Amanyathelo okuba nguMmeli weMonde okanye iNguquli

Ingaba ungumqeqeshi wezokwelapha okhangele ukutshintsha umsebenzi wakho ngendlela eyahlukileyo? Ngaba unontlalontle ongathanda ukusebenzisa izakhono zakho kwintsimi yezempilo? Ngaba ungumzali okanye umntwana okanye umlingane oye wahamba ngoncedo lomnxeba egameni lomthandayo kwaye ufuna ukuyenza loo msebenzi kwabanye? Ngaba usomabhizinisi ufuna i-market niche ekhulayo? Ngaba ungummelwane okanye umhlobo ngexesha ezandleni zakho othanda ukuzenza kuzo ukunceda abanye, mhlawumbi njengesivolontiya? Ngaba unomdla kumsebenzi wezempilo kwaye uhlola amathuba?

Ukuba uphendule "ewe" kuyo nayiphi na le mibuzo, unokuba nomdla, izakhono, kunye neziqinisekiso ozifunayo ukuba ube ngummeli wesigulane okanye umqhubi wendlela. Ngenxa yokuba kukho imiba emininzi yokunyamezela isigulane , uluhlu lwemvelaphi kunye neminqweno yabameli besigulane bubanzi. Yiyo iindaba ezilungileyo ukuba ucinga ngomsebenzi, umsebenzi, okanye isikhundla sokuzithandela njengommeli.

"Ukunyamezela umonde" kuthathwa njengomsebenzi ophezulu kunye nokuza. Umagazini we-Entrepreneur kunye ne- US News kunye neNgxelo yehlabathi baye babonelela ukuvakalisa njengengqesho ezayo.

Apha uya kufumana ulwazi olusisiseko malunga nabo banqwenela ukubonelela ngeenkonzo zokubhengezwa ngeendlela ezilandelayo:

• Uncedo lwezoNyango / uNcedo lokuHlola (alufani noNcedo lweZonyango)
• Uncedo lweInshurensi
• Uncedo lwezeMpilo ekhaya
• Umdala okanye uMncedisi wokuNcedisa

Ininzi yolwazi kweli nqaku ichaza ubudlelwane ngabanye phakathi kwesigulane kunye nommeli, nangona kwezinye iimeko ummeli angasebenza kunye neentsapho zegulane okanye abanye ababandakanyekayo kwimeko yokunyamekela isiguli.

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Yintoni eyenza Ummeli Omonde Olungileyo

Abameli abaza kunceda izigulane ngokuxilongwa kunye nokunyangwa kwezifo - nokuba oko kuthetha ukubanceda baququzelele oogqirha bezonyango, basebenze nabo ukwenza ukhetho lwezokwelapha, okanye nokubabancede bafumane oogqirha abafanelekileyo ukuba bancede-bangadinga imvelaphi kwimpilo kunye amayeza, njengogqirha, umongika okanye olunye uqeqesho lwezonyango.

Abacebisi abanqwenela ukubonelela ngezokwelapha, impilo yekhaya okanye iifowuni zokuncedisa kuza kufuneka babe ngabantu abajoliswe kuzo kwaye banomonde.

Abo banqwenela ukusebenza nabalupheleyo okanye nabantwana abaselula baya kufuna umonde kunye nokwazisa kwala maqela eminyaka.

Abo banqwenela i-inshorensi kunye neengxelo zokubhengezwa ziya kufuneka baqonde indlela yokuhlawula imali yokuhlawula imali , kunye nokuhlawula i- co-payers , kunye ne- deductibles . Ukuqonda iinkqubo zentlawulo karhulumente ezifana ne-Medicare ne-Medicaid, kunye nezakhono zobalo zesiseko nazo zibalulekile.

Ukuze ube ngumlimi osisigxina ugxininise kwaye uqalise ishishini lakho lokukhuthaza isigulane, kuya kufuneka ukuba uqonde izinto ezisiseko zezoshishino.

Zonke iintlobo zokubhengeza zidinga izakhono zonxibelelwano ezintle, ukukwazi ukubonisa impembelelo (kodwa kungenjalo uvelwano ukulahlekelwa ingqwalasela), izakhono zombutho, ukulawula ixesha elifanelekileyo, ukukwazi ukwenza uphando ukuxazulula iingxaki, uhlangothi oluncedo lokuncedisa iingxaki ezinzima, kunye nokukwazi ukuhambelana neentlobo zabantu, kuquka nezigulane, iintsapho zabo kunye nabaqeqeshi.

Ukongezelela, iziphakamiso ezifanelekileyo zesigulane kufuneka zixhomekeke ngokuzimeleyo, kwaye zikwazi ukubonisa intlonelo kunye nokuhlonipha okuvela kwabanye abaninzi abathintekayo ekunyamekelweni kwesigulane.

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Amashishini kunye neMibutho Eya Kuzisa Abameli Abanyamekileyo Ukusebenzela

Kukho iindawo ezimbalwa zeentlobo zengqesho yokugulisa isigulane.

Sebenza esibhedlele, kwiziko lokuhlaziya, okanye nakwezinye iziko eziqeshwe ngabameli begulane. Abaninzi baneendawo zokunikwa kwabaxhasi. Abanye balaba babameli banemvelaphi kwimisebenzi yentlalo okanye kwezinye iifom zenkonzo yabathengi. Ngexa baxakeke-baphendule baze basombulule iingxaki kwizigulane, ezininzi izigqibo zabo kufuneka zenziwe ngokusesikweni kwisibonelelo kwaye kungeyona nto inomdla kwisigulane.

Ukusebenza kwenkampani yomshuwalense, ngokuqhelekileyo i-HMO (iMpilo yokuThengiswa kwezeMpilo). Ezinye zeenkqubo zokunakekelwa kweenkonzo zokunakekelwa kwempilo zonyango ziqeshe abacebisi. Basenokuthiwa "abagulane ngesigulane" okanye "abaphathi bee-case". Aba bameli balawula ukuhamba kweenkqubo kwiimeko zonyango ezinzima. Umsebenzi wabo oyintloko kukugcina imali yokuhlawula imali, kodwa kunokuba luncedo kwizigulane ezinenkathazo ekucingeni ukuba ziza kuphi.

Sisebenzela isifo esingenzi-nzuzo okanye umbutho wenkqubo. Abo basebenzayo ngaphakathi kule mibutho badla ngokunyamezela isigulane entliziyweni, nangona imisebenzi yabo ibonakala ngathi injengokukhululwa kwezimali okanye imfundo yesigulane. Lo msebenzi ungeke ube ngumzekelo wesigulane esisodwa, umzekelo omnye wokumela, kodwa kusekhona indlela yokukhuthaza.

Sebenza kwiziko likarhulumente. Abaxhasi abasweleyo okanye abaphathi bamatyala basebenza kwiinkqubo zempilo karhulumente ngokuqhelekileyo kwi-nursing, okanye kwintlalo yoluntu / amandla abasebenzi. Uninzi lwenkxaso lunikezelwa kwizigulane ezithembele kwi- Medicare , Medicaid , okanye ezinye iinkqubo zikarhulumente zokuhlawula iinkonzo zabo.

Zisebenzele wena. Qalisa ishishini lokukhuthaza isigulane. Ngaphandle kokudinga izakhono zokukhuthaza isigulane, ukuqala ishishini lakho lokukhuthaza isigulane liya kubiza ezinye iimpawu kunye nezakhono onokuzifumanisa ngokumangalisayo. Kukho amanyathelo athile okuthatha inxulumano ekwakheni ishishini elifanelekileyo lokukhuthaza isigulane .

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AbaPhezulu abaneMonde AbaSebenzayo ngokuthe ngqo kwizigulane

Ngamanye amaxesha isigulane okanye intsapho yakhe, ngokwenene, ngumqeshi. Isigulana sinokuqesha umntu okanye ishishini ukuba limelele ngonyango, i-inshorensi okanye imeko yezomthetho. Ngenxa yokuba isigulane sisebenzela ngqo isigulane, ukunyaniseka kommeli kunokugxila kwisigulane.

Sebenza kwintlangano ejoliswe isigulane. Kukho imibutho ejolise kwiinkonzo zempilo, i-inshorensi, kunye neengxaki zenkqubo yokuhlawula, nokuba zibekwe kwiindawo zokuhlala okanye ezikhulisayo. Ziyimibutho yabucala okanye engekho ngenzuzo eyenza intlawulo ehlawulwa isiguli okanye intsapho yakhe. Le mibutho sele iqalile indima enkulu kwinqanaba lokunakekelwa kwempilo kwaye akuyi kuba lide ngaphambi kokuba babe yinxalenye yonyango lwezempilo oluqhelekileyo e-US.

Sebenzela isigulane ngasinye, esihlawulwa isigulane okanye intsapho yesigulane. Aba bameli banceda abo banenkathazo yokuhamba kwinkqubo yokunakekelwa kwezempilo abangenako ukufumana unyango okanye abanakufumana unyango olufanelekileyo. Abanye balaba bameli basebenza kwiingxaki ze-inshorensi ekuncedeni ukufumana izibonelelo zentlawulo okanye ukunceda izigulane zihambelane neenkqubo zazo zokuhlawula. Basenokuqeshwa ngamalungu entsapho ahlala kude kakhulu ukuba anike inkxaso kunomntu othandekayo, okanye ngubani ofuna umnakekeli wakhe othandekayo ogula ngenxa yokuba asemsebenzini emsebenzini wonke.

Abameli abaninzi abasebenzela abantu ngabanye basomashishini abazisebenzisayo. Abanye balaba basomashishini bakha amashishini okukhuthaza kwaye banokuqesha abacebisi abangakumbi ukuba basebenze nabo, ukuze bakhonze izigulane ezininzi.

Izigulane ezininzi zikhuthaza amavolontiya. Bancedisa abathandekayo, amalungu omndeni okanye abahlobo kwiindima njengabameli beembhedlele kwizibhedlele, abanonophelo, abaphandi - okanye ngamanye amaxesha indima yabo ebaluleke kakhulu kukubamba isandla somntu okanye ukuzithumela kwiindawo zokuqeshwa. Imbuyekezo yabo ifumaneka kwindlela yokwaneliseka okuvela ekuncedeni omnye umntu.

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Iimpawu ezifunekayo

Ngenxa yokuba abavakalisi abanezigulane ezihlawulwayo banokutsha kwiinkonzo zempilo, zikho ezimbalwa igranti ezisemgangathweni okanye iinkqubo zokubaluleka ezikhoyo. Uninzi lwabantu abanesigulane banokuzivakalisa ngokwabo, bevela kwimvelaphi ehluke ngoonesi okanye kwezinye iinkonzo zempilo kwizentlalo okanye kwimfundo yoluntu. Abanye abameli besigulane baye bafumana amava-umsebenzi-kunceda umntu othandekayo ajikeleze inkqubo, kwaye ngoku ba nethemba lokwandisa loo mava ekufundiseni abanye.

Iiprogram zokukhuthaza abantu zempilo kunye nezigulane zifumaneka ngokukodwa kulabo abafuna ukufumana i-degree degree, okanye abafundi bezonyango abanqwenela ukongeza ukuvakalisa njengendlela yokulungelelanisa kwiiyureli zabo zonyango. Ngoku kutshanje, iinkqubo ze-intanethi ziye zaphuhliswa, nazo.

Abaphathi bamatyala bangafumana ingqinisiso enokufunyanwa ngokuhlanganisana kwemfundo novavanyo. Uninzi lwabaphathi bee-degrees okanye abagadi bamazinga omsebenzi ukuba baqale, ke bathathe uvavanyo olubenza bakwazi ukufumana imisebenzi efuna ukuba umphathi wecala. Uninzi luqeshwe ngononophelo olulawulwayo / i-HMO (imibutho yolawulo lwempilo), okanye ngamashishini karhulumente ukuba asebenze ngqo nezigulane.

Ukususela ngo-2008, iinkqubo ezininzi ezibizwa ngokuba yiNkqubo yoLondolozo lweMpilo okanye iProgram Advocate programs, sele ziqalise ukuba zibange zifaka isatifikethi sezilondolozo zesigulane. Zininzi zeenkqubo zibalaseleyo, kodwa kuba kungekho mgangatho, abanako ukuthembisa ukuqinisekiswa kwesizwe (okanye kwihlabathi).

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Yintoni Enye Okufuneka Uyazi

Ukunyamezela isigulane ngumsebenzi ophezulu kunye nokuza, kwaye abo bathatha ixesha lokuzifundisa nokwakha izakhono zabo namava baya kuvuzwa ngokusemibini umsebenzi oqinileyo kwaye mhlawumbi umvuzo ophezulu. Ngoko ke, yintoni enye efunekayo ukuba uyazi ukuba ufuna ukuba ngummeli wesigulane?

Abaxhasi bemonde abanqwenela ukuba baqeshwe ngabanye baya kufuna ukuqonda oko kuthathayo ukwakha ishishini lokukhuthaza isigulane, kwaye bazi kakuhle iimpendulo kwimibuzo enokuthi abaxhamli abanegulane bayakubuza . Unokuba ngummeli obalaseleyo kwihlabathi, kodwa ukuba awukwazi ukuphendula le mibuzo malunga nebhizinisi lakho, izigulane ziya kuqhubeka ukuqesha omnye umntu.

Ekugqibeleni, ngenxa yokuba isigulane sokunyamezela isigulane sitsha, kwaye ngenxa yokuba kuninzi iingxaki ezijongene nazo ngelixa zizama ukuhamba ngendlela yokunakekelwa kwezempilo yaseMerika, abaxhasi besigulane bangamangaliswa ukuba bahlale bengamkelekanga okanye bafumaneke kakuhle ngababoneleli bezonyango.

Abo babameli abakhetha ukusebenzela izibhedlele kunye nezinye izibonelelo banokufumana izigulane ezixhalabileyo kunye noxinzelelo lwabaqeshi babo ukuba banqumle imizamo yabo yokubambisana xa ixabisa kakhulu ukukhonza isigulane.

Abacebisi abasebenza ngokuthe ngqo kwizigulane baya kufumana ukuba izigulane zabo zibulele kwaye zikhululekile, kodwa oogqirha kunye nabahlawuli bentlawulo bangabajonga ngeso sikrokro kuba bengayiqondi umgca we-advocate.

Ezi ngxaki zingathatyathwa ngokusetyenziswa kwezakhono zonxibelelwano ezilungileyo kakhulu-yoko kutheni ziyimfuneko kubameli beengcali. Akumelwe afunekise umntu onolwazi nokuzimisela ukuba ngummeli wesigulane ekunikezeni le mizamo enomvuzo.