Ukufumana ingxowa-mali engenayo (NSF) yinto nje into ephuma kuyo nayiphi na inqubo yokulawula ngaphandle kokuba uthathe isigqibo sokuba awuyi kwamkela. Nangona kunjalo, kusekho isibalo esikhulu sabantu abhala ukuhlolwa kwamanye abo ukuba bahlawule iimali zabo zonyango. Kungase kubekho indlela yokumisa ukuba ingabikho kodwa kukho iindlela zokunciphisa inani leziganeko.
Ukuzibandakanya ngokuthatha umgaqo-nkqubo endaweni kunokuhamba ixesha elide ekujongeni le ngxaki ukuba kuya kwenzeka.
Ukukhusela ii-Checks ze-NSF
Ukuba nomgaqo-nkqubo wezemali ophuhlisiweyo unokuncedisa ekunciphiseni inani le-NSF ilinga ukufumana indawo yakho. Kwiofisi yezobugqirha, ukuba unomgaqo-nkqubo oqokelelwayo wokuqokelela phambili, uninzi lwesigulane sakho sazi ngaphambi kwexesha loxanduva lwabo lwemali olubenza balungele kangcono ukuhlawula.
Xa izigulane zifakwa kwindawo ukuba zenze intlawulo, abanalo ithuba lokujonga i-akhawunti yabo yebhanki ukuqinisekisa ukuba kukho imali eyaneleyo ekhoyo. Kwakhona, ukwenza isigulane siqwalasele ngaphambi kwexesha kuvumela ukuba banethuba elide lokulawula imali yabo ekulungiseleleni ukutyelela kwabo okuzayo, ukukhawuleza ukuqeshwa kwabo ngolunye usuku olulungeleyo okanye ukwenza amalungiselelo okuhlawula, ukuba kuyimfuneko.
Xa kwenzeka
Ngoko uthathe onke amanyathelo okukhusela isheke se-NSF kwaye enye isasazela, unokhetho.
Bonisa kwipolisi yakho ukuba uya kuqhubeka uwamkela iireki ezivela kwizigulane ezineembali zokubhalwa kakubi. Oku kunokuthetha ukuba iofisi yezobugqirha iya kunqaba ukufumana iisesheke ezivela kwizigulane ezinekhenkethi enye ye-NSF okanye ezingekho ngaphezu kwembini ukuba zikhawuleza ziphawule iimpazamo zazo kwaye zenze intlawulo ngokukhawuleza.
Ndiyathemba, oku kuya kulungisa isigqibo se-NSF. Ukuba akunjalo, amanye amanyathelo angathathwa.
- Shayela umguli. Kungenzeka ukuba isigulane siyakwazi ngaphambi kokuba wenze ukuba banokukhangela isheke. Awukho naliphi na indlela ubaxelela into engayaziyo. Isicelo sobupolitika sokuba basombulule umcimbi ngokukhawuleza. Ukunikezela ukukhupha imali ye-NSF ukuba bahlawule ngeentsuku ezingama-5.
- Thumela ileta eqinisekisiwe. Mkhumbuze isigulane ukuba ungumthengi oxabisekileyo kwaye ufuna ukuba basombulule umcimbi ngaphandle kwesiganeko esilandelayo. Qiniseka ukuba ungasongela isigulane nganoma iyiphi indlela.
- Qhagamshelana nebhanki. Ukuba iinzame zokuqhagamshelana nesigulane aziphumelelanga, linda iintsuku ezimbalwa kwaye uqhagamshelane nebhanki ukuze ufumane ukuba kukho imali eyaneleyo yokugubungela isheke. Ukuba kunjalo, buyisela isheke kwi-bhanki uze uyihlasele ngokuyibeka kwi-akhawunti yakho.
- Ukudlulisela i-akhawunti kwi- arhente yokuqokelela .
- Fakela ibango kunye nenkundla yamatyala amancinci.