Indlela yoShishino loLondolozo lweMonde
Ukuba sele usuqalile ukuhlaziya indlela yokufumana isigulane sokunyamezela isiguli , kwaye akukho namnye kubo odibana neemfuno zakho okanye iimfuno zakho, unokufuna ukucinga ukuba uqalise ishishini lakho lokunyamezela isigulane njengommeli ogxilileyo.
Nantsi inkcazelo ethile yemvelaphi ekukunceda uqale ishishini lokumela isigulane :
Ngawe
Xa umntu eqala ishishini elitsha, bakhetha ubomi bomrhwebi.
Abanomashishini abaphumelelayo banamanani amaninzi ngokufanayo. Qalisa ngokunyaniseka nawe njengoko uphendula le mibuzo:
Ngaba uqala ukuzimela? Ngaba uzimisele ukwenza oko kuthatha ngaphandle kokulinda abanye ukuba bakuxelele ukuba benzani, okanye bathembele kwabanye ukuze benze oko? Ngaba unokuzilawula umsebenzi wakho kwaye ugxile kwiinjongo zakho?
Ngaba unxibelelwano? Kuqhelekileyo umntu oshishino osebenza ngempumelelo kwi-vacuum. Abanye, nokuba ngaba ngabahlobo bakho okanye abakhuphisanayo okanye abanye abantu abashishini beCandelo lezoRhwebo okanye iqela le-tip club, iya kuba ngumthombo wakho omkhulu kunabo abathengi abatsha okanye izixhobo ezintsha. Ikhono lokukrazula, kokubili kokunika nokufumana, kuya kuba lunye lwezakhono oza kuyidinga kakhulu.
Ngaba uyaphumelela kwimingeni? Ngaba unqabile ukwesabisa kwaye unayo isikhumba esikhwele? Ngaba unomonde kwaye ulinganise? Ukufumana nokuqhuba ibhizinisi lakho kuthetha imingeni rhoqo. Njengommeli wesigulane , uya kubhekana nabantu abangathethi kakuhle, abantu abaneentlungu, abathandekayo abaneengcamango zabo, abakhuphisanayo, abantu abanemali, abasebenzi bezonyango kunye nabanye abaya kwenza ukulinganisela kunye nomonde kubaluleke kakhulu ukwenzela nawe.
Ngaba uvumelanisa ukutshintsha kwindawo yokuthengisa ngokulula? Ngaba unokwenza umgangatho wendawo kwaye wenze utshintsho ukuhlangabezana neemfuno zayo? Ukuba usomashishini kuthetha ukuba ufanele ukwazi ukuqala utshintsho kwiimarike yakho kunye nesibini, ulungelelanise ngokukhawuleza kwezo zinguqulelo.
Ngaba ungumphulaphuli olungileyo? Uya kufuneka uphulaphule abathengi bakho, amalungu omndeni, ootitshala bezonyango, abantu bomshuwalense, abacebisi bakho bezezimali, abasemthethweni nabathengisi, kunye nabanye.
Uzakufuna ukuqonda iingongoma zabo-zokujonga kwaye uza kufuneka ukwazi ukuba uyaqiniseka njani ukuba ziye zavakala ngaphambi kokuba uqhubeke nezigqibo.
Ngaba uyazilungisa? Ukusebenza ngokwakho kuthetha ukusebenza kanzima kunye neeyure ezinde kunokuba usebenzele omnye umntu. Awuyi kuba nomnye umntu onokuxelela xa ufuna ukuhlala eofisini, okanye ukujongana neshedyuli yakho. Uzakufuna ukugcina ugxininiso kumsebenzi wakho, kodwa uya kufuneka ukwazi ukuba lixesha lokuthatha ikhefu, naye.
Ngaba uthembekile? Kwamashishini athile, ukuthembeka akubalulekanga njengoko kubalulekile kwishishini lokukhuthaza isiguli. Uya kubaxelela abantu abanokuba nethemba kuwe kunye nempilo yabo, iimali zabo, ubomi babo, okanye bonke abathathu. Ngaba ba no
Ngaba uqonda ubuthathaka bakho? Unokuba ngummeli obalaseleyo kwihlabathi, kodwa ukuba awukwazi ukulawula ukugcinwa kweencwadi, kuya kufuneka ufike kumgcini-ncwadi. Kukho abantu abaninzi abanokukunceda ngezoshishino lakho, kodwa uya kufuneka wazi ngokwakho xa ixesha lokunikezela kunye nokuhlawula ukukunceda. Xa uyazi apho iindawo zengxaki zebhizinisi lakho, uyazi ukuba ufuna ukufumana uncedo kunye nabani oza kufumana.
Ngaba ufunda kakuhle kwiimpazamo? Kwishishini, iimpazamo azisoloko zihluleka.
Ngamanye amaxesha yindlela efanelekileyo yokufunda oko kusebenzayo noko kungenjalo. Akudingeki wenze iimpazamo zakho, kuba unokufunda kwiziphoso zabanye, nokuba unokuyithobela ingqalelo. Kodwa oko kuyintloko - kufuneka uhlawule kwaye ulungele ngokufanelekileyo.
Ngaba unayo inkxaso evela kulabo abasondezayo? Amalungu entsapho kufuneka azimisele ukujamelana neeyure ezinde kunye nokugxila kwezo shishino, naye.
Ingaba unayo imali eyaneleyo kwibhanki ukuhlawula iindleko zakho zendlu ngomnyaka okanye omnye umntu oxhasa wena kunye nekhaya lakho ngoko ukuhlawula iindleko akufuneki ukuba ugxile kuyo? Akunqabile ukuba ishishini elitsha linenzuzo ngokukhawuleza ukuhlawula iibhili zoshishino, kwaye uhlawule umnikazi ukuhlawula kunye nangeminyaka embalwa yokuqala.
Ingaba unayo imvelaphi yemali-mboleko yezoshishino kunye nokulingana kobuntu ukubuyela emva kwabo? Ngaphandle kokufumana inzuzo yokuqala yikhono lomsebenzi omtsha ukuboleka imali kwigama lomashishini. Kungenzeka ukuba umnini-mboleko uza kufuna isiqinisekiso sakho siqu sakho. Qinisekisa ukuba ubuhlobo obuhle kunye nombhanki wakho, ngokukhethekileyo umntu oqonda ukukwazi kwakho ukwenza ishishini liphumelele.
Ngaba unayo imali eyaneleyo yokufihla iimfuno zakho zokuhamba kwemali? Ukuhamba kwemali ayikho imali eninzi njengenkcazo yendlela ifike ngayo kwaye ihlawula. Ngokomzekelo, unokufumana iindleko ze-$ 3000 ngenyanga, kwaye unokukwazi ukuhlawula i-client yakho imali engu-4000, kodwa abo bathengi abayi kuhlawula ubuncinane inyanga okanye ngaphezulu emva kokuba ubathumele ii-invoyisi zabo. Okwangoku, iindleko zakho ziya kuhlawulwa ngokukhawuleza. Ukuhamba kwemali ethembekileyo kuthetha ukuba unokuzifihla loo mabhili ngaphambi kokuba uhlawulwe ngokwenene ngabaxumi bakho ngomsebenzi owenzileyo.
Iirhafu zoshishino zinezilwanyana ezahlukeneyo ukusuka kwerhafu yengeniso. Ngokuxhomekeke kwisakhiwo soshishino osikhethayo, uya kuba nemigaqo emitsha yokulandela malunga nokubonisa imali engenayo kunye nokubonisa ukuxothwa. Ngaphandle kweentlawulo zentlawulo uza kufumana, urhulumente wakho uya kuba neemfuno, naye. Uya kufuna ukuthetha neCPA ukuze ufumane ulwazi oluninzi malunga neemfuno zerhafu.
Ukubandakanya ekuxhaseni ngemali yinkampani ye-inshorensi, nayo. Nangona awuyi kuba neendawo apho abathengi bakho bakutyelele khona, uya kufuneka uqinisekiswe ngumsebenzi wakho wengqondo njengephutha kunye nokushiya, okanye nokuba yinto engeyiyo yokusetyenziswa kwezilwanyana. Uzakufuna umcebisi we-inshorensi ukubonelela ngcebiso.
Ukuba unenkathazo yokuqonda imali, i-inshorensi, irhafu kunye nokuhamba kwemali, uya kufuna ukuqesha umntu onjenge-akhawunti yomntu onokukunceda ukulawula le mi sebenzi. Ukungaziqondi kunokubangela ukuba ishishini lakho liphumelele, nokuba ngaba unesigulane esifanelekileyo isigunyaziso kwihlabathi.
Ngokumalunga Nomonde Wakho Ummeli AbaThengi okanye abaThengi
Ngubani oza kukuqesha? Kubaluleke ngakumbi, ngubani oza kukuhlawula ukwenza umsebenzi wakho wokukhuthaza isigulane? Aba bantu babizwa ngokuba yi-market target, kwaye ukuthengisa kunye neentengiso ziya kujoliswa ngqo kubo.
Unokucinga ukuba i-market yakho ngabantu abadala kakhulu abafuna uncedo nge-Medicare. Kodwa ukuba ngaba babo abantwana abakuqeshe ngokukhawuleza kwaye bakhokhele, ngoko ke imarike yakho ekujoliswe kuyo yile yabantwana, kungekhona umntu omdala. Okanye, mhlawumbi umntu omdala okanye umntwana unokuba ngumlindi wesinye. Ewe, oku kukuthengisa-kuthetha, kodwa kuya kufuneka uqonde ukuphumelela kwishishini lakho lokukhuthaza isigulane.
Uzakufuna ukucinga uluhlu oluhle lwabantu abanokukuqesha ngenxa yezakhono zokukhuthaza isiguli. Ukuba unika iinkonzo zonxibelelwano lwezonyango, abathengi bakho bangaba ngabanye, amalungu abo entsapho, nokuba ngumqeshi okanye umshwalense. Ukuba unika i-inshurensi okanye iinkonzo zokuxolelana nokuhlawula, unokucinga ngokuqhagamshelana nabagcini-masango okanye abathumeli abava kwiiklayenti zabo malunga neengxaki zokuhlawula. Amagqwetha, i-akhawunti, abacwangcisi bemali okanye abadayisi bomshuwalense banokwazi ukuba ngabaxhasi bakho.
Kuya kufuneka ukuba wenze izicwangciso ekujoliswe kuzo ekuthengiseni. Ngaba udinga incwadana? Ukuba kunjalo, uza kugxininisa njani? Kuthiwani ngewebhusayithi? Ngaba uyazi indlela yokwakha i-website efumaneka lula ngeenjini zokukhangela? Yintoni ekufuneka ithethe? Ngaba uquka intengo?
Ukuba awukwazi ukuqonda kakuhle iimarike ezijoliswe kuyo kunye nokuthengisa, kuquka ukukhangisa, ubudlelwane boluntu, iiwebhusayithi kunye nezinye izixhobo, uya kufuna ukuqesha umntu ukuba akuncede wenze ukuthengisa kwakho. Ngaphandle kokuthengisa kunye nabathengi, awuyi kuba noshishino nhlobo.
NgeeNkonzo zakho zoLondolozo lweMonde
Kukho ezininzi iintlobo zezigulane ezikhuthaza iinkonzo , ukusuka ekuncediseni uxhulumano phakathi koogqirha bezonyango kunye nezigulane, ekuncediseni ukuhlawula i-inshorensi okanye ukuhlawulwa kwezonyango, kunye nokunceda izigulane kumakhaya abo.
Kwihlabathi eliqala-lokuqala-shishini, uza kwenza uphando olumiselweyo lwemarike ukuze uchane ngokuchanekileyo ngubani oza kukuqesha kunye noko baya kukuhlawulela ukwenza umsebenzi. Ngakumbi, qhagamshela nabantu ocinga ukuba bangasebenzisa iinkonzo zakho. Yaye mamela ngokunyamekileyo oko bathethayo malunga neenkonzo abanokuzidingayo, kunye noko banokukulungele ukuhlawula ezo nkonzo.
Emva koko yenza uluhlu lweenkonzo zokukhuthaza isigulane onokukunikezela ukuba uya kuba nomdla kulabo abaza kukuqesha. Uya kuba ngcono xa uqala uluhlu olufutshane, kwaye ulungelelanise kwiinkonzo ezinokuba ngabaxhamli abanokukubuza. Enye yoluhlengahlengiso onokuyidingayo njengoko kuchaziwe ngaphambili.
Uya kufuneka uhlawule uluhlu lweenkonzo. Oku kuya kuba nzima kwaye ungadinga ukucela iingcali ukukunceda. Jonga ngezantsi ukuze uqhagamshelane nezixhobo.
Ngaba ufumene abanye abanikela ngeenkonzo zokukhuthaza isigulane ofuna ukuzinikela? Abanye ababonelela ngeenkonzo ezifanayo okanye ezifanayo baya kuba ngabakhuphiswano bakho, kwaye uya kufuneka ugcine iithebhu kumashishini akho. Indlela efanelekileyo yokufumana le ngcaciso kukuqala ukubuza imibuzo yenethiwekhi yakho kunye nabacebisi bezebhizinisi.
Ukuba awukwazi ukufumana abanye ababonelela ngeenkonzo oceba ukuzenza, kunokukho izizathu ezimbalwa. Esinye isizathu sinokuba kuba ngowokuqala! Ukuba ukhona, kwaye wenza kakuhle, ulindele ukuba abanye balandele kungekudala. Emva kwakho konke, ukulinganisa yindlela yokusukela kwi-backrest yokwazi ukuba wenza into efanelekileyo.
Esinye isizathu asenokungabi nabakho phiswano kuba akukho ngokwaneleyo imarike. Ukuba uhlala kwindawo yasemaphandleni engenabantu abangamawaka ambalwa, okanye kwindawo eninzi yabantu abatsha abaneemingeni emininzi yempilo, kunokungabi naneleyo ishishini kuwe.
Isizathu sesithathu sinokuthi umntu usele uzame ukunikela iinkonzo zakho, kodwa abazange bakwazi ukuhlawula ngokwaneleyo ukwenza ikhefu okanye bangenayo imali yokuhamba kwemfuneko ukuze kugcinwe ishishini.
Ukwenza ezi zigqibo ziyingxenye yomsebenzi wesikolo omele ukwenze ukulungiselela ukuqala ishishini.
Indlela yokuqinisekisa ukuba wenze uhlolo olufunekayo kukuba ukwazi iimpendulo kwimibandela oya kubuzwa ngabantu abanokudliwano- ndlebe ukuba ube ngummeli wesigulane .
Imithetho yeMfihlo iya kudlala indima
Ukuze ube ngummeli ophumelelayo ngesigulane, uya kufuna ukuqonda ngokuqinile imithetho ye- HIPAA , kunye nokukwazi ukufaka ithemba elaneleyo lokuba bazimisele ukukunika ummeli wabo wezempilo okanye i-agent yezimali, ngokuxhomekeke kwiinkonzo abaqeshe zona.
Kakade, ukukwazi kwakho ukufaka loo ntembelo kuya kuhamba ixesha elide ekuthengiseni kwakho, kwakhona. Ngomthengi ngamnye osebenzela kuyo, uya kufumana impumelelo onokubelana ngayo nabanye (ngemvume yabo, kunjalo). Ukongeza, baya kubelana nabanye impumelelo yakho, efana ne-WOM (yamagama emilonyeni) ukukhangisa, uhlobo oluthile oluchanekileyo noluncinci lokuthengisa.
Yenza ishishini lakho liqalise
Ulungele ukungena? Emva kokuba uphendule le mibuzo malunga nawe, iimali zakho kunye neenkonzo zakho zokuxhasa isigulane, kuya kuba lixesha lokuthatha ezi nyathelo ezibalulekileyo ukuze uqhube ibhizinisi lakho.
Isicwangciso seshishini kufuneka. Isicwangciso sakho sezo shishino siza kuba yindlela yakho yeendlela ekuqhubekeni kwezobugulane. Iya kupela zonke iinkonzo zakho, ukuxhaswa kwakho kwemali, ukuthengisa kwakho kunye nezicwangciso zakho zokukhula. Akufuneki ukuba luxwebhu olude, olunzulu, kodwa lufuna ukuba nawo onke amanqaku afanelekileyo.
Awunayo ukuvelisa izicwangciso zesicwangciso soshishino. Zininzi uluhlu kunye nemizekelo ekhoyo ukulandela. Kodwa kufuneka ucoceke, njengoko ufuna iimpawu ezicacileyo ukuqhuba kwindawo entsha apho ungazange ufune ukuhamba khona ngaphambili.
Uzakufuna ukucacisa isakhiwo sakho seshishini. Ngaba uya kuba ngumntu oyedwa, owaziwa nje ngokuba ngumnini wedwa? Mhlawumbi wena kunye nomlingane ufuna ukuqaliswa kwishishini? Okanye ngaba ufuna ukuqala iqumrhu njengeS-Corp okanye i-LLC okanye i-LLP? Igqwetha lakho liya kuba ngumntu onokukunceda wenze eso sigqibo.
Uza kubiza lakho ishishini? Ngandlela-thile, ukubiza igama ngeyona shishini kunzima kunokuba igama lomntwana. Kukho abaqeqeshi abangenzi lutho ngaphandle kokukhetha amagama omatshini kunye nemveliso yemveliso, banikezela ubungqina bokuba kubaluleke kangakanani le nyathelo.
Kukho iinkcukacha ezimbalwa zoshishino ezikhankanyiweyo ezivela ekuphandeni ukuba yeyiphi amagama asetshenzisiweyo kwaye ayagqithiselwa, ukuba ungasebenzisi igama lakho ngenxa yokuba ufune ukuthengisa ibhizinesi. Uya kufuna ukufumana ukuba igama le-domain (i-URL okanye idilesi yewebhu) iyafumaneka kwakhona. Thatha ixesha, uze ulandele amanyathelo amiselweyo okwenzela igama lakho igama.
Nangona unabasebenzi ngaphandle kwakho, uya kufuna inombolo yombolo yomqeshi (EIN.) I-EIN ilula ukuyifumana kwiwebhusayithi ye-IRS. Uza kusebenzisa i-EIN yakho yezinto ezininzi ukusuka kwindlela olawula ngayo irhafu yakho, ukuseka i-akhawunti yakho yasebhanki. Qaphela: Ukuba ungumnikazi wedwa, awunyanzelwanga ukuba ufumane i-EIN, nangona kunjalo, ndiyakumcebisa. Xa abantu beqesha, unganikezela i-EIN yakho yamaphepha kwiphepha lenombolo yokhuseleko lwakho loluntu. Njengoko uyazi, lihlala liluvo oluhle lokugcina inombolo yakho yokhuseleko loluntu njengabucala kunokwenzeka.
Unokufuna ilayisenisi yoshishino. Le mfuneko iyatshintsha ngohlobo oluhlala kuyo, okanye kwinqanaba okanye kwisixeko lakho ishishini lakho liza kubakho. Indlela engcono yokufumana le ngcaciso kukubiza umnobhala wakho kamasipala wengingqi (unobhala wenkundla, unobhala wesixeko, njll) kwaye ubuze. Kuya kuba nemali, kwaye imigaqo malunga noko uza kuyifumana ukuqinisekisa ukuba ufumene ilayisenisi. Unokudinga ukuba usungule i-akhawunti yasebhanki, okanye isakhiwo sezomthetho ukuze ufumane ilayisenisi yakho.
Ukuba uya kusebenzisa i-DBA (ukwenza ibhizinisi njengegama) esikhundleni segama lakho (umzekelo, ukuba igama lakho nguTom Smith, kodwa ubiza umnxeba wakho uTom Smith's Advocacy) kwaye unokufuna ilayisenisi yezoshishino ngaphambi kokufumana i-EIN yakho. okanye i-akhawunti yakho yasebhanki. Kwakhona, oku kuhluka ukusuka endaweni ukuya endaweni. Ukuba ubiza umnobhala wakho kamasipala okanye ucele ebhankini apho uya kubeka khona iakhawunti yakho yebhanki, banako ukukwazisa malunga nawaphi amanyathelo okwenza kuqala.
Njengenxalenye yesicwangciso soshishino sakho, kuya kufuneka uphuhlise isicwangciso esicacisiweyo sokuthengisa, naye. Isicwangciso sokuthengisa sisinceda ukuba uchaze ngokucacileyo abaphulaphuli bakho (abaxumi okanye abathengi) kwaye ubeka ngokucacileyo ukuba uya kuzifikelela njani. Ngaba uza kuluhlula kwi-directory ye-advocate advocates? Ngaba uza kubhengeza iphephandaba lakho lendawo? Ngaba uza kubhala iimpapasho zeemagazini?
Ngelixa zonke iinkalo zokucwangcisa ibhizinisi zibalulekile, ukuba awunayo icwangciso esicacileyo sokufikelela abaphulaphuli bakho, ke awuyi kuba nezoqoqosho ezifanelekileyo ukuhlala kwishishini. Ngoko qiniseka ukuba isicwangciso sakho sokuthengisa sibonisa uluhlu lweendlela zokufikelela, eziquka ukuthengiswa kunamandla kunabo bonke, ilizwi lomlomo .
Ukunxibelelana nabanye abameli besigulane abenza umsebenzi ofanayo kunye nokwenu kungabaluleka kakhulu. Ukufumana abanye abavakalisi, nokuba ngaba baqhutywe ngasecaleni, okanye bahlala kulo lonke ilizwe, kungaba yindlela enhle yokuphucula ulwazi lwakho ngoshishino lwakho, kwaye kusenokuba luncedo olukhulu ukuphendula iimbuzo malunga nebhizinisi lakho okanye umsebenzi wakho nezigulane ngabanye .
Ukuqala naluphi na uhlobo lwezoshishino oluphumelelayo kunzima, kodwa ukuqala ishishini elitsha uhlobo lwenkonzo, njengokuba ngummeli wesigulane, kunzima. Ngeke ube nempumelelo yangaphambilini okanye iimpazamo zabanye abantu ukuze ufunde kuyo, kwaye uya kwenza ukuba uninzi lwezinto ozenzayo xa uhamba.
Khumbula ukuba enye yezinto ezibaluleke kakhulu zokuba usomashishini ophumelelayo kukuphulaphula nokuthatha iingcebiso. Nazi ezinye zezibonelelo kunye nabacebisi abanokukunceda ukuba usungula ishishini lakho lokumela isiguli:
Uncedo lukaRhulumente
Wonke ummandla wase-US uyaqaphela ukuba kubaluleke kangakanani ukuba amashishini amancinci aphumelele kwimpumelelo yayo kwezoqoqosho kwaye ngenxa yeso sizathu, wonke urhulumente unika inkxaso yokuqalisa amashishini amancinci. Ezi zixhobo kufuneka zibe phakathi kwakho wokuqala ukufikelela. Unokufumana uludwe lweenkqubo ze-intanethi kwi-intanethi, okanye ufonele ikholeji yasekuhlaleni yakho ukuba ubuze malunga nezibonelelo ezincinci zophuhliso lwezorhwebo.
INQAKU
INKCUKACHA yiNkonzo yeCorp yabaSebenzi abahlala phantsi-abantu abaye bahlala umhlala emsebenzini, kwaye ngoku bazinikela ngokucebisa abanye abafuna ukwakha nokuphumelela kwamashishini abo. Unokukhangela umcebisi we-SCORE kwiwebhusayithi yayo.
SBA
Ukuqaphela ukuba amashishini amancinci yixesha elizayo loqoqosho lwe-America, urhulumente wesigqeba unikeza inkxaso eninzi kumashishini amancinci ngoLawulo lwaMashishini abancinci, i-SBA. Unokufunda okubanzi malunga nezicwangciso zoshishino, iimali-mboleko zoshishino, iintlawulo, ukuthengiswa kunye nokunye okuvela kwi-SBA.
Bhanki Yakho
Hlola kwibhanki yakho ukuba ubone ukuba ngaba banikela ngeenkonzo zamashishini amancinci. Ezinye iibhanki zijolise kumashishini amancinci nakwamashishini. Abanye banikela ngemali mboleko emancinci. Kanti abanye banikela ngeakhawunti yezo shishino, kodwa akukho inkxaso eninzi ngaphaya kwaloo nto. Ekubeni ungadinga ukuba nolwalamano olulungileyo xa lufika ixesha lokufumana i-mboleko yezoshishino, ukuseka olo budlelwane kusenokuba luncedo kuwe.
CPA okanye i-Akhawunti
Uzakufuna i-Akhawunti ye-Akhawunti kaRhulumente (Certified Public Accountant (CPA), umgcini-akhawunti okanye umgcini-ncwadi ukuze akusize ukuselela ukuhamba kwemali yakho kunye nemali. I-CPA yakho iya kukunceda ukuba ulandele iirhafu zakho zerhafu. Kamva, uya kufuna iCPA okanye i-accountant ukuba wenze iirhafu zakho. Ukuba unentembelo ethe xaxa kumandla akho okusingatha ukugcinwa kweencwadi, ukuhanjiswa, ukuhlawulwa kunye neemali ezifunyenweyo, ngoko unokufumana ipakethe yesoftware njenge-Quicken okanye i-Quickbooks okanye iMicrosoft Money inokukunceda.
Igqwetha
Ekuqaleni kwinkqubo yokuqalisa ishishini, igqwetha lingakunceda ukuba ufake zonke iimfuno zomthetho, kubandakanywa isakhiwo sakho seshishini, ukubiza igama, kunye neemeko zokuthengisa, kunye nokucebisa ngeentlobo zee-inshurensi ongazifuna. Njengoko ishishini lakho liqhubeka, imfuno yakho yokuchitha ixesha kunye negqwetha lakho liza kuthemba ngethemba, kodwa ukuseka olo budlelwane luya kukunceda kakuhle xa kufuneka imfuneko.
Ukuthengisa
Kuya kuba neentlobo ezimbini zokuthengisa ezingakunceda. Iingcebiso eziqhelekileyo zokuthengisa ziya kukunceda ukwazi ukuba ngubani na umntu ojoliswe kuyo. Iingcebiso ezithe ngqo ezithengisayo ziya kukunceda ukuba ufumane ukufikelela kubathengi abathile. Khangela uncedo ngaluphi na lwezibonelelo ezilapha ngasentla (SCORE, SBA, amaziko ophuhliso olutsha lwamashishini).
IInshshu
Ngokuxhomekeke kwindlela yokukhuthaza impilo enqwenela ukubonelela izigulane okanye abathengi bakho, uya kufuna ukuqinisekisa ukuba unesiqinisekiso sokunikwa kwee-insurances ezifanelekileyo. Ukwakheka kweshishini lakho (umnikazi wedwa, LLC, i-corporation) uya kugqiba nokuba yiziphi iintlobo ze-inshurensi oyifunayo. Uzakufuna i-inshorensi yoshishino kunye ne-insurance insurities ezifana neziphene kunye nokushiya. Ukuba usebenza ngolwazi lwezogulana kunye nezigulane zakho, unokufuna ukuba neentlobo ezithile zokungasebenzi, okanye i-inshorensi yobugcisa. Ngenxa yokuba le ndawo intsha kwaye ikhethekileyo, kuya kufuneka uhlale ngoku ngokusesikweni kwintlangano yezobugcisa ukuze uthole ulwazi olukhoyo ngokuphathelele kwinshuwalense.
Inethiwekhi kunye nabanye abaBameli
Abanye abameli, mhlawumbi kwezinye iikona zelizwe, banokukuxhasa kwimigudu yakho. Bayakunceda, bancede uqonde iingxaki kunye nempumelelo, kwaye unikeze ngegalelo elixabisekileyo kwimibandela ekhethekileyo wena, njengomntu omtsha webhishini kunye nommeli, uya kufuna ukucela. Unokufumana abaninzi balaba bathetha nabo kwi-Intanethi.
Uqhagamshelwano oluqhelekileyo lokuQala iBhizinisi
Kukho uncedo oluncinane lokuqalisa ishishini kunye nokuziqhelisa. Unokuba nomdla kwiNkulumkiso yoMmeli wezeMpilo kwaye ukhule ngeNcwadi Yakho YokuSebenzela