Ixabiso ngokubhekiselele kwiGangatho kunye nexabiso
Ngaba kufuneka uqeshe isigulana esasigxina ukuxhasa uncedo lwakho lwempilo? Xa ugula okanye ukhubazekile, akunakwenzeka ukuba ufumene indlela yokufumana okusemgangathweni kwinkqubo yokunakekelwa kwezempilo, okanye ukuba ungaqiniseka njani ukuba awuthatyathwa ukuhamba. Ukwazi ukuba usenokungaboni kakuhle , okanye ukuba awunakatshelwanga ngazo zonke iinketho zakho zokonyango , okanye ukuba iindleko zakho zichithwa zingenza ukuba uxinzeleleke ngokwaneleyo ukuba wenze imeko yakho ibe yimbi.
Ziza kubiza iindleko zempilo yabucala?
Kutheni Ungadinga Ummeli Wezonyango Ozimeleyo
Ngamanye amaxesha kuphela indlela yokuqiniseka ukuba ufumana inkonzo engcono kunye neziphumo ezinokwenzeka kwiinkqubo zononophelo lwempilo kukufumana umntu onokukunceda ukuba uhambe nge-maze ye-providers, iimvavanyo, unyango kunye neenkokhelo zonyango oza kuhlangabezana nazo.
Kodwa ukufumana "umntu" kunye nokufumana ingcali, zizinto ezimbini ezahlukileyo. Udade wakho okanye umlingane wakho unokukwazi ukukunceda. Ummelwane osebenza kwiofisi yegqirha unokukunceda. Kodwa ogqwesileyo kunye nenjongo ekuncedayo oyifumanayo iya kuvela kummeli wempilo yabucala, obizwa ngokuba ngummeli wesigulane okanye umqhubi wendlela. Ngomntu owaziyo i-ins kunye nokuphuma kwenkqubo kwaye unokuncedisa indlela yakho yokubuyiselwa, okanye ubuncinane wenze imingeni yakho yezokwelapha ibe lula kwiimozulu.
Ukwahlula ngokukhawuleza apha. Kukho iintlobo ezininzi zesigulane kunye nabameli bezempilo, kodwa akuyiyo yonke into eya kuzinikela ngokupheleleyo.
Funda oku kwahlukileyo kwaye kutheni ummeli wabucala ukuba ufuna ntoni .
Kutheni Ufanele Uhlawule Iinkonzo ZokuLawulwa Kwimfihlo?
Nangona ezininzi iinkonzo esizifumanayo kwiinkonzo zethu zonyango zifunyenwe yi-inshurensi yethu, abameli bangebucala abukho. Oko kungase kuqale kuvelwe njengento engafanelekanga - ukuba ukuze ufumane uncedo kummeli wesigulane okanye umqhubi wendlela kufuneka uhlawule inkonzo enkonzweni yakho.
Kodwa oko kunenzuzo yakho. Nasi isizathu:
Xa iinkonzo zigqitywa yi-inshurensi yakho, ziyiyo, ngcaciso, incinci. Ugqirha wakho akayi kuchitha ixesha elininzi kunye nawe kuba uya kuhlawulwa kuphela isixa-mali semali. Okanye, ukuhlala kwakho esibhedlele kuya kuncitshiswa ngenxa yokuba u-inshurensi yakho ihlanganisa i-X yenani leentsuku. I-inshorensi yakho ifuna ukunyamekela.
Kodwa xa uhlawula into ngasese, ke umda kuphela umda wakho, oko uzimisele ukuhlawula. Yaye xa uqeshe ummeli ukuba abe ngecala lakho, mhlawumbi ungummeli owaziyo ukucima imizuzu engaphezulu kwe-15 ngaphandle kokuqeshwa ngugqirha okanye iintsuku ezimbalwa zokuhlala kwisibhedlele sakho.
Inqaku elipheleleyo kukuphucula umgangatho wokunyamekela kwakho ngokuba neengcali ecaleni lakho ozinikele kuphela kuloo phuculo kumgangatho wokunyamekela kwakho.
Khangela ngelinye indlela: Isizathu sokuba uqeshe umthengisi wezindlu ezikhoyo ukuze akuncede uthenge okanye uthengise ikhaya kukuba nguye ingcali. Ngokuqinisekileyo - ungathengisa "ukuthengiswa ngumnini" ngaphandle komthengisi - kodwa kuthekani ukuba into ephosakeleyo? Awazi into ongaziyo - kodwa abadayisi bayazi ngenxa yokuba bahlala kwi-real estate yonke imihla. Ngoko ixabiso lemali eyongezelelweyo.
Isizathu sokuqesha i-CPA kukuba ufuna ingcali ekuncedeni ngeerhafu.
Ngokuqinisekileyo, ungasebenzisa isofthiwe yerhafu, okanye ipensela kunye ne-calculator, kwaye wenze ngokwakho. Kodwa kuthekani ukuba ulahlekelwe ukuncitshiswa? Okanye kuthekani ukuba awuyiqondi ifomu? Kwakhona - awukwazi into ongaziyo - kodwa i-CPA iyayazi kuba yindawo yakhe yobuchule. Ixabiso lemali eyongezelelweyo.
Le mizekelo idibanisa ikhaya lakho kunye neerhafu zakho. Kwaye akukho nto ibaluleke kakhulu njengempilo yakho, okanye ubomi bakho. Ngoko uchitha imali kummeli oqeqeshiweyo kuyakufaneleka - kuba awukwazi into ongaziyo.
Iindleko zeeNkonzo zoLwazi ziCwangcisiweyo
Iindleko zokuqesha ummeli wabucala ziya kuxhomekeka kwizinto ezimbalwa:
1. Iindidi zeenkonzo kunye nobunzima besidingo sakho.
Kukho mhlawumbi uninzi lweenkonzo zononophelo zempilo lunokukubonelela . Ezi zinto zivela ekuchazeni iinketho zakho zokonyango ukuba uhlolisise izibhengezo zakho zezibhedlele, ekufumaneni iimvavanyo zeclini ezifanelekileyo kwiimfuno zakho, ukufumana inkampani yakho yomshuwalense ukuhlawula ibango ocinga ukuba kufuneka lifakwe. Inkonzo nganye iya kubiza into eyahlukileyo ukufezekisa, ngokubanzi njengomsebenzi wexesha elithathayo ukulifeza.
2. Imvelaphi kunye nobuchule bomntu oya kuqesha.
Kanye njengoko kuya kuba yinyani nakweyiphi na ishishini linkonzo, iinkcukacha ezingaphezulu, umgangatho oza kuhlawula umqeshwa lowo. Ugqirha oye wangena kwindawo yokuzimela eyimfihlo uya kuhlawulisa ngakumbi iinkonzo zakhe kunokuba umntu onobuchule bakhe buye lwaphuhliswa kuphela ngokuncedisa umfazi wakhe ngomdlavuza wakhe. Umntu osebenze kwiimali ze-inshurensi yempilo iminyaka eyi-10 uya kuhlawulisa ngaphezu komntu osandul 'ukugqiba ukuthatha ikhosi yeveki kwiindlela zokufumana i-inshurensi ukuhlawula.
Ukongezelela, abanye abavakalisi baye bahlakulela imicandelo ethile kwimisebenzi yabo eya kuba yinzuzo kuwe kwaye iya kuba nexabiso eliphezulu. Kungagqiba kukuhlawula imali encinci ngexesha elide kuba loo mntu ulungile kwizinto azenzayo.
Ukuba ufuna ukucacisa amanyathelo akho alandelayo emva kokuphazamiseka komhlaza, usebenze kunye neengcali kwiCandelo loKwenza ukuQiniswa koBucala kungabhatala ubuncinane kwaye unikeze umgangatho wobomi. Izixhobo zengcebiso ziphunyezwe ngcali. Uyakusindisa ekuqeshweni kommeli oza kuphengulula ukhetho lwakho ngokwabo, ukuhamba ngeendlela ezifanelekileyo kunye neengxaki, kwaye unokukuhlawula ngethuba elimthatha ukuba enze konke olo phando.
Kubalulekile ukuba uqalise kwaye uqondisise iziqinisekiso zomntu oyisebenzisayo. Enye yeengcebiso kwiluhlu lwemibuzo ekunceda ukhethe ummeli onelungelo kuwe .
3. Indawo yakho yokuhlala.
Kanye njengoko kukho ukuhluka kwiindleko malunga nokuba nantoni na esiyithengayo ngokusekelwe apho siphila khona, kunjalo inkonzo yokukhuthaza impilo. Ummeli wezonyango / umqhubi wendlela yokufumana umongo kwiSan Francisco okanye eBoston okanye eNew York City uya kulawula umlinganiselo weeyure ophezulu ngaphezu komntu onesiqhelo esifana neBoise, eSyracuse okanye e-Amarillo.
Uza Kufuneka Uninzi Kangakanani Ukusebenzisa Iinkonzo Zobungasese?
Ngenxa yokuba zininzi izinto eziguqukayo, akunakwenzeka ukubeka itekisi echanekileyo yamanani kwiindleko zokuncedisa iinkonzo, kwaye kunzima nakakhulu ukwaba ixabiso.
Ixabiso lokubaluleka kubalulekile. Umzekelo: unakho ukuhlawula igqwetha le-$ 500 ukuze ulungise intando yakho, oya kwenza yona, kwi-intanethi ye-$ 50. Okanye unakho ukuhlawula igqwetha le-$ 500 ukuze likugcine ejele ngenxa yokuba awuzange uyihlawule ithikithi lakho lokukhawulezisa. Kukho ixabiso elininzi kule $ 500 eyakugcinayo ejele!
Yilo hlobo lokuxabisa onokulufumana kummeli wabucala. Ukuchitha amawaka angamawaka eedola akuvakala ngathi kuninzi ukuba uyazi ukuba ubomi bakho buya kuhlala ixesha elide, okanye umgangatho wakho wobomi uya kuphucula, okanye intlungu yakho ingahamba.
Nceda ungawuguquleli ukuba uthetha ukuba ummeli uza kukuhlawula iiligidi ezimbalwa zeedola. Iinkonzo zakhe zinokuthi - kwaye nangona kunjalo, oko kungase kube yintsebenziswano. Okanye, kunokwenzeka ukuba iimfuno zakho zifuna kuphela umsebenzi weeyure kuphela, ukusuka kwi-$ 75 ukuya kwi-500, kuye kuxhomekeke kulezo ziguquko ezichazwe ngaphambili, okanye umsebenzi wenyanga omele ufikelele kwiiwaka ezininzi.
Udliwano-ndlebe I-Advocate Determine Costs
Abavakalisi beengxoxo abavuna ixabiso. Udliwano-ndlebe nabo, babuze imibuzo malunga nendlela abanokukunceda ngayo, iziqinisekiso zabo, kunye noko bahlawulayo. Uninzi lubonisa ukuba uhlawule ukuba ungaboneli ngolu hlobo kunye namathuba. Nokuba loo ndleko iya kuba neenjongo zokufunda okungakumbi malunga noko ungayazi nokuba ucele malunga. Yiloo sizathu oye waqhagamshelana nochwepheshe ukuze uqale.