Funda xa ungasayina kwaye utshintshe izicwangciso ze-Medicare
Ukubhalisa kwi-Medicare okanye ukuguqula izicwangciso ze-Medicare akunzima kodwa ukwazi ukuba ungakwenza ntoni kunokudideka. Kukho inani lootitshala ababhalise kulo lonke unyaka kodwa zimbalwa kuphela ezinokufaka isicelo kwiimeko zakho. Le khalendara izokukunceda uhlale uzilungele.
Amaxesha okuBhalisa okuQalayo:
Okokuqala kwaye ngokuphambili, kufuneka uqonde i-Period yakho yokuqala yokuBhalisa (IEP) .
Yilapho uqala ukufaka isicelo kwi-Medicare. Imihla yakho ye-IEP iya kuhluka ngohlobo lwakho. Ukungaphumeleli i-IEP yakho kunokubangela ukuba uhlawule izigwebo ezikhawulezileyo .
- Ngokusekelwe kwiminyaka yobudala: Ufanelekile kwi-Medicare xa uvula iminyaka engama-65 ubudala . IEP yakho iqala inyanga ezintathu ngaphambi kokuba iphele emva kweenyanga ezintathu emva kokuzalwa kwakho kweminyaka engama-65.
- Ngokusekelwe kwingxelo yomsebenzi oxhaswe ngumqeshi: Ukuba uneminyaka engama-65 ubudala kwaye unempilo yomqeshi oqesha abasebenzi abangama-20 abagciniweyo, i-IEP yakho iqala ngosuku oshiya umsebenzi wakho okanye umhla olahlekelwa ngulo mcimbi, ifika kuqala, kwaye ihlala iinyanga ezisibhozo.
- Ngokusekelwe kwisifo sokuphela kwesigxina: I-IEP yakho iqala inyanga ufunyaniswa kwaye ihlala kwiinyanga ezintathu ezongezelelweyo.
- Ngokusekelwe ekukhubazekeni nge-SSDI: Ufanelekile kwi-Medicare emva kokufumana iinzuzo ze- SSD kwiinyanga ezingama-24. Ulawulo loKhuselo loLuntu luya kubhalisela ngokuzenzekelayo kwi-Medicare ngenyanga yeshumi elinesihlanu.
Ixesha lokuBhalisa ngokubanzi:
NgoJanuwari 1 - Matshi 31
Ukuba ulahlekelwe ixesha lokuQala lokuQala lokuQala, yilo xesha ungasayina kwiNgxenye A, Ingxenye B okanye zombini. Awukwazi ukukhetha isicwangciso seMedare Benevantage ngeli xesha. Iintlawulo zakho zeMedricare aziyi kuqala ngoJulayi 1.
I-Medicare Benevantage Period period:
NgoJanuwari 1 - Februwari 14
Ukuba unqwenela ukuba ungayithandi isicwangciso sakho se-Medicare Benevantage, ungayiguqula kwaye utshintshe kwi-Medicare yasekuqaleni ngeli xesha lokulahla. Unokukhetha kwakhona isicwangciso seCandelo D ekuncediseni ukuhanjiswa kweMpilo yakho yoTywala ngelo xesha. Into ongenakuyenza yitshintsho kwisicwangciso seM Medicare Advantage ukuya kwelinye okanye utshintshe kwisicwangciso seCandelo D ukuya kwesinye.
Ixesha lokuBhalisa ngokuKhethekileyo:
Epreli 1 - Juni 30
Ukuba ubhalisele i-Medicare ngelixesha eliqhelekileyo lokuBhaliswa kwexesha, le yilapho ungabhalisela isicwangciso seCandelo D. Ungabhalisa kwisicwangciso seMediare Benevantage kunye neNgcaciso ye-Part D, icebo le-MA-PD. Awukwazi ukukhetha icebo le-Medicare Advantage ngaphandle kokugqithiswa kwezidakamizwa ngokuchanekileyo ngeli xesha. Izibonelelo zakho ziya kuqala ngoJulayi 1.
Ixesha lokuBhalisa elivulekileyo:
Oktobha 15 - Disemba 7
Eli xesha lokubhalisa liyafumaneka kuwo wonke umntu kwi-Medicare. Ngeli xesha unako ukutshintsha ukusuka kwi-Original Medicare okanye ngaphandle kwesiCwangciso se-D kwi-Medicare Benevantage kunye okanye ngaphandle kokugqithiswa kwezidakamizwa kunye nokunye. Ungabhalisela kwakhona, ukhansele okanye utshintshe izicwangciso zeCandelo D.
Isikhathi sokuBhaliswa kweNkwenkwezi ezintlanu:
Disemba 8 - Novemba 30
Ukuba ufuna ukutyikitya isicwangciso se- Five-Star Medicare Benevantage okanye isicwangciso seCandelo D , unokukwenza ukususela ngoDisemba 8 emva kokuba icebo lifumana ukulinganiswa kweNkanyezi ezintlanu kuNovemba 30 kunyaka olandelayo.
Unenketho yokwenza oku kanye kuphela ngonyaka. Ukuba ufuna ukushiya isicwangciso seNkanyezi ezintlanu ngeyiphi na isizathu, kuya kufuneka ulinde de kube ikhefu lokuBhalisa elivulekileyo ukwenza njalo.