Imibuzo kunye neengxaki-apho unokufumana khona uncedo

Iinqununu eziPhezulu eziPhambili zeMibandela malunga ne-Medicare kunye neengxaki nge-Medicare

Unemibuzo malunga ne-Medicare? Ingaba unenkinga nge-Medicare okanye i-Medicare ibango? Ngaba ukhangele lewebhu uze udideke kodwa ungakwazi ukufumana impendulo? Ngaba ungaqinisekanga ukuba ungaphi?

Nazi iinqununu ezithandathu eziphezulu zokuphendula imibuzo yakho ye-Medicare kunye nokuxazulula iingxaki zakho zeMedare.

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Inkqubo yoNcedo lweNkxaso ye-inshurensi yezempilo

Iphondo ngalinye linomsebenzi we- S I- Assurance U-Assistance P ulungelelwano olunikela ngoncedo olulodwa kunye noluncedo kubahlali baseburhulumenteni. I-SHIP yakho inokukunceda ngemibuzo malunga neenzuzo ze-Medicare, ii-premiums kunye nokwabelana ngeendleko. Inokukunceda ukujongana neengxaki zokusayina isicwangciso seMedare, izikhalazo, kwaye unomdla wokubhengezwa okanye isigqibo sentlawulo.

I-SHIP zixhaswe ngokubanzi ngamavavolontiya athole inkqubo yoqeqesho olubanzi. Kwimeko engalindelekanga ukuba i-Volunteer yakho ye-SHIP ayinayo impendulo kwimibuzo yakho ye-Medicare okanye ayikwazi ukulungisa iingxaki zakho ze-Medicare, uya kukwazi ukuba uphendule phi ukufumana impendulo okanye isisombululo.

Amagama e-SHIP ayahluka ukusuka kummandla ukuya kummandla. Ngokomzekelo, ii-SHIP eMassachusetts naseFlorida zibizwa ngokuba yi-SHINE, zifutshane kwiNkonzo yoLwazi lwezeMpilo lwabadala. I-SHIP yaseCalifornia iya kwi-HICAP yesiqhelo, ifutshane kwiNkcazo ye-Insurance Health & Counseling Programme yaseCalifornia. Unokufumana iinkcukacha zoqhagamshelwano kwi-SHIP yakho apha apha.

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Kwiziko loLuntu leMalungelo

I-Medicare Rights Centre iyinkampani engenzi nzuzo ezinikele ekuncedeni abadala baseMerika ukuba baqonde amalungelo abo kunye neenzuzo zabo, bahambe indlela ye-Medicare kwaye bafumane unyango lwezempilo oluphezulu.

Yenza oku kusetyenziswa ilayibrari enkulu yolwazi ekhoyo kwiwebhusayithi yayo kunye nangomnxeba woncedo lwefoni. Abacebisi bamacandelo abancedisayo banikela uncedo ngemibandela ye-Medicare njengendlela yokunciphisa iindleko zakho ze- premium kunye neengxaki ze-Medicare ezifana nokutsala ukuhlawulwa kwentlawulo.

Ungazifundisa usebenzisa iWebroad Rights Rights website, okanye ufumane isiluleko somntu ngokusebenzisa umda woncedo okhoyo ngoMvulo-ngoLwesihlanu ngo-1-800-333-4114.

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I-Senior Medicare Patrol

Ukuba umbuzo wakho okanye ingxaki ye-Medicare ibandakanya impazamo yokukhankanywa, ukukhwabanisa okanye ukusetyenziswa kakubi kwe-Medicare, i-Senior Medicare Patrol iyincedo olukhulu kuba ikhethekileyo kule mimandla. I-SMP inikeza isiluleko ngoncedo olulodwa ukukunceda ukuba ufumane kwaye ubike iingxaki zokunikwa kweenkonzo zempilo. Umcebisi wakho we-SMP uya kukunceda ubone kwaye ubike iinkqubo ezikhohlisayo ezifana nokuhlawulwa kweenkonzo ezingenakunikezelwa okanye zinikezelwa ngeenkonzo zononophelo zezempilo.

Abameli abaninzi be-SMP ngamavavolontiya, kwaye ininzi lamavolontiya ayabaxhamli be-Medicare ngokwabo.

Fumana i-SMP kwingingqi yakho ngewebhusayithi ye-SMP okanye ngokubiza isiKhungo seZiko loKhuseleko loBasebenzisi beSizwe, esaziwa ngokungekho sikweni njengeziko leMithombo ye-SMP, kwi-877-808-2468. Iifowuni ziya kuphendulwa ngoMsombuluko ukuya kuLwesihlanu, ngo-9: 00 ekuseni-5: 30 ebusuku.

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Medicare.gov

I-website ye-Medicare.gov inolwazi olubanzi malunga ne-Medicare kuquka ulwazi malunga nabakufanelekileyo, indlela yokubhalisa, ubuninzi beendleko zemithi kunye neentlobo ezahlukeneyo zonyango . Uya kukwazi ukufumana imiyalelo yesinyathelo-nge-nyathelo sokufakela isibheno ukuba u-Medicare akakhokheli into enicinga ukuba yinzuzo ehlanganisiweyo. Uyakufumana kwakhona imiyalelo malunga nendlela yokufaka isikhalazo ukuba awukwaneliswa ngumgangatho wenkonzo okanye iinkonzo ozifumene kumboneleli weMedare okanye isicwangciso sezempilo.

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MyMedicare.gov

Isayithi elisebenza kunye ne-Medicare.gov, ulwazi olukhoyo kwi-website ye-MyMedicare.gov luhluke kwi-Medicare.gov ngokubhekiselele kuwe. Uyakwazi ukubona i-Medicare Part A yakho kunye neengxenye zeB B kunye nokufumana ulwazi oluphezulu malunga noogqirha bakho, izibhedlele kunye nabanye ababonelela ngempilo. Ukuba unayo i- Medicare Benevantage okanye isicwangciso se-Medicare Part D, uza kuba nolwazi oluphezulu malunga nesicwangciso sakho sempilo, kwakhona.

Unokubuza imibuzo ngokusebenzisa umsebenzi wengxoxo ebukhoma ofikelele ngekhonkco ngasekupheleni kwephepha. Ukusebenzisa ingxoxo ephilayo, wena kunye nommeleli weMedareri uxoxe ngokubhala imibuzo kunye nezimpendulo kwibhokisi ekuphumayo. Ndizamile oko kwaye ndandincedwa ngaphakathi kwemizuzwana engama-30 ngommeli owaziyo nangona kunjalo ngo-6: 00 ntambama ngoMgqibelo.

Ukuze ufikelele kuzo zonke izixhobo kwi-MyMedicare.gov, uya kufuneka ubhalise usebenzisa inombolo yakho ye-Medicare uze wenze igama lomsebenzisi nephasiwedi. I-MyMedicare.gov idinga inombolo yakho ye-Medicare ukuze uhlaziyelele iwebhusayithi kuwe. Umzekelo, ngaphandle kwenombolo yakho ye-Medicare, ayikwazi ukubonelela ngolwazi oluthe ngqo malunga namabango akho okanye zeziphi ezinye izibonelelo ezinikezelayo malunga nesicwangciso sakho seMedithri Benevantage.

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Shayela u-1-800-MEDICARE (1-800-633-4227)

Ungabiza u-1-800-MEDICARE kwaye uthethe nommeleli ukuba abuze imibuzo malunga ne-Medicare okanye ufumane uncedo ekuxazululeni iingxaki ze-Medicare.

Ndenza ucingo kule nombolo kwaye ndabuliswa ngummeli ohloniphekileyo weMedare emva kokubamba malunga nemizuzwana engama-90. Nangona ummeli engazange ayifumane ngokukhawuleza impendulo kumbuzo wam malunga ne-Medicare, wakwazi ukuwujonga ngelixa ndisefowuni naye.

Ndabuza ukuba ziphi izixhobo ayezisebenzisayo ukujonga impendulo, kwaye waphendula wathi wayesebenzisa iWebare.gov website. Uthe yonke into ayifumanekayo nayo ifumaneka kuluntu kwiwebhusayithi ye-Medicare.gov.

Ngenxa yokuba loo ngqiqo, ndincoma ukuba ubize i-1-800-MEDICARE ukuba unenkathazo yokufumana ulwazi oluyidingayo kwiwebhusayithi ye-Medicare.gov, ungayiqondi inkcazelo oyifumene kwiwebhusayithi, okanye ufuna ukusika ukugxotha nokuthetha nomntu.

I-Medicine & Medicaid Site ye-About.com

I-About.com inesiza esipheleleyo sokuncedisa ukuba uyayiqonda kwaye ufumane eyona nto evela kwi-Medicare & Medicaid. http://medicare.about.com/