Uninzi lwabantu alufuni ukucinga ngokufa kwabo. Ukucwangcisa umngcwabo kuthetha ukuvuma ukuba ngokuqinisekileyo uya kufa olunye usuku. Kwakhona kuthetha ukuthatha into oyifunayo kwixabiso elifanelekileyo ngelixa uzinikela kunye noxolo lomntu othandayo. Ukuba ucinga ngokucwangcisa umngcwabo wakho, zezi zizathu ezihlanu zokuyeka ukuhlaziya nokuqala ucwangciso:
Isizathu # 1: Fumana into oyifunayo
Xa uceba umngcwabo wakho, uyaqinisekisa ukuba ufumana yonke into oyifunayo kwaye akukho nto ungayifumani. Unokwenza isigqibo sokuba ufuna ukwenzela ntoni na ihlala yakho, nokuba ungangcwatyelwa, utyiswe okanye uzinikele kwisayensi. Ukuba ukhetha ukungcwatywa, ungakhetha icebo lakho lokungcwaba, i-mausoleum (ngasentla-ingcwaba lomhlaba) kunye ne-casket. Ukuba ungathanda ukutshiswa, unokukhetha ukuba ubeka umlotha wakho kwi-columbarium, leyo i-mausoleum enikezelwe kule njongo okanye isasazeka ngokwemithetho yombuso.
Ungakhetha kwakhona uhlobo lwenkonzo yesikhumbuzo oyifunayo ngokucela ukuba abathandekayo bakho baphonse umcimbi wokubhiyozela ubomi obuphilayo, ngaphandle komzimba wakho okhoyo, okanye unqumle ukuba nenkonzo yomngcwabo wendabuko ngokujonga i-casket yakho okanye nayiphi na into esiphakathini. Ukucwangcisa inkonzo yakho kuya kuqinisekisa ukuvakelwa kweendwendwe kwaye kukukhumbule ngendlela othanda ngayo.
Isizathu # 2: Gcina imali
Uninzi lwemingcwabo lucwangciswe emva kokuba umntu sele efile. Yenziwe ngamalungu omndeni awakhathazeka ngokulahlekelwa ngumntu abathandayo. Isigqibo sokuba uhlawule i-$ 1,200 i-coffin ecocekileyo okanye i-$ 8,000 yeplatinum, i-casket eline-silk enegolide eyayiza kwenziwa entliziyweni, kungekhona intloko.
Ukwenza izigqibo ngaphambi kwexesha kunokunciphisa inani "lemvakalelo" imali esetyenzisiweyo.
Ngokucwangcisa kwangaphambili, unokuqiniseka ukuba abathandekayo bakho bayayazi nayiphi na inzuzo yokufa. Ukhuselo lweNtlalo luhlawula isisombululo esisodwa sexesha, kwaye ulawulo lweeVeteran lunenzuzo kubadala bezilwanyana. Ubshuwarensi yakho yangasese, umanyano okanye icawa inokuba neenzuzo onalo ilungelo. Ukucwangcisa phambili kuthetha ukuba unalo lonke ulwazi olufumanekayo kubathandekayo bakho.
Isizathu # 3: Ukuhlawula kwangaphambili
Nangona kungenjalo kungakhuthazwa ukuba uhlawule iinkonzo zakho zokungcwaba kusengaphambili, kunokuthi ube yinto ofuna ukuyiqwalasela ukuba uzama "ukuchitha phantsi" ifa lakho ukuze ufanele ukufumana iMedicaid. Oku kuya kwenziwa kuphela ukuba uceba ukuhlala apho ukhona kwaye uzive uqinisekile ukuba inkampani oyikhethayo iya kuhlala kwishishini ixesha elithile.
Inketu engcono kubantu abaninzi kukubeka eceleni imali yokuhlawula umngcwabo wakho kwi-third party fund trust fund. Ngaloo ndlela imali yakho iya kuqhubeka nokunyusa umdla kuye kwafuneka. Konke okuya ku funeka ukwenze kukhetha umntu ophethe i-akhawunti kwaye uqinisekise ukuba bayazifikelela njani xa kufika ixesha.
Isizathu # 4: Ukunciphisa Umthwalo Kwizithandwa Zakho
Ukulahlekelwa ngumntu omthandayo kuyimvakalelo kwaye kunzima kakhulu.
Ukukhangela ukulungiselela amalungiselelo omngcwabo kwaye ufumane imali yokubahlawulela akuzona iindlela ezifanelekileyo zokuchitha iintsuku zokuqala zokulila. Ngokucwangcisa umngcwabo wakho kwangaphambili, unike abathandekayo bakho isipho. Ubavumela ukuba bagxininise intlungu yabo baze babhiyoze ubomi bakho ngaphandle kokukhathazeka malunga noko uyenzayo ngokuzayo.
Isizathu # 5: Uxolo lwengqondo
Okokugqibela, ukucwangcisa umngcwabo wakho kukunika uxolo kwengqondo. Uya kukwazi ukuba, xa kufika ixesha, izinto ziya kwenziwa ngendlela yakho ngemali yakho. Uya kuthatha umthwalo wabathandekayo bakho kwaye wenze izigqibo zakho. Andiyi kuphakamisa ukuba uya kuba ulungele ukujamelana nokufa xa lixesha lakho, kodwa uya kuba nelinye into encinci yokuxhalaba xa usenza.