ALS? ALS Association. http://www.alsa.org/about-als/what-is-als.html.