Ngaba ufanelekile kwi-Medicare?
I-Medicare inikela ngononophelo lwempilo kwizigidi zabantu, izigidi ezingama-56.9 ngo-2014. Abaninzi abasalayo baxhaswanga. Kubalulekile ukwazi ukuba nini na ukuba unelungelo lokusebenzisa inzuzo ezininzi kwiprogram. Ngoxa i-Medicare.gov inikeza i-calculator yokufaneleka, isenokudideka. Ukuqonda kakuhle ukuba zeziphi iimfuno eziza kukunika ukuqonda okungcono kwinkqubo yesicelo se- Medicare .
Ukuhlala eMelika
I-Medicare yinkathalo yempilo ngokuxhaswa ngemali ngedola yerhafu. Ngomncedisi wemali kumgca, akumangalisi ukuba urhulumente ufuna ukugcina iingcinezelo ezinzulu kulezi nkonzo. Ngokukodwa, ifuna ukuqinisekisa ukuba ungummi okanye umhlali onomphela waseMelika.
Ukubeka nje, ukuba awuyena ummi wase-US, udinga iGreen Card.
Awufaneleki kwi-Medicare ukuba:
- Use-United States kwi-visa.
- Utshatile ummi wase-US okanye ummi ohlala unomphela, kodwa awunjalo.
Nangona umtshato kwezinye iimeko kunokukwenza ukuba ulungele ukufumana i- Part A premium zamahhala , kufuneka uqale uhlangabezane nobummi kunye / okanye iimfuno zokuhlala zomthetho phambi kokuba uqwalaselwe kwi-Medicare.
Ukuhlala eMthethweni eMelika
Imfuneko yokuhlala esemthethweni kwi-Medicare ikhethiwe. Akukuphela nje ukuba uzimisele ukuhlala ngokusisigxina e-United States, kodwa kufuneka ugcinwe ukuba uhlala ubuncinane iminyaka emihlanu.
Njengomnini weGreen Card, ixesha liyimicimbi. Nangona ude udlule iminyaka emihlanu njengomhlali osisigxina, awukwazi ukufaka isicelo seMedare ngaphandle kokuba uhlala eUnited States ngethuba leminyaka emihlanu ngokulandelelana ngaphambi kokufakela isicelo.
Ngokomzekelo, uMaria uye waba ne-US Green Card iminyaka emithandathu kwaye uya kuba neminyaka engama-65 ubudala ngo-2018. Nangona kunjalo, wayehlala ngaphandle kwelizwe ngobuninzi be-2017. Ngelishwa, akayi kufaneleka isicelo se-Medicare ngo-2018 Kufuneka aphile eUnited States iminyaka engamahlanu eqhubekayo ngaphambi kokuba afanelekele ukufumana ingxelo.
Ukufumana iGreen Green
Unokumisela indawo yokuhlala ngokusemthethweni ngenye yeendlela ezilandelayo, kodwa ungalindelanga ukuba kube lula okanye ukhawuleze. Inkqubo inokuthatha naphi na kwiinyanga ukuya kwiminyaka ngaphambi kokuba ufumane iKhadi leGreen. Zonke izicelo mazigqitywe ngokugqithiswa yi-US Citizenship and Immigration Services (USCIS) phantsi kweSebe lezoKhuseleko lwaseKhaya. Nangona kunjalo, ukufudukela kwezempahla kuhlala kusekho inkcaso. Qiniseka ukuba ukhangele kunye ne-USCIS ukuhlaziya iinkqubo zabo zangoku.
Ukususela ngo-2017, ufanelekile kwiKhadi leGreen:
- Ngendlela yokukhusela okanye yokubalekela. Ukuba urhulumente waseUnited States unikezele ukukhusela, unokufumana ilungelo lokuhlala ngokusisigxina emva komnye unyaka wokungena kwakho eUnited States. Oku kuhlala kwimeko nje kuphela ukuba ubukho bakho okanye indawo yokubalekela ingapheli.
- Ngokusetyenziswa kweNkqubo yoTshintsho lweVisa. Ukuba uhlala kwilizwe elinamazinga aphantsi okufudukela eMelika, unokufaka isicelo seloti yonyaka kwiVisa. Abaninzi abangama-50,000 abafudukayo bangaphumelela iVisa ngokusebenzisa inkqubo ye-DV.
- Ngomqeshi wakho. Umqeshi unokuncedisa nge-petition petition. Umqeshi wakho kufuneka abonise urhulumente ukuba akukho mmi waseMelika okanye umntu osemthethweni ohlala ngokufanelekileyo kwaye ozimisele ukukwenza kwisithuba osinikwayo.
- Ngo shishino. Ukuba utshala iidola kwinkampani yaseMerika, wena, lakho iqabane kunye nabantwana bakho unokuthi uthathelwe ingqalelo yokuhlala ngokusisigxina. Oku kuya kufuna imali engaphantsi kwe-500,000 yokutshala imali kwindawo yelizwe apho kukho izinga eliphezulu lokungabikho kwemisebenzi okanye imfuno ephezulu, oko kukuthi indawo zasemaphandleni. Ngaphandle koko, kufuneka utyalo-mali oluthile lwama-$ 1,000,000 luya kufuneka. Kufuneka uqinisekise kwakhona ukuba utyalo-mali lwakho uxhasa ubuncinane imisebenzi elisisigxina esinexesha elipheleleyo labasebenzi base-US abafanelekileyo.
- Ngelungu lentsapho. Ukuba ilungu lakho losapho ngumhlali waseMelika okanye ummi ohlala unomphela, banokufaka isicelo sokukuxhasa ngokuhlala komthetho, oko kukuthi, iGreen Card. Abemi baseUnited States abangaphezu kweminyaka engama-21 ubudala banokuxhaswa ngabafazi babo, abazali, abantwana, abantakwabo, ama-fiance kunye nabantwana bama-fiancee. Abahlali basemthethweni banqunyelwe ukuxhaswa ngabafazi babo nabantwana. Ngcaciso, abantwana abangatshatanga kunye nabangaphantsi kweminyaka engama-21 ubudala.
- Ngokusebenzisa zakho iitalente. Ukuba ungumqeshwa onobuchule okanye oqeqeshiweyo onika iinkonzo ezinokuthi "zinamandla okungaqhelekanga", unokufaka isicelo ngokuthe ngqo kuorhulumente ukuze uhlale kwindawo esemthethweni. Okuthakazelisayo, umdanso we-burlesque uBhetina May wanikezelwa elinye lala maCare aMnyama angabonakali ngo-2012. Kufuneka uqinisekise ukuba uyona nto ibhetele kwintsimi yakho.
Ngaphandle kweMigaqo
Njengokuba kukho ezininzi izinto, kukho njalo. Kunokwenzeka, nangona kunjalo, ukuba uvumelekile kwi-Medicare ngaphandle kokuba ngummi wase-US okanye umhlali osisigxina somthetho.
Oku kuya kwenzeka ukuba unelungelo lokufumana umhlala-phantsi wemali yomhlala-phantsi, i- Inshurensi yokuKhubazeka kweNtlalo , okanye i-Benefrey Retirement Benefits. Kufuneka uvumeleke ngokusemthethweni eUnited States ukulungelelanisa ezo nkqubo kodwa kungekhona ukuba ngumhlali ohlala unomphela. Kwakhona, uya kufuneka uhlangabezane nazo zonke iimfuneko zokufaneleka zokufumana ezi nkqubo phambi kokuba uqwalaselwe kwi-Medicare.
ILizwi
Emva kokuba usungule ubukumkani baseU.S. okanye ubuhlali bomthetho, usendleleni yokufumana unyango lwempilo kwi-Medicare. Emva koko, kuya kufuneka ubonise imfuno yonyango ngokusekelwe kwiminyaka yakho (iminyaka engama-65 nangaphezulu) okanye ngokusekelwe ekukhubazekeni kwexesha elide . Ukuqonda ezi mfuno zokufaneleka kuya kukunceda ufumane unonophelo oluyidingayo.
> Imithombo:
> Iprogram ye-Visa ye-Diversity - Ukungena. ISebe leSebe lase-US leMicimbi yeeNgqungquthela. https://travel.state.gov/content/travel/en/us-visas/immigrate/diversity-visa-program-entry.html.
> IGreen Card. IWebhsayithi Esemthethweni yeSebe lezoKhuseleko lwaseKhaya - IiNkonzo zoBemi baseMzantsi Afrika kunye neeNkonzo zoLuntu. http://www.uscis.gov/greencard.
> I-Medicare Eligibility kunye ne-Premium Calculator. KwiWebhare.gov website. http://www.medicare.gov/eligibilitypremiumcalc/#
> IiMatriki zokuBhalisa. Imiqathango engapheliyo yoLondolozo lweeNkcukacha. https://www.ccwdata.org/web/guest/medicare-charts/medicare-enrollment-charts.