Izibonelelo zoNcedo lokuNyameka nokuThuthukiswa kweMatermity
Ukuba ukhulelwe kwaye unayo i-inshorensi yempilo, mhlawumbi uzive usengozini kwaye ukhululekile. Nangona iiprogram ze-inshorensi zempilo ezibandakanya ukukhutshwa kwabantwana be-maternity zifumaneka kwi- inshurensi ye-Care Affordable ye-Care, ungabhalisa kuphela kwezo zicwangciso ngexesha lokubhalisa okuvulekileyo .
Ukuba ukhulelwe ngexesha lobhaliso oluvulekile, ungabhalisela isicwangciso esiya kusebenza kunyaka ozayo.
Zonke izicwangciso ezintsha zifuneka ukuba zibe neenzuzo zokubeletha phantsi kwe-ACA, kunye nezimo ezanduleleko-kuquka ukukhulelwa-aziyiyona nto inomqobo.
Kodwa ukuba ufumene ungaqiniseki kwaye ukhulelwe ekuqaleni konyaka, emva kokubhaliswa okuvulekileyo kuye kwaphela kodwa ezinyangeni ezininzi ngaphambi kokuqala kokubhaliswa okuvulekileyo kunyaka ozayo, ezinye iimeko ziya kukunika elinye ithuba lokubhalisa. Qaphela: " Ndilahlekelwe ukuBhaliswa kwe-Obamacare Obhaliso.
Nangona abanye abafazi abakhulelwe bangakwazi ukufumana ithuba lokubhalisa okhethekileyo ngenxa yeziganeko ezifanelekileyo , ukukhulelwa ngokwaso akusiyo isiganeko esifanelekileyo . Kodwa kukho into eNew York. Umthetho wenziwa ngo-2015 (ngoJanuwari u-2016 osebenzayo) eNew York ukukhulelwa isiganeko esifanelekileyo kwizicwangciso ezithengiweyo ngokusebenzisa utshintshiselwano oluseburhulumenteni, iNtshona State yezeMpilo. Oko kuthetha ukuba umfazi okhulelweyo eNew York unokukwazi ukubhalisa kwithuba lokuqala, okanye utshintshe kwisicwangciso esithile xa ekhulelwe.
INew York yiyo kuphela yombuso onelungiselelo elinjalo. Kulo lonke ilizwe, ukukhulelwa akusisiganeko esifanelekileyo.
Oku kulandelayo ngezantsi kukho iindlela zokukhetha xa ufuna i-inshorensi yokubeletha ngoku, ukuba awufanelekanga kwi-inshurensi ngokusebenzisa i- Obamacare , okanye ukuba ufanele ulinde kuze kube yilapho ubhaliso oluvulekileyo olulandelayo ukuze ufumane isicwangciso se-Obamacare, kodwa kufuneka unakekele umntwana ngaphambi kokuqala.
KwiSebe lezeMpilo leNgingqi
Isithuba sakho sokuqala kufuneka sibe yiSebe lezeMpilo lasekhaya. Amasebe amaninzi eMpilo kaRhulumente anika uncedo lokubeletha. Ngokuqhelekileyo, ezi nkonzo zikhawulelwe kubantu abancinane abafumana imali, kodwa ukuba awuhlangabezananga nemilinganiselo yengeniso, banokunikela ngenkcazelo yolwazi malunga nokuba zeziphi ezinye izibonelelo ezikhoyo kwindawo yakho. Sebenzisa le sixhobo ukufumana iSebe lezeMpilo lasekhaya.
Kwiziko lezeMpilo
IiNkonzo zezeMpilo zoLuntu zibonelela ngononophelo olufanelekileyo kubantu abanokufikelela okuncinci kwiinkonzo zempilo. Nangona bengaboneleli ngomshuwalense wokubeletha, banikezela ngononophelo olusisiseko kunye noluncedo lokubeletha ngeemali ezixhomekeke kwingeniso yakho kunye nokukwazi ukuhlawula. Ekubeni kungekhona wonke uluntu unomnye, jonga ukujonga ukuba kukho iZiko lezeMpilo elikufutshane nawe.
Uxilongo
I-Medicaid yinkqubo karhulumente enika i-inshurensi yezempilo kubantu abafumana imali engenako. Amazwe ahluke malunga nabani abafanelekayo njengomntu ongenamvuzo ophantsi. Ukuba ufanelekile, ukukhutshwa kwe-inshurensi yokubeletha ingumama-mboleko kunokuthi uphinde uhlawule, unakekele ukunakekelwa kokubeleka unayo ngaphambi kokuba ufake isicelo seMedicaid. Kwakhona, xa ufanelekile, umntwana wakho uya kubalwa xa ezalwa.
Amanqanaba okufaneleka okuxilongwa ngemilingo aphezulu kubafazi abakhulelweyo kunokuba abanye abantu abadala, kwaye nakwiindawo ezingakhange zandise iMedicaid phantsi kwe-ACA , abafazi abakhulelweyo banelungelo lokufumana iMedicaid kunye neengeniso ezingaphezulu kwezinga lehlwempu (ukufaneleka kuya kuma-133 ekhulwini lobuhlwempu kwinqanaba e-Idaho, eLouisana, nase-Oklahoma, ukuya kuma-375 ekhulwini kwintlupheko e-Iowa).
I-Medicaid ivumela ukubhaliswa unyaka wonke ukwenzela ukuba unganqunywe ngethuba lokubhalisa elivulekile.
Inkqubo Yomshuwalense Wezempilo Yabantwana
Inkqubo Yomshuwalense Wezempilo Yabantwana inikezela i-inshurensi yezempilo kubantwana abangaqinisekanga, kodwa kwiindawo ezimbalwa (iColorado, eMissouri, eNew Jersey, eRhode Island naseVirginia), ikwabonelela ngeenkcukacha kubafazi abakhulelweyo. Nangona ijolise kubantu abangenako ukufumana i-inshurensi yempilo, iinkqubo ze-CHIP zivumela imali engenayo ngaphezu kweMedicaid. Zonke ezo zintlanu zinezikhundla zokufaneleka kwamaphesenti angama-200 kwinqanaba lehlwempu okanye ngaphezulu kwabesetyhini abakhulelweyo ukuba bafanele ukufumana i-CHIP.
Nangona ukuba awufaneleki, umntwana wakho unokufaneleka xa ezalwa. NjengoM medicaid, i-CHIP ivumela ukubhaliswa unyaka wonke.
Indawo ye-Hill-Burton
Ukususela ngoNovemba ka-2016, kukho izibhedlele kunye neekliniki zezempilo kwilizwe lonke ezibophezelekile ukubonelela ngononophelo okanye ukunyamekelwa kweendleko eziphantsi ngenxa yokuba zamkela izibonelelo okanye iimboleko phantsi koMthetho we-Hill-Burton. Yiya kwi-ofisi yokungeniswa kwamanye a maziko kwaye ubatshele ukuba ufuna ukufaka isicelo sokunakekelwa kwe-Hill-Burton okanye ukunyuswa kweendleko. Uzakufuna ukuhlangabezana neemfuneko ezingaphantsi-mali, kodwa akudingeki ube ngummi wase-US.
Isibonelelo sinyanzelekile ukuba sichithe inani elincinci lemali ngamnye ngonyaka kwiinkonzo zase-Hill-Burton, ngoko kuya kufuneka usebenzise iinkonzo zabo ngaphambi kokuba imali yalo nyaka ihambe. Oku kufaka iindleko zebhedlele, kodwa kungenjalo ukuba zihlawulwe iicandelo zedirha kuba kungenjalo i-inshorensi yokubeletha. luhlobo lolononophelo lothando.
Imibutho yokuNakekela
Imibutho efana neNkxaso yamaKatolika kunye neeNkonzo zamaLuthela zinika iinkqubo zokunceda abafazi ngokunyamekela abantwana. Iinkonzo ziyahluka ngendawo. Iinkonzo ezisisiseko ziquka ukucebisa nokuhanjiswa. Kodwa, ezinye iindawo zinika iinkonzo ezinzulu njengezindlu zokubeletha ezinikezela ngononophelo lwentombi, ukunyamekelwa kwithuba emva kokubeleka, iiklasi zokubeletha, kunye negumbi kunye nebhodi. Okona kuncinci, baya kukufundisa kwezinye izixhobo ezikhoyo kwindawo yakho.
UkuBaluleka kwabaNcinci kwabaNcinci phantsi koMgaqo weQela lomzali
Ukuba uneminyaka engaphantsi kweminyaka engama-26 ubudala kwaye ungenayo inshorensi yempilo evela emsebenzini wakho, unokufumana ilungelo lokufumana ingxelo phantsi kwe-inshorensi yomzali wakho . Nangona utshatile okanye uhlala wedwa, unokufakwa kwi-inshurensi yempilo umzali wakho ayifumana kuyo emsebenzini wakhe. Kuya kufuneka ukuba ulinde ukuba ubhaliso oluvulekile lomzali wakho lubhalise, kodwa isicwangciso sinokubhaliswa okuvulekileyo okungahambisani nonyaka wekhalenda.
Qinisekisa ukuba isicwangciso sinikeza uncedo lwe-inshorensi yokubeletha kwabathengi, njengoko izicwangciso zezempilo azifuneki ukwenza njalo. Abaxhasayo kufuneka banikwe inkxaso yokubandakanya inzuzo ekhuselekileyo, kubandakanywa nokunakekelwa kokubeleka. Kodwa akukho mfuneko yokuba izicwangciso zibandakanya abasebenzi kunye nokuhanjiswa kwabathengi.
Umzali oCwangcisiweyo
Umzali oCwangcisiweyo awukho nje ukulawula ukuzalwa nokukhupha isisu. Ezinye, kodwa kungekhona zonke, iindawo eziziCwangcisiweyo zabazali zibonelela ngeenkonzo zangaphambi kokubeletha. Abanye, kodwa akusiyo yonke, i-Planned Parenthood indawo ibeka iindleko zabo kwingeniso yakho. Ukuba u-Parenthood wakho weNgingqi awunikezeli ngononophelo lwangaphambi kokubeleka okanye ube nesakhiwo somrhumo wokuhlawula izigulane, uzakukwazi ukukuthumela kwezinye izibonelelo ngaphakathi koluntu lwasekuhlaleni.
Ukuthetha ngeNqanaba lokuThumela
Ukuba ugqiba ukuhlawula ngaphandle kwipokoth, uxoxisane ngamaxabiso okuphuhlisa kusengaphambili kwaye usethe izicwangciso zokuhlawula. Ngokuqhelekileyo, izibhedlele zinomyinge wokuhlawula, izinga lokuhlawula ngokuzihlawula, kunye nezinga elincinci lokunceda. Ukuba awuceli malunga nezinga lesithando, abanako ukuzivolontiya. Ukubuza ukuba imilinganiselo yothando, kunye nendlela yokufanelekela ngayo, iya kukunceda uxoxisane ngoba uya kuqonda umgca, nangona ungafaneleki.
Isicwangciso soNyango lweZonyango
Ukuba uxoxisana ne-Isaphulelo sakho sokuhlawula umvuzo, unokusebenza kunye neNkcazo yezoNyango. Ezi nkampani zibonelela ngezaphulelo ezixutyushwa ngaphambili kumalungu abo ngenkokhelo yenyanga. Oku akuyinyaniso yomshuwalense wokubeletha kuba uhlawula ugqirha kunye nesibhedlele ngokwakho. Kodwa, isaphulelo sele sithethathelwe kuwe yi-DMPO. Ngaphambi kokuba ubhalise, qiniseka ukuba ugqirha kunye nesibhedlele sithatha inxaxheba, njengoko izicwangciso ezininzi zinokukhethwa kancinci kwabanikezeli benkonzo bezempilo .
Ukuhlaziywa nguLouise Norris.
> Imithombo:
> BillTrack50.com, iBill ye-New York Bill Bill 5972.
> Medicaid.gov, Medicaid kunye ne-CHIP Amanqanaba afanelekileyo ngoJuni 1, 2016.