Izithuba kunye neNgcaciso yeeMiyalelo zeMilo
Ungasebenzisa iinkonzo zamachiza e-mail ukuze wenze ukuba izidakamizwa zakho zithunyelwe ekhaya lakho. Unqumla umgca kunye nokuphazamiseka kokutyelela ikhemisi. Kukho izibonelelo kunye neengxaki zokufumana iziyobisi ngeposi.
Izinzuzo zeMilda yeziLawuli zeMeyili
- Ukuzonwabisa: Unokufumana uncedo lweentsuku ezingama-90 nganye kwiyeza lakho. Ngokuqhelekileyo, ufumana uncedo lweentsuku ezingama-30 ekuhambeni kwakho-kwiifama.
- Ungasindisa imali: Isicwangciso sakho sezempilo sinokufumana iimpayeza eziphantsi kweemithi zonyango ozitholayo nge-mail-order, kunokuba usebenzise i-pharmacy rhoqo.
- Unokwenza umyalelo wokurhoxisa i-refills ngokukhawuleza: Ukuba umyalelo wakho ukhona, iipasimmesi ezininzi ze-imeyile zenze i-order order ye-refills online, ngeposi okanye ngefowuni. Ngaphezu koko, unokukwenza nanini na imini okanye ebusuku.
- Iinkonzo zamakhasimende ezikhethekileyo: Ezinye iipasimmesi zorhwebo zeseyili zibonelela ngeenkonzo ezizodwa, kuquka ukukwazi uku:
- Bhalisa ukukhumbuza iikhompyutheni ze-inthanethi ukwenzela ukuba uyazi ukuba lixesha lokuphinda uphinde ulungise imithi yakho. Unokufumana isikhumbuzi se-imeyile okanye isikhumbuzo somnxeba.
- Thetha ngqo kunye ne-pharmist ukuphendula imibuzo yakho yeyeza.
- Hlola isimo sakho se-intanethi okanye ngefowuni.
- Jonga imbali yakho yesiganeko.
- Ukufumana ulwazi ngemfundo yabathengi malunga neyeza lakho kunye nempilo yakho
Ngaphantsi kweeMiyalelo yoMyalelo weMeyili
- Imiba yoKhuseleko: Ukuba uthengela imithi ngeposi evela kwii-stroke ze-intanethi ezingahlonishwayo, usemngciphekweni wokufumana amayeza angalunganga okanye amayeza angalunganga.
- Imiba yokuhambisa ngeposi: Nangona ikhuselekile kwaye isebenza kakuhle, iiphakheji ezisingathwa yi-US Postal Service zingalahleka okanye zionakele. Ukongezelela, kukho ingozi encinane yepakethe yakho eyebiwe kwibhokisi yeposi yeposi yasemaphandleni okanye ngasemgwaqweni.
- Ukuhanjiswa komyalelo we-imeyile kunganciphisa: Xa usebenzisa i-e-mail order order, kungathatha ixesha elide kwiiveki ezimbini ukufumana ukuthunyelwa kwamachiza. Oku kulungile ukuba uceba phambili. Ukuba ulinde uze uphumelele kumachiza phambi kokuyalela ukuzaliswa, nangona kunjalo, kuya kufuneka uhlawule ubusuku bunye okanye uhambo lwemihla ngemihla, oluya kubiza.
- Akukho nxibelelwano ubuso nobuso kunye nekhemistiki yakho: Esinye sezibonelelo zakho zempilo ebalulekileyo kwiindawo zakho zasekuhlaleni. Ukuba uthatha amayeza amaninzi kwaye usebenzise izidakamizwa ezingaphezulu kwee-counter, i-pharmist yakho ingakucebisa malunga nokusebenzisana kunye nemiphumo emibi.
Indlela yokufumana i-Mail-Order Pharmacy
Ukuba unesicwangciso sezempilo kunye nokuxhatshazwa kweziyobisi, unokufumana ithuba lokuyalela amayeza akho ngeposi. Uninzi lwezicwangciso zempilo ezinkulu zisebenza kunye neenkampani ezibizwa ngokuba ngabaphathi bee-pharmacy (PBMs), ezilawula inzuzo yeziyobisi kwisicwangciso sezempilo. Ezi nkampani ziyakuthengisa imithi ngokubanzi ngokukodwa kwiinkampani zonyango kwaye ziyakwazi ukunikezela izaphulelo malunga nemichiza oyithengayo ngeposi. IipBM ezinkulu kwilizwe, iMedco, Caremark, kunye neZibhalo zeZibhaliso, zinikezela ngezidakamizwa ze-imeyile kwizigidi zabantu abangaphezu kwezigidi ezili-100.
Izikhonkwane ezinkulu zezilwanyana, ezifana neWalgreens kunye neWal-Mart, nazo zinika iinkonzo ezivumela ukuba ulandele imithi ngeposi. Unenketho yokuzikhetha kwikhemisti okanye ukuba uthumele iposi lakho ekhayeni. Ukongezelela, iindawo ezinkulu zokuthengisa izidakamizwa zingabonelela ngeentsuku ezingama-90 zonyango ezifana neemaketanga kunye neePBM.
Kukho iindlela ezahlukeneyo zokufumana i-mail-order order medication, ngokuxhomekeke kwisicwangciso sakho sempilo kunye nemeko yezemali.
Ukuba Unomshuwalense Wezempilo
Ukuba unobungozi beziyobisi njengenxalenye yesicwangciso sakho sempilo, khangela iincwadana zakho zenzuzo kunye newebhusayithi yakho yeziko lezempilo ukuze ubone ukuba isicwangciso sakho sezempilo sisebenzisa iPBM. Ekubeni iyeza lakho lihlawulelwa yinshurensi yakho yezempilo, unembopheleleko kuphela yenguqu yokukhokha.
Ukuba uyala umyalelo wegama lomhlaza, into ekhethekileyo yokugcina imali inokuba luncedo lweentsuku ezingama-90 kwiPBM yakho yezempilo.
Umzekelo, i-copay yakho ye-Diovan (valsartan), amayeza asetyenziselwa ukunyanga uxinzelelo lwegazi, ingaba yi-$ 25 ukuya kwi-30-day supply kwi-pharmacy yakho yasekhaya kunye ne-$ 50 ukuze unikezelo lweentsuku ezingama-90 kwiPBM yakho yezempilo, ukugcinwa $ 25.
Ukuba uthabatha unyango lwe-generic , njenge- simvastatin (igama lophawu lwe-Zocor), elisetyenziselwa ukhathalela i-cholesterol ephezulu, nangona kunjalo, iPBM yakho yesicwangciso sempilo inokuhlawula i-$ 15 ngosuku lweshumi elinesibini, ngelixa i-pharmacy yakho yaseWal-Mart okanye ivenkile Ikhemistiki inokuhlawulisa i-$ 10 kuphela nge-90-day supply.
Ukuba Unayo I-Medicare Ingxenye D
Uninzi lwamaCandelo e-Medicare kwiCandelo iD izidakamizwa zinika imiyalelo ye-mail-order. Oku kusebenza ngokufanayo ne-inshurensi yezempilo rhoqo, kunye ne-copayment encinci ukuba uyalela ukunikezelwa kweentsuku ezingama-90 zamachiza akho kwiPBM yesicwangciso. Xa ufikelela kwisithuba sokungena okanye i- donut hole , nangona kunjalo, unembopheleleko yeendleko ezipheleleyo zeyeza lakho. Ungaqhubeka nokuthenga uncedo lweentsuku eziyi-90 ngokusebenzisa icebo leCandelo D, kodwa unokukwazi ukugcina imali ngokuthelekisa ukuthenga. Izinketho zakho ziquka:
- Ukusebenzisa inkonzo ye-mail-order order yezintambo ezinkulu zamachiza, njenge-Wal-Mart kunye neWalgreens.
- Ukusebenzisa iinkonzo ze-mail-order order ezithengisa izidakamizwa ze-intanethi eziqinisekisiweyo nguMbutho weSizwe weBhodi ze-Pharmacy.
Ukuba awunayo i-inshurensi yempilo
Ukuba awunayo i-inshorensi yempilo kunye nokuxhamla iziyobisi, kukho iinketho ezininzi ze-imeyile-oda zokunceda ufumane izilwanyana ezichithwayo.
I-AAR inikeza inkqubo yeyeza yokuphuza imithi yamalungu. Ilawulwa yi-OptumRx kwaye ingasetyenziswa kuma-pharmacy angaphezulu kwama-66,000.
Iipasimmesi ezimbini ze-mail-order zithengisa iintsuku ezingama-90 zonikezelo lwamanqaku amancinci angama-$ 20, i-$ 30 okanye i-$ 40. Ezi nkampani ze-intanethi, i-RxOutreach kunye ne-Xubex, zinemfuno yengeniso. Ngokomzekelo, indlu yabini inokufuneka ibenze ngaphantsi kwama-$ 50,000 ngonyaka (kwilizwekazi lase-US) ukuze lifaneleke.
Iingcebiso zokusebenzisa i-Mail-Order Pharmacy
- Ukuba udinga unyango olutsha, ugqirha wakho ubhale imiyalelo emibini. Enye inokuthi iiveki ezimbini ozozizalisa kwi-pharmacy yakho yangingqi. Elinye liza kuba lusuku lweentsuku ezingama-90 ukuba luhanjiswe kwi-e-mail order order.
- Ukuba uhlawula iindleko ezipheleleyo zamachiza akho, cela ugqirha ukuba unokusebenzisa i-generic. Emva koko, khangela ukuba unyango lufumaneka kwiinkqubo eziphantsi kweendleko kwi-Wal-Mart, Target, okanye kwietyunithi zevenkile. Ezi zikhethi zingabonakali kakhulu, kunye neendleko zeziyobisi ezincinane njenge-9.99.