17 Izibonelelo Zonke umntu onomdlavuza kufuneka azi
I-Cancer inokumisela imithwalo enzima kwezoqoqosho kubantu abaphila nesi sifo. Kunzima ngokwaneleyo kulabo abanempilo, kodwa kuthiwani ngalabo abane- inshurensi encinci okanye engekhoyo ?
Kuba bantu, kukho iinkqubo zoncedo lwezemali ezingancedisa iindleko zonyango lwezempilo kunye nezibonelelo ezivela kwinkqubo karhulumente-inkxaso-mali kwiinkonzo ezisekelwe kuluntu.
Abantu abanomdlavuza abanakuze banqikaze ukuxoxa ngeengxaki zabo zezezimali ngogqirha wabo, onokubathumela kubasebenzi bezeNtlalontle okanye umququzeleli onokukwazi ukubanxulumanisa nenkxaso-mali abayidingayo.
Oko akuthethi ukuba akufanele uqale ukufikelela kwedwa. Ngenhlanhla, kukho inamba ekhulayo yee-arhente ezinokukunceda ekufumaneni iindlela zokufikelela kunye nokuhlawulela inkathalo oyifunayo.
Imibutho engeNkonzo kaRhulumente
Iinkqubo ezilandelayo ezingekho phantsi koorhulumente zihlala ziindawo ezilungileyo zokuqala ukukhangela uncedo lwezezimali, uninzi lwazo luhambisa iincwadi zesiNgesi / zeSpanish kunye nomnxeba wokuncedisa ezimbini:
- I-American Cancer Society (ACS) i-ejensi kazwelonke esekelwe eWashington, DC leyo inokukuhambisa kwi-ofisi ye-ACS kwingingqi yakho. I-ACS inikezela iinkqubo ezinceda abantu, iintsapho kunye nabahlobo bajongane nezigqibo zonyango kunye nemingeni ejongene nayo. Uncedo lweeyure ezingama-24 luqhutywa ku-800-227-2345 (800-ACS-2345) ngeengxoxo ze-intanethi ezifumaneka kwikhasi lasekhaya leziko.
- I-CancerCare iyinkampani kazwelonke, engekho inzuzo enika inkxaso enkululeko , ulwazi kunye noxanduva lwemali kubantu abanomdlavuza kunye nabathandekayo babo. Iinkonzo zinikezelwa ngabasebenzi bezentlalo zentlalo ngokubhekiselele kwifowuni, kumntu, kunye nakwiwebhusayithi yeziko. I-CancerCare's reach also extends to professionals of health, ukubonelela ngemithombo yezemfundo abayidingayo. Ifowuni 800-813-4673 (1-800-813-HOPE) okanye i-imeyili info@cancercare.org.
- I-AVONCares Inkqubo yabasetyhini abajongene neCarcer yinkqubo elawulwa yiCarcerCare enikezela ngoncedo lwemali kumvuzo omncinci, ongenasisigxina, kunye nabasetyhini abasisigxina kuzo zonke iinkonzo ze-US inkxaso ziquka ukuthutha, ukunakekelwa kwabantwana kunye nokunyamekela ekhaya ukuphucula ubomi balabo abafumana unyango lwebele umhlaza okanye umdlavuza wesibeleko . Ifowuni 800-813-4673 (800-813-HOPE) okanye i-imeyili info@cancercare.org.
- I-Candlelighters Childhood Cancer Foundation (CCCF) yinhlangano engenzi nzuzo ebonelela ngolwazi, inkxaso yontanga, kunye nokukhuthaza ngokupapashwa kunye nenethwekhi yamaqela enkxaso yendawo. I-CCCF igcina uluhlu lwemibutho apho iintsapho ezifanelekileyo zingafaka isicelo sokuncedisa ngemali. Ifowuni 800-366-2223 (800-366-CCCF).
- I-Leukemia kunye neLymphoma Society (LLS) inikeza ulwazi kunye noxanduva lwemali kubantu abane-leukemia, engekho i-Hodgkin's lymphoma, i-lodphokin yeHodgkin, okanye i-myeloma eninzi . Abafowni banokucela iincwadana echaze iNkqubo yoNcedo lweMonde yeLLS kunye nenani leofisi ye-LLS yasekhaya. Ifowuni 800-955-4572.
- I-Advocate Foundation (PAF) ihlinzeka ngemfundo, ukululekwa ngokwasemthethweni, kunye nokudluliselwa kubantu abanomdlavuza malunga ne-inshurensi, imiba yezemali, ukucalulwa komsebenzi, kunye neengxaki zematyala. INkqubo yoNcedo lweMonde yinkxaso ye-PAF kwaye inika uncedo lwemali kwizigulana ezihlangabezana neendlela zokufaneleka. Funda kabanzi ngokubiza 866-512-3861.
- Iiprogram zoNcedo lweMonde (ii-PAPs) zinikelwa ngabavelisi abaninzi abahamba phambili bezobisi ukuba bancedise ukuhlawula amayeza okanye iindleko ze-insay-copay. Nangona iimfuno zokufaneleka zihluka, ifom yefom yesicelo esisodwa ivumela ukubhalisa lula kunye neenkampani ezininzi zeziyobisi.
- Indlela yokubuyiswa yinkonzo eyenziwa yi-American Cancer Society evumela abasebenzisi be-intanethi ukuba bafune kwaye badibanise neenkonzo zokuthutha zendawo zokukhulula okanye eziphantsi kweendleko zokusebenzisa i-zip code okanye ulwazi lwedolophu / noluntu.
IiNkonzo zezeMpilo zikaRhulumente kunye neSizwe
Ukongezelela kwiiprogram ezingezizo inzuzo, kukho iziteshi zikaRhulumente ezinokunika uncedo olungqalileyo kubantu abanomdlavuza:
- I-Medicaid yinkxaso-mali edibeneyo, kunye neprogram yempilo yombuso karhulumente kubantu abafuna uncedo lwezemali kwiindleko zonyango. Ekungenani, amazwe kufuneka anike iinkonzo zokunakekelwa kwezindlu kubantu abafumana inkxaso yenkxaso yenkxaso-mali njengemali yeNkcazo yeNhlalakahle kunye noNcedo kwiiNtsapho kunye nabantwana abaxhomekeke kwiNtlawulo. Inkcazo yokuxilongwa ngemilingo ibandakanya uongikazi wenkxaso-nxalenye, iinkonzo zoncedo lwekhaya, kunye neenkonzo zonyango / izixhobo. Ulwazi malunga nekharityhulam lufumaneka kwiiofisi zentlalontle zengingqi, amasebe empilo karhulumente, ii-arhente zenkonzo zentlalo, okanye i-ofisi ye-Medicaid ofisi.
- I-Medicare yinkqubo yomshuwarensi yempilo yomthetho waseMelika iminyaka engama-65 okanye ngaphezulu, kunye nabantu abakhubazekile abangaphantsi kwe-65 kunye nabantu abanesifo esingapheliyo sesibindi. I-Medicare inokubuyisela ukubuyisela kwezinye iinkonzo zokunakekelwa kwekhaya okanye ukuhanjiswa kweenkonzo zokubhedlele kulabo abamkelwe kwiProgram eqinisekisiweyo ye-Medicare. Ukufumana ulwazi malunga nokufaneleka okanye inkcazo yokufihla, fowuna 800-622-4227 (800-MEDICARE) okanye 877-486-2048 kubasebenzisi be-TTY.
- Ulawulo loKhuseleko loLuntu li-arhente karhulumente ejongene noKhuseleko loLuntu kunye neNkxaso yeNgcaciso yeNkxaso (SSI). Ukhuseleko lwezeNtlalo unikezela ngeniso yenyanga ngenyanga kubantu abakhulileyo nabakhubazekile, ngelixa i-SSI yongeza loo ntlawulo kulabo abahlangabezana neemfuno zokufumana iimfanelo zokufumana imali. Ulwazi malunga nokufaneleka, iinzuzo kunye neemfuno zesicelo ziyafumaneka ngokubiza 800-772-1213 (TTY 800-325-0778).
- Inkqubo ye-Intshuwalense yezeMpilo (Children's Health Programme) (CHIP) yintsebenziswano yombuso-nkonzo eyenza i-inshorensi yempilo ephantsi okanye eyimali ekhutshelweyo kwi-inshorensi yabantwana kwiintsapho ezingenamvuzo. Ukuba uhanjiswe kumlawuli wakho we-CHIP wengingqi, biza umnxeba welizwe loncedo kwi-877-543-7669 (877-KIDS-MANJE) ngolwazi malunga nokufaneleka kunye neemfuno zesicelo.
- Ulawulo lwe-Veteran (VA) lunikeza izibonelelo zonyango kubadlali bezilwanyana ezifanelekileyo kunye nabaxhomekeke kubo, ezibandakanya unyango lomhlaza kwi-Medical Centre ye-VA. Unyango lweenkonzo ezixhumene nenkonzo lunikezelwa, ngelixa unyango kuzo zonke ezinye iimeko zingase zifumaneke ngokusekelwe kwiimfuno zeemali zezilwanyana. Ifowuni 877-222-8387 (877-222-VETS).
- INtaba-Burton yinkqubo apho izibhedlele ezifumana iimali zokwakha ezivela kwi-federal government zifunwa ngumthetho ukuba zinike iinkonzo kubantu abangenakho ukuhlawula ukulaliswa kwabo esibhedlele. Ulwazi malunga nezibonelelo eziquka le nkqubo zifumaneka ngokubiza 800-638-0742.
Ezinye iindlela zokuNcedisa ngezeMali
- Imibutho yenkonzo yoluntu efana neS Salvation Army, iiNkonzo zoLuntu zamaLuthere, iiNkonzo zoLuntu zamaYuda, iiNkonzo zamaKatolika, kunye neClubs Club zingabanika uncedo lwezemali. Le mibutho inokufumaneka kwi-directory yakho yefowuni.
- Ukuxhaswa kwemali yoluntu kunye nokuxhaswa kwezinto ezixhamlayo kunye nezinye iindlela ezifanele ukucatshungulwa. Abantu abaninzi bafumanisa ukuba abahlobo, intsapho, kunye nezonxibelelwano zentlalo baninzi kunomdla wokunikela ngemali xa bebona imeko enzima. Iifayili zokuxhaswa nge-intanethi njengeGoFundMe zihlala zisetyenziselwa ezi ntlobo zamaphulo, ezivumela iintsapho ukuba zithinte inkxaso ngokubanzi ngokusebenzisa iziteshi zoononophelo zoluntu.
- Ukuncitshiswa kweerhafu zentlawulo kukuvumela ukuba uchithe ezininzi zeendleko zonyango ukusuka kwingeniso yonyaka ngaphambi kwentela. Iimvavanyo zendleko ezichithwayo zerhafu zingabandakanya i-mileage zokuya kwiindawo zokuhamba kunye nokusukela kwizonyango zonyango, iindleko ezingaphandle kwe-pocket kunyango, iindleko zemithi / izixhobo zokusebenza, kunye neendleko zokutya ngexesha lokuhlala ixesha elide. I-ofisi yangaphakathi yeeRevenue Service (IRS) inokukunceda ukuba ubone ukuba yiziphi iindleko ezixothwayo.