Kutheni Isigulana Sokungafani Neziganeko Eziphulukisayo
Ukuba usandula ukuhlinzwa, okanye ukuba uye waya kwigumbi lexakeka kwaye uxelelwe ukuba uya kuhlala esibhedlele ngenxa yakho imeko, unokuba nemibuzo malunga nokuma phakathi kokubona nokuhlala esibhedlele.
Esi sihloko sivame ukudideka kwaye kukwahlukileyo okwenzelwe iinjongo zomshuwalense, njengoko ukunyamekela kudla ngokufanayo nokuba unesibhedlele ukuhlala emfutshane okanye ukugcinwa kwexesha elide.
Okokuqala, makhe sixoxe malunga neyiphi imigulana yesifo, isigulane, isingeniso kunye nokubonwa. Kuba umntu ochitha ubusuku ubhedlele esibhedlele, bahlala becinga ukuba bayagula. Basesibhedlele, ngoko oku kunengqiqo, kodwa kwiimeko ezininzi oku kungafanelekanga ngenjongo yokufumana i-inshorensi.
Ubude bokuhlala
Ubungakanani bokuhlala kwakho busekelwe kwiindawo ezininzi ozichitha kuzo esibhedlele. Ubusuku obuphakathi ukuhlala ukwahlukana kunokubonakala kungenangqiqo, kodwa oku kuthetha ukuba uya kwandisa usuku olongezelelweyo lokubhatala esibhedlele ukuba usegumbini lakho phakathi kobusuku. Oko akuthethi ukuba ufanele uhambe phakathi kobusuku; kuthetha ukuba ukuba usebhedlele phantsi koxanduva lugqirha phakathi kobusuku, uya kufumana usuku lweentlawulo.
Umzekelo, uya kwiGumbi eliPhezulu kwixesha elimnyama. Uxelelwa ukuba uya kuhlala ebusuku esibhedlele. Ushiya ngosuku olulandelayo emini.
Ubesibhedlele phakathi kobusuku, ngoko uya kuthathwa njengesibhedlele ngenye yezobini zobusuku oku kuthetha ukuba uza kuhlawulwa ngelinye ilanga. Esi siguli, okanye ukubona, sihlale.
Omnye umzekelo: Uya kwiGumbi eliPhezulu kwiMini. Uxelelwa ukuba uya kuthi ungeniswe esibhedlele iintsuku ezimbalwa.
Uya kuthathwa kwigumbi ngoMsombuluko nge-6 ntambama. Uhlala ngoMvulo ebusuku, uLwesibili ebusuku kwaye uye ekhaya ekhaya ngoLwesithathu ngo-7: 00. I-bill yakho iya kuba yimizuzu emibini, okanye ukuhlala kweentsuku ezimbini, nangona usibhedlele kwiiyure ezingama-49. Lo ngumhlala-mgulana wokuhlala, unikwe imvume kwiziko.
Isigulane: Isigulane esesibhedlele esinokulindela ixesha lokuhlala ezimbini okanye ngaphezulu. Isigulane esinokuhlinzwa ngokugqithiseleyo kwaye kulindeleke ukuba siphumelele iintsuku ezimbalwa esibhedlele sisisigulana.
Ukuqwalasela: Isigulane esesibhedlele esinokulindela ukuhlala kwesinye sebusuku. Umzekelo: Uwela uze uphule ingalo yakho emva kwemini, uhambe kwigumbi lexakeka kwaye emva kokubona ugqirha uxelwa ukuba uya kuhlala esibhedlele ubusuku, utyando ekuseni kwaye uhambe ekhaya emva kwemini.
Isigulane : Isigulane esibonakala kwigumbi elingxamisekileyo, isigulane esifumana iinkonzo zonyango ezifana ne-x-ray, ukunakekelwa kwilonda, iimvavanyo zelabhoratri , izifundo zophando okanye ukuhlinzwa okungafuneki ukulaliswa esibhedlele ngexesha lokuphulukana. Kwakhona, isigulane esesibhedlele esinokulindela ukuhlala kwesinye sezithuba zobusuku kubona isigulane sokubona kunye nesiphene.
Uvunyelwe: Isifanisi sesigulana.
Izigulane ezilindeleke ukuba zibe esibhedlele ezimbini okanye ngaphezulu.
Umzekelo: Uphula i-hip yakho kwaye uthathwa kwigumbi lokuxakeka. Uyangeniswa kwisibhedlele ukuze utyando olusasa. Unokuhlinzwa kwaye iintsuku ezimbini kamva ukhululiwe ukuqhubeka uphila ekhaya.
Kutheni Umntu Ophulukana Neengxaki Ezichasene Neengxaki?
Incoko yemihla ngemihla, "Ndiya kungeniswa esibhedlele" kuthetha ukuba uza kunyangwa esibhedlele, kwigumbi elinombhede nokunyamekela. Kwimithi ye-Medicare, kunye nezinye iintlobo zeenkampani zomshuwalense, ukuba ungeniswe esibhedlele kuthetha ukuba uya kuhlala esibhedlele ubuncinane ezimbini.
Kwiigulane ezine-Medicare, ukuhlukana kunokubaluleka. Iinkonzo zonyango zigqitywe njengenxalenye ye-Medicare Part B, ngelixa iinkonzo zonyango zifakwe phantsi kwe-Medicare Part A. Imithi ingawa phantsi kweCandelo D. Kukho imimiselo nemimiselo emiselweyo into ehlawulwa ngayo yiyiphi i-Medicare kunye ne-copay apho unokuba noxanduva. Ngaba udidekile? Lindela, yonke into inokutshintsha kwakhona ukuba uyangeniswa njengesigulane esibhekele ukuhlala esifutshane kodwa ugcine ukuhlala ixesha elide kwaye ube ngumntwana ogulayo.
Ukuze uthole ulwazi oluthe xaxa malunga nolwazi lweMpilo oluhlawula ngexesha lokubhedlelelwa esibhedlele, nantsi isikhokelo esiluncedo sokubhengezwa: https://www.medicare.gov/Pubs/pdf/11435.pdf
Kulungile Ukucela Usizo!
Gcina ukhumbule ukuba ngelixa le migomo iyadideka, isibhedlele ngasinye sinamalungu abasebenzi abakho ukuze bancede bachaze ukuba ngaba uyigqirha okanye uyaguliswa isigulane, yintoni inkampani yakho yomshuwalense eya kuguquka kwaye kufuneka uhlawulelwe. Ukuba usukhutshiwe kwiziko kwaye udidekile malunga ne-bill yakho, isebe lokuhlawula liqhelekile ekuchazeni iintlukwano kwiintlobo zokuhlawula kwaye zinokukunceda kakhulu xa kuziwa ekuqondeni i-bill yakho yesibhedlele kunye nento enokuyenza ngayo loo ndawo .
Umthombo:
Ingaba uyisifo esibhedlele okanye Isigulane: Ukuba unamayeza, cela! https://www.medicare.gov/Pubs/pdf/11435.pdf