Ngaba umthandana onomdemokhrasi uhlaselwa?
Ngaba oku kuyavakalayo? Utata ufumana izicelo ezininzi ngosuku ngeminikelo, kunye "nezibonelelo ezikhethekileyo" ukuthenga idibanti yekhulu. Ngethuba uhamba ngokutyelela, uyabona ukuba ifowuni ikhonkco kwaye umntu uyamcela ukuba ancede abantwana abanomdlavuza. I-imeyile yakhe iqulethe izibheno ukunceda abantu abalambileyo ngokunikela ngemali, kunye nezaziso zokuba zanqoba i-sweepstakes kwaye kufuneka ihlawule umrhumo omncinci wokuhlawula irhafu.
Ubukela ithelevishini aze aphendulele kwintengiso yendlu okanye aphulaphule i-televangelist, bobabini abamqinisekisa ukuba ukuthengwa kwekhasi elimangalisayo kukukhetha ngokuhlakanipha, okanye ukuba umnikelo wakhe uza kusetyenziswa ngokupheleleyo ukwenza ummahluko.
Uhamba uzonceda uhlambulule indlu yakhe kwaye uqala ukuqonda ukuba, ekudidekeni kwakhe, uTata uye wayinika imali okanye ayichitha ngobuwula. Uyabona iibhidi ezingakhokhelwa, zixutywe kunye nabaxhasi abaningana kunye nokuthenga iirisithi ezibekwe kwitafile. Uyabona kwakhona ikhonkco yeepakheji ekhoneni kwaye xa uhamba ukhangele kuzo, ubona ukuba uye wayala amahlanu eempahla ezifanayo.
Ukuqaphela:
Ufika kwisigqibo sokuba uyihlo, oye wafunyaniswa ngokuba ne- Alzheimer kwaye usekuqaleni kwamanyathelo, ngokuqinisekileyo anika amakhulu okanye amawaka eedola. Ubuntu bakhe obuqhelekileyo beloko befuna ukungabonakaliyo ngemali yakhe, kodwa ngoku ubonakala ehamba ngemali njengamanzi.
Izibonelelo ezihambelanayo:
Yintoni ngoku?
Ngoko, unokwenza ntoni ngale nto? Nazi iindlela ezimbalwa:
Thetha naye.
Ndimxelele umzekelo omhle ahlala ehlala nawo kunye nendlela awasebenzisa ngayo imali yakhe ngobulumko (kodwa kuphela ukuba kunjalo). Mbuze ukuba ufuna uncedo ngokulungiselela nokuhlawula iibhili.
Chaza ukukhathazeka kwakho kwaye umbonise ibhalansi yakhe yebhanki.
Buza omnye umntu ukuba athethe naye.
Buza ilungu lentsapho ehlonipha kakhulu ukuthetha naye. Buza umfundisi, umbingeleli, elinye ilungu lezefundisi okanye igqwetha ukuba athethe naye.
Uyazi ukuba ingaba njani. Ngamanye amaxesha, ilungu linye lentsapho elingabaleka ngokuthetha izinto abanye abangenako, ngandlela-thile ngaphandle kokucasula uyihlo. Mcele ukuba amtyelele aze athethe naye ngezinto ezixhalabisayo.
Xhumana namaqela acela imali.
Thabatha ingqalelo ngemibutho kunye nabantu abathile abacela kuye imali kwaye baqhagamshelane nabo ukuze bamkhuphe uluhlu lwabo lokuposa. Oku kungasebenza ngethuba lokuqala ocelayo; Ngelishwa, abantu abaninzi kunye namaqela aqhubekayo kwaye unokufuna ukuphinda esi sihlandlo kubo.
Bhalise kuye kwi-Registered Register.
Qinisekisa ukuba inombolo yakhe yefowuni ibhalwe kwi-Registered Register. Unokwenza oku ngokubiza 1 (888) -382-1222. Ngefowuni, fowuna 1 (866) -290-4236. Qinisekisa ukuba ubiza umnani ofuna ukukhuselwa.
Ncedisa ngeebhili.
Nceda uyihlo ngokumisela iintlawulo ezizenzekelayo kwiimali ezifunekayo rhoqo.
Sebenzisanani kunye ukuze nibone ukuba yimiphi imibutho afuna ukuyixhasa.
Buza uyihlo ukuba yimaphi amaqela afuna ukunikela ngawo ngemali, kwaye ubone ukuba uya kulungela ukusebenza kunye nokuphuhlisa icebo lokukwenza oko.
Ewe, kunokwenzeka ukuba akakwazi ukuxoxa ngale nto, kodwa ukuba ngaba kunjalo, unokumqinisekisa ukuba uya kuthumela ngokuzenzekelayo igalelo ngokulungiselela le khompyutha.
Hlunga iposi.
Ukunikela ukuncedisa uyihlo ngokukhetha ngeposi yakhe ukukhusela kwiikratshi.
Misela ibhokisi yeposi yeposi.
Abanye abantu baye balungiselela ibhokisi yepostile yeposi yabo ilungu lentsapho ukuze banokuphelisa izikhalazo.
Cinga ngokutshintsha inombolo yakhe yefowuni.
Oku akunjalo, kodwa kunokuba kuyimfuneko ukuba ifowuni iyona ndlela eyona ndlela uyihlo utyhalwa ngemali yakhe.
Ukunciphisa ukufikelela kumakhadi-mboleko kwaye ukhangele iincwadi.
Amanye amalungu entsapho ayinqamle ukuthanda kwabo abathandekayo kumakhadi atyala okanye ukuhlola. Unokuxoxa ngale nto kunye naye ulungiselele ukumnika imali rhoqo.
Yiba namandla akhe ahlala kummeli.
Mbuze ukuba uya kuvuma ukuba usebenze njengegunya lakhe elihlala ixesha elingummeli wezemali. Unokumqinisekisa ukuba unokumisela ilungiselelo ngendlela ekhusela ngayo. Ngokomzekelo, unokukhetha wena nomntakwenu njengombane wamagqwetha. Okanye, unokubandakanya umntu wesithathu othembekileyo kule sigqibo.
Ukunyulwa kwamagunya ahlalayo kweengxelo zezemali kuyimanyathelo ebalulekileyo ukuze ulungiselelwe utshintsho olungalindelekanga. Ngokufanelekileyo, esi sigqibo senziwe ngaphambi kokuqala kwengqondo , kodwa abanye abantu abakwaziyo, okanye abachasene nalo mgaqo.
Izibonelelo ezihambelanayo:
- Imiba yezezomthetho nezeMali kwi-Alzheimer's: Ukucwangcisa iKamva
Kuthekani ukuba akukho nto isebenzayo?
Mhlawumbi uzame ubuninzi bala macebo kungekho miphumo. Uyihlo uyaqhubeka ephika ukuba kukho ingxaki, kodwa uqhubeka eqhutyelwa ngabagxeki kunye nabaculi beqhinga.
Unokudinga ukubonisana nommeli wezomthetho kumdala kweli nqanaba ukukhetha indlela ongayinceda ngayo uyihlo. Bangakucebisa ngemicimbi enjengokuthi uyihlo unokumiselwa enkundleni ukuba angenakukwazi ukwenza izigqibo, kwaye mhlawumbi unokukunceda ngokufumana inxaxheba yomgcini okanye umgcini-mgcini.
Ku xhatshazwa kwezeMali
Ekugqibeleni, inqaku malunga nokusetyenziswa kakubi komdala . Ukusebenzisa umntu ngokusetyenziswa kakubi ngemali okanye kwipropati kuthathwa njengexhatshazo lwezezimali. Unokufuna ukudibanisa nenhlangano yasekuhlaleni yeeNkonzo zoKhuselo kunye namapolisa ukuba kukho umntu owenza lo lwaphulo-mthetho kumntu wakho othandekayo.
> Imithombo:
> Berkley Parents Network. Abazali abakhulileyo kunye neengcingo kunye nabaculi beCon.
> Caring.com. Sinokukhusela njani uTata-mkhulu Wethu kwiScams?
> I-Ofisi yoKhuseleko lweMali yabathengi. Izibonelelo ezongezelelweyo kwabaseMerika basebekhulile kunye neMindeni yabo.
> FBI.gov. IziCwangciso eziPhezulu zoBuqhetseba.
> Kiplinger. Ukulawula Imali Yabazali Bakho. Matshi 2011.
> Umcebisi wezeMdala uMarquette. Ngo-2008. Ukungaxhaswanga kwemali: Ukuxhatshazwa kwezeMali zabantu abaDalayo abane-Dementia.