Ugcino olufumaneka kwii-Big-Box Stores
Iziyobisi eziqhelekileyo ziyimfuneko kwizigidi kwihlabathi lonke, kodwa zinokubiza. Ngaloo ndlela, abantu bahlala bekhangela ukugcina iziyobisi eziqhelekileyo, kwaye apho ukugcinwa okunjalo kufumaneka ngumbuzo oqhelekileyo.
Umbuzo: Xa kuziwa kwizidakamizwa eziqhelekileyo, ngaba ndingagcina kwiWalmart kunye nezinye izitolo ezinkulu zebhokisi? Ngaphezu koko, d o kufuneka ndibe nesicwangciso semithi ukuze ndifumane izidakamizwa eziphantsi kwee-Walmart?
Impendulo:
I-Walmart kunye neevenkile ezinkulu ezifana ne-Costco kunye neTgethi zibonelela ngeziyobisi eziqhelekileyo eziqhelekileyo ngexabiso eliphantsi. Iindidi ezinkulu ezinkulu zeetraket ziye zaqalisa iinkqubo ezifanayo, kwaye ezinye, ezibandakanya i-Stop kunye ne-Shop eNyakatho-mpuma, zinika iziza-antibiotics zamahhala.
Awudingi ukuba ube ne-inshurensi yeziyobisi okanye ube yinxalenye yesicwangciso somthetho ukuze usebenzise ezi nkqubo zonyango eziphantsi kweendleko. Yonke into oyifunayo ngumyalelo ovela kugqirha wakho! Ngaphambi kokuba uthethe noogqirha wakho, unokutyelela kwicandelo lekhemistiki kwiiwebhusayithi ezinkulu zebhokisi ezinkulu ukufumana uluhlu lwezixhobo ezikhoyo ezincinci:
- Yeka uze uthenge uLuhlu lweDrama yeDrama
- Uluhlu lweMilgrims Generic Drug List
Ugcino olusekelwe kwiMilic Medication
Ngokuqhelekileyo, imishanguzo enokudala ingakugcina ufike kuma-80% kwiindleko zemvume xa uthelekiswa negama legama lomenzi. Buza ugqirha wakho ukuba kukho iziyobisi ezikhoyo ukuze uphathe imeko yakho kwaye mvumele ukuba abhale imithi.
Ngokuxhomekeke kumachiza oqhelekileyo ugqirha wakho uchaza, unokukwazi ukuthenga amayeza akho nge-$ 4 ukuze unikezele iintsuku ezingama-30 okanye i-$ 10 ukuze unikezele iintsuku ezingama-90 kwelinye lezitolo ezinkulu zebhokisi.
Akunjalo yonke imithi yonyango ekhoyo, nangona kunjalo. Iiprogram eziphantsi kweendleko aziboneli ngemishanguzo enokuthi ivele ifumaneke kwifomu yesizukulwana.
Kuthatha ixesha lokuba ixabiso liyeke emva kokuba unyango lithengiswa njengesiqhelo, ngokuqhelekileyo inyanga ezintandathu ukuya kunyaka omnye, okanye nangaphezulu.
Imizekelo yokusindisa
NgoNovemba ka-2009, ityunithi enkulu yezidakamizwa ihlawulise i-$ 302 ngeentsuku ezingama-90 zePaxil 10 mg, iyeza elisebenzisa ukuphatha uxinzelelo kunye nokuxhalabisa. Kwisinye sezidakamizwa, i-generic version (paroxetine) ixabisa i-$ 90; nangona kunjalo, iWalmart inikezela ngeentsuku ezingama-90 zeparoxetine ngeedola ezili-10.
NgoNovemba ka-2009, ikhonkco enkulu yezidakamizwa ihlawulise iR 136 yezigidi ezingama-90 ze-Cardura 2 mg, imithi esetyenziselwa ukuphatha i-prostate eyandisiweyo (BPH). Kwisinye sezidakamizwa, i-generic version (doxazosin) ixabisa i-$ 44; nangona kunjalo, i-Target inikezelwa nge-90-day doxazosin ye-$ 10.
Olunye Ugcino LweeMithi kwiiSitrand-Big Box
Iithagethi kunye neWalmart nazo zinika imali yokugcina imithi yamakhosikazi asetyenziswa ngokuphindaphindiweyo, abayithengisa i-$ 9 ukuya kwi-30-day supply kunye ne-$ 24 ukuze unikezele iintsuku ezingama-90.
Ngokomzekelo, zombini izitolo zinika i-alendronate i-$ 24 ngokubonelela kweentsuku ezingama-90. Eli nyanga lisetyenziselwa ukuthintela nokunyanga i- osteoporosis . Igama lohlobo lwegama elithi Fosamax ludla iindleko ezingaphezu kwe-$ 225 kwi-90-day supply.
Kuthekani ukuba ndibe neCandelo leeMpilo?
Ukuba unesicwangciso sezempilo esiqhelekileyo kunye nokuxhamla iziyobisi, kuya kwenzeka ukuba uhlawule i-copay ephantsi kwimithi yonyango.
Kwamanye amaxesha i-copay yakho yesicwangciso seziyobisi ingaphantsi kwebhokisi igcina iindleko eziqhelekileyo okanye inokuphakanyiswa. Ukuba i-copay yakho iphakamileyo kakhulu - umzekelo i-$ 30, okanye ngaphezulu ukunikezelwa kweentsuku zakho ezingama-90-unokufumana isigqirha kwigqirha yakho kwaye uyisebenzise kwivenkile enkulu yebhokisi.
Ukuba unesiCwangciso soMyalelo we- Medicare Part D kwaye kufuneka ujongane nomngxuma we-donut - isithuba kwi-coverage yezobisi xa kufuneka uhlawule i-100% yeendleko zamachiza akho - ukuba kufanelekile, unokwenza ugqirha wakho abhale isigqirha imithi ye-generic kwi-Walmart okanye uludwe lwezinto ezijoliswe kuyo.