Ulungelelwaniso lweeNkcazo zoKhathalelo eziZodwa
Izigidi zabantu baseMerika zihamba ngaphandle kwe-inshorensi yempilo ngonyaka. Enyanisweni, ngokwe-Kaiser Family Foundation, i-27.6 yezigidi zabantu baseMelika abangaphantsi kweminyaka engama-65 babengenabasebenzi bokunakekelwa kwempilo ngo-2016. Nangona le nombolo ihla kwiizigidi ezingama-44 ezingazange ziqinisekiswe phambi koMthetho woNonophelo ongenakuncedwa ngowama-2014, kusekho inani elikhulu.
Ukungaqinisekiswa NgokweMpilo Yenkxaso Ephantsi
Ngelishwa, abo abangenayo i-inshorensi yezempilo baya kuba nexesha elinzima kakhulu ukufumana unyango olufanelekileyo ngexesha elifanelekileyo kunye nexabiso elinokubaluleka kwimicimbi yempilo kunye nokunakekelwa kwezempilo jikelele. Ngokutsho kweKaiser Family Foundation, abo abangenayo i-inshurensi abavumi ukunyamekela ukuthintela okubandakanya ukuhlolwa okubalulekileyo kwezifo. Enyanisweni, i-49 ekhulwini yabantu abadala abangaxhaswanga ngaphantsi kweminyaka engama-65 bathi babengenalo umthombo abasebenzisa rhoqo ukunakekelwa kwempilo. Nangona kunjalo, ukuba awuqinisekanga, unokhetho oluninzi xa ufuna unonophelo lwempilo.
Khetha kwi-Uninsured
Ukuba awuqinisekanga, nantsi ezinye zezikhetho zakho:
- Amagumbi aphuculweyo : Ngaphaya ngo-1986, uMthetho wezoNyango oluPhezulu weMpilo noLwabiwo udinga amagumbi angxamisekileyo kwi-United States ukuba aphathe nabani na ohamba emnyango, kungakhathaliseki ukuba baphathe isicwangciso sezempilo okanye bakwazi ukuhlawula. Ngaloo ndlela, i-ER inokutyelelwa kwiinkonzo zempilo zamahhala, nangona ukutyelelwa okunjalo kufuneka kugcinwe ngezoxakeka kuphela.
- Iiklinikhi zamahhala: Iikliniki zamahhala zibonelela ngononophelo lwempilo kubantu abaphantsi kwerhafu nabasweleyo. Zifumaneka kuluntu nakwiindawo zokuhlala kulo lonke elaseUnited States. Ezi kliniki zinokuhlawula irhafu ephantsi okanye ukubonelela ngononophelo kwizigulane ngeemeko ezincinci ezithile. Imirhumo kwikliniki yamahhala ixhomekeke kwingeniso yakho. Inkonzo yomshuwalense wezempilo ayiqwalaselwe kwiikliniki zamahhala, kwaye ngoko ke yindlela enamandla ukuba awuqinisekanga.
- Ukunyamekela: Njengoko igama libonisa, ukunyamekela ngothando kunokuphela koko; uthando. Ukunakekelwa kwezinto zokunceda, ngokubhekiselele ekubhekisweni njengononophelo lwezempilo olungenasiphumo, unonophelo lwempilo olunikezelwa inkululeko, okanye ngexabiso elincinci. Abantu abaninzi abafumana ukunakekelwa ngothando abanalo inzuzo. Ukunyamekela okufunekayo kufuneka kufakwe isicelo, kwaye kufumaneka kuphela kwizibhedlele ezithatha inxaxheba kunye nezibonelelo zonyango ezifanayo.
Indlela Yokufumana Uncedo Lobubele
Enye yezona ndlela ezikhethileyo ezikhoyo, ukuba awuqinisekanga, uncedo lokuncedisa. Kwezinye izigulane, le nto inokuphela kwindlela abanokufumana ngayo unonophelo abayidingayo, kodwa ukufumana unonophelo loloncedo lunokuba ngumngeni wangempela.
Uninzi lwamazwe, njengeNew Jersey, lune-arhente karhulumente ephethe uxanduva lokunyamekela, kodwa izigulane aziqhelanga. Ubhedu bakho obuhle kakhulu ekufumaneni ukunakekelwa ngothando kukuqhagamshelana nesibhedlele sakho. Izibhedlele ngokuqhelekileyo zinalo lonke ulwazi olufunekayo ukufaka isicelo kunye nokufumana unonophelo lwentando, kubandakanywa ulwazi lokufaneleka kunye neifom ezifanelekileyo.
Iiprogram zokunyamekela ngokuzithandela zifuna ukuba umfaki sicelo angafaneleki naluphi na uhlobo lwe-inshurensi yezempilo, kuquka iMedicaid . Izigulane zingadinga ukunikezela ngolwazi lwezemali olubonisa ukuba abakwazi ukuhlawula.
> Imithombo:
> Iikholeji yaseMerika yaseMantla. EMTALA. Yashicilelwe ngo-2016.
> I-Foutz J, i-Damico A, i-Squires E, i-Garfield R. I-Uninsured: I-Primer - Iinkcazelo ezibalulekileyo nge-Intshurensi yezeMpilo kunye ne-Uninsured phantsi koMthetho woNonophelo ongenakunceda. I-Henry J. Kaiser Family Foundation. Ipapashwe ngoDisemba 14, 2017.