Unyaka ngamnye, abaqeshi abanabasebenzi abangaphezu kwama-50 ababonelela ngeenkonzo zezempilo kufuneka banikeze "ixesha lokubhalisa elivulekile" (abaqeshi bancinci banika ithuba lokubhalisa elivulekile).
Ubhaliso oluvulekileyo lufumaneke kubantu okanye iintsapho ezithengela iinshurensi yabo yezempilo ngokusebenzisa ii-ACA exchange okanye ngqo kwiinkampani zomshuwalense yempilo (oko kukuthi, ukutshintshiselana ngaphandle ).
Ngexesha lokubhalisa elivulekile, abamkeli bempilo banokungena okanye baphume kwizicwangciso, okanye benze utshintsho kwisicwangciso abanalo ngoku. IiRhafu ziyahlaziywa ngeli xesha, kwaye amaxabiso ecebo lempilo amaninzi aguqulwa.
Ngokuqhelekileyo, eli xesha lokubhalisa elivulekileyo lixesha elilodwa kuphela kulo lonke ixesha apho kukho utshintsho olwenziwe kwirejista yokubhalisa.
Ngabe Ubhaliso Oluvulekileyo Lwenzeka nini?
Ukuba ufumana iinzuzo zakho zempilo ngomsebenzi wakho, uya kuba nexesha lokubhalisa lonyaka . Ngokuqhelekileyo, ixesha lokubhalisa elivulekile liphela kuphela kwiiveki ezimbalwa okanye ngenyanga.Ixesha lokubhalisa elivulekileyo lisebenza ngokukhawuleza ngexesha lokuwa, kodwa abaqashi banokuguquguquka ngokucwangcisa ukubhaliswa okuvulekileyo. Inkampani yakho kufuneka ikuxelele ngexesha lakho lokubhalisa elivulekile. Xhagamshelana neSebe lakho lezeMithombo yoluntu ukuba awuqinisekanga okanye ufuna ulwazi olungakumbi malunga neenkqubo zempilo nenkampani yakho.
Ukuba uthenge i-inshorensi yakho yempilo kwaye ube necebo le-ACA elihambelanayo-ngokuchasene nento enjengomgaqo -nkqubo womshuwalense wexesha elifutshane okanye isicwangciso-mali esincinci-uphantsi kobhaliso oluvulekileyo, njengoko kunokufumaneka kuphela ukuthengwa ngeli xesha ixesha (okanye ngexesha lokubhalisa okhethekileyo ukuba unesiganeko esifanelekileyo emva konyaka).
Ukuba kunjalo, ixesha lakho lokubhalisa elivulekileyo limiselwe yiSebe lezeMpilo leNkonzo zeZiko laseMelika, phantsi kwemimiselo ephathelene noMthetho ononophelo wokuNakekela (ngaphambi ko-2014, bekungekho into enjengokubhaliswa okuvulekileyo kwinshurensi yonyango, kodwa amaninzi amazwe anganqabela izicelo ezivela kubantu abaneemeko eziphambili, okanye abahlawulise iiprayimari eziphezulu; ukukhutshwa ngoku kuqinisekisiwe, kungakhathaliseki ukuba imbali yonyango, kodwa ukubhaliswa kuphelelweyo ukuvula ukubhalisa okanye ixesha lokubhalisa olulodwa ).
Ngonyaka we-2016 no-2017, ukubhaliselwa okuvulekileyo kwezicwangciso zorhwebo ngamanye (ukuhamba kunye nokutshintshiselwa ngaphandle) kuqhutywe ngoNovemba 1 ukuya kuJanuwari 31. Ngo-2018, umqulu wokubhalisa ovulekileyo uya kuba mfutshane , ukusukela ngoNovemba 1, 2017 ukuya kuDisemba 15, 2017. Le yhedyuli eyayisele iqaliswe ukusebenza ukususela ekupheleni kwe-2018, kodwa i-HHS yanyusa ngonyaka, iphumeza ngowe-2017.
Ukuba ungaphezulu kweenkcukacha ezincinane zobomi, usenokuba wazi kakuhle ukubhaliswa okuvulekileyo. Unokuphinda uphinde uhlole isicwangciso sakho ngeli xesha kunyaka ngamnye. Nangona kunjalo, kunokuba kunokwenzeka ukuba umntu azibale, okanye alahlekelwe ixesha lokubhalisa.
Ukuba uyaphuthelwa, unokhetho oluthile.
Ndiphumelele i-Job Bene Based Based Benefits. Ndingenza ntoni?
Ukuba ulahlekelwa ixesha lokubhalisa kwenkampani yakho ye-inshorensi yezempilo, ungenakho inhlanhla. Ukuba awukasayiniswanga yinshuwalense yezempilo, kukho ithuba elihle lokuba awukwazi ukwenza njalo kulo nyaka. Ukuba uhlaziywa ngokuzenzekelayo, uza kuvuselela ngokuzenzekelayo ngesicwangciso esifanayo ophelileyo kunyaka ophelileyo.
Eminye imibutho ilula ngakumbi kunabanye ngokubhalisa okuvulekileyo, kodwa bambalwa kakhulu baya kwenza izinto ezikhethekileyo kumntu olibale nje ukubonisa, njengoko kungavunyelwanga ngokubanzi ngokwemiqathango yemvumelwano yomshuwalense wezempilo.
Ixesha lokuBhalisa oluKhethekileyo
Ukuba uphoswa ubhaliso oluvulekile kwaye ungabhalanga kwisicwangciso esasivuselelwe ngokuzenzekelayo, usenokungenakho i- inshorensi yezempilo , ngaphandle kokuba usandul 'uhambo olubalulekileyo, oluza kutshintsha ubomi obuya kubangela ixesha lokubhalisa okhethekileyo.
Isikhathi sokubhalisa esikhethekileyo sisenokubangela ukuba udibaniswe kwisicwangciso somntu kwaye ulahlekelwe loo ngxelo. Ngokomzekelo, ukuba uhlanganiswe phantsi kwesicwangciso somlingane wakho kunye nomlingane wakho ulahlekelwa ngumsebenzi wakhe okanye uqhawule umtshato, oku kuya kubangela ixesha lokubhalisa elilodwa eliza kukuvumela ukuba ubhalise kwisicwangciso sezempilo senkampani yakho ngokukhawuleza.
Ukongezelela, ukuba uyatshata, unomntwana, okanye uwamkela umntwana, unokuba ubhalise abantu abaxhomekeke kwangoko kwithuba elithile lokubhalisa. Ezi zihlandlo zobhaliso ezizodwa zisebenza nakwiimarike zodwa, ngoko ke ukuba ulahlekelwa yinshurensi yempilo yakho esekelwe kwimisebenzi phakathi konyaka, uvumelekile ukuba ubhalise kwisicwangciso ngokutshintshiselana okanye ngqo kwiinkampani zomshuwalense, nangona kunjalo into yokuba ukubhaliswa okuvulekileyo kunyaka sele kuphelile.
Ukuba akukho nto eyenzekayo ekubanjeni ixesha lokubhalisa okhethekileyo, kuya kufuneka ukuba ulinde kuze kube yithuba elilandelayo lokubhalisa elivulekileyo ukuba ubhalisele kwiintlawulo zezempilo okanye wenze utshintsho kwizibonelelo zakho ezikhoyo.
> Imithombo:
> Isebe Lempilo Neenkonzo Zoluntu. Ukukhuselwa komonde kunye noMthetho ononophelo loNonophelo, iMakethe yozinzo . Epreli 2017.