Kuphi Ukuhlala Xa Awuyi Kufuna Ikhaya Lwabahlengikazi
Kuba umntu omdala onokukhubazeka, ukuhlala ekhaya yedwa akusoloko kukhetha. Utshintsho kwimpilo yakho okanye imeko yonyango inokuthabatha ukuba uphile kakuhle ngokwakho ufune uncedo oluthile ukwenza imisebenzi yemihla ngemihla. Enoba unobutsha okanye udala, kukho iindlela ezahlukeneyo zokukhetha ukhetho olukhethiweyo ukususela ekuqwalaseleni ukhetho lokuncedisa. Kwakhona, ezinye iindidi zamalungiselelo ezindlu zingaxhaswa ngemali ngokupheleleyo okanye inxalenye yi- Medicare , Medicaid , okanye i- inshurensi yabucala.
Ukunyamekela ekhaya
Abanye abantu abakhubazekileyo banokuhlala emakhaya abo okanye kwiindawo zokuhlala kodwa badinga uncedo ngemisebenzi ethile efana nokupheka, ukucoca kunye nokuthenga. Xa kungekho nabanikeli bentsapho okanye amanye amavolontiya atholakalayo, ngaphandle koncedo kuyimfuneko. Ii-arhente zezempilo zasekhaya ziyimithombo enokubonelela ngezi nkonzo.
Ngokuxhomekeke kwiimfuno zomntu, i-Medicaid ingabandakanya ezo ndleko. I-Medicare iya kuhlawula kuphela ezo nkonzo ngokubhekiselele kwiinkqubo ezithile, kubandakanywa naziphi izigulane isigulane esinokubhengezwa okongeziweyo (oko kukuthi, i-Medicare Part C).
Ukufikelela kwiiNyunithi
I-Accessory yokuhlala Units (i-ADUs) yaziwa ngokuba yiyunithi yesibini okanye "igumbi elisemthethweni." Lezi zifuyo zikhona ngaphakathi kwindlu yokuqala okanye indawo yokuhlala kunye neendawo zokuhlala ezihlukeneyo, ikhitshini, kunye nendawo yokuhlambela. Ezi nqununu zinika indawo yokuhlala yangasese kubahlobo okanye amalungu omndeni ukuba aphile ngokuzimela, kodwa esondeleyo kumntu othandekayo ukubonelela ngoncedo lwansuku zonke njengoko kuyimfuneko.
Ukuba unomdla wokwakha i-ADU ngaphakathi kwindlu ekhoyo, qi
Izibonelelo zokuHlala eziNcedisiweyo
Izibonelelo zokuhlala ezixhasayo ziyahluka kakhulu ukusuka kwindawo eya kwindawo, kwaye ke iinkonzo abazinikelayo. Ezinye iinkonzo eziqhelekileyo zibandakanya uncedo kunye nokunakekelwa kwansuku zonke, ukulungiselela ukutya kunye nokuthutha.
Iindawo zokuhlala zingaba yindlu yokuhlala, indawo yokuhlala, okanye indawo ehlukeneyo, izindlu eziphantsi kommandla ophezulu kwizakhiwo ezifanayo.
Amanye amaziko anikezela ngeenkonzo zokunakekelwa kwezempilo, ngelixa abanye banikela ngezothutho kubahlali ekuqeshweni kwabo kwezempilo. Uninzi oluncedo lwezibonelelo zokuhlala aluxhaswa yiMedicaid okanye i-Medicare.
IiNkcazo zokuHlala eziKhathaleleyo
IiNkxaso zoLondolozo lweeNgqesho eziqhubekayo (CCRCs) zinikezela ngononophelo oluqhubekayo njengoko imeko yomntu iyaqhubeka kwaye ifuna inqanaba eliphezulu lokunyamekela. Umhlali angahlala kwindawo ehlala ehlala kuyo yoluntu aze ahambe kwindlu yomakhaya yolondolozo lwabantu xa befuna izinga eliphezulu lokunyamekela.
Izivumelwano zeCCRC zifuna ukuba abahlali basebenzise indawo yolondolozo lwezindlu lwabahlengikazi ukuba ngaba bafuna le nqanaba lokunyamekela. Abahlali bahlala behlawula intlawulo enkulu kunye nentlawulo yenyanga. Qinisekisa ukukhangela isibonelelo esivunyelweyo ukuba ukhetha olu hlobo lonyango.
Izindlu ezixhaswe
Izindlu ezincedisiweyo, kwezinye iimeko, zinika iinkonzo ezongezelelweyo kubantu abakhubazekileyo nabahlali asebekhulile. IiNkonzo zingabandakanya ukucoca igumbi, ukuhlamba kunye nokuthenga. Iindlu ezixhaswayo zenkxaso-mali zihlala zifumaneka kwiindlu zendawo.
Izindlu zenzelwe abantu abaphantsi ukuba bafumane imali ephakathi, kunye nerenti isekelwe kwisilinganisi esilahlayo. Iiprogram zombuso kunye neyezemfundo zihlala zikunceda ukuncedisa irenti kubemi.
Iibhodi zeBhodi okanye iiHolo zeQela
Imizi yebhodi yenzelwe abantu ngabanye abadinga ukunakekelwa ngakumbi kunokuba bahlala ekhaya ngokwabo, kodwa abakulungele ukuhlala kwikhaya labahlengikazi. Ikhaya lebhodi okanye iqela elisekhaya liyakunika ukuhlamba, ukuncedwa ngokugqoka, ukugcina indlu, ukutya nokuhamba. Ngokuxhomekeke kwindawo, la makhaya angafunyanwa yi-Medicare okanye iMedicaid; Ngenye indlela, ezinye iinkqubo zombuso kunye nezomthetho zingabonelela ngoncedo ngokufihla indleko zokuhlala kwikhaya okanye kwiqela leqela.
Ezinye iindlela zokuncedisa
Ukuze ufunde okungakumbi malunga neendlela zokuphila ezincedisayo kwindawo yakho, qha ga mshelana nemibutho elandelayo kwiphondo okanye kwindawo:
- Iingingqi zeNgingqi zokuguga: Vakashela i-Eldercare.gov okanye ubiza 1-800-677-1116 NgoMvulo ukuya ngoLwesihlanu, ngo-9 ukuya kwe-8 ntambama, i-EST.
- Isiko soKhuseleko kunye nokukhubazeka
- Amaziko okuPhila ngokuzimeleyo
- Iprojekthi yoNcedo lweTeknoloji kaRhulumente (izixhobo zonyango kunye nobuchwepheshe bokuncedisa)
- I-State Medicaid Office