Indlela yokufaka isicelo sokuKhutshwa kweMali yeMali ngenxa yokukhubazeka
Ngaba ukhubazeke ngokusisigxina? Ngaba unemali-mboleko yomfundi obalaseleyo? Ukuba kunjalo, unokufanelekile ukuba uxolelwe ngemali-mboleko yomfundi ngokufaka isicelo sokukhutshwa kwemali mboleko. Oku kunokukunceda ukuba ugweme ukuvakalisa i-bankruptcy ukuze uboleke imali yakho yomfundi ngokupheleleyo, ukhetho kulabo abakhubazeke ngokupheleleyo.
Ukwenza isigqibo sokucela ukuxolelwa kwemboleko kunokuba nzima kwabanye.
Uyazi ukuba usebenzisa imali kodwa ngoku ufumanisa ukuba awukwazi ukuwuhlawula. Akusiyo iphoso lakho ukuba ukhubazekile. Ukuba uhlala kwi- Social Security , ngokuqinisekileyo awukwazi ukukwazi ukuhlawulwa kwemali-mboleko, njengokuba isibonelelo semali. Nangona uye wanikwa intlawulo yemisebenzi, inokuba yiminyaka ngaphambi kokuba ufumane imali kumnye kula mabango.
Indlela yokucela ukukhutshwa kweMali yokuThuthwa kweeNgxowa zabaFundi beSithili
Yintoni ongayenza ukuze unciphise uxinzelelo lwazo iifowuni zokuqokelela kunye nokunciphisa ityala lakho? Fumana ibhola ehamba ngeofisi ye-Federal Aid Aid, okanye iSebe leMfundo le-United States. Ngoku banesayithi elilodwa lokufaka isicelo kwi-Disabilitydischarge.com ukuqala isicelo sakho kwi-intanethi.
Ukukhubazeka okupheleleyo kunye nokusisigxina (TPD) kukukhupha ukuba uhlawule iWilliam D. Ford Federal Direct Loan (Direct Loan) Inkqubo yemboleko, Imboleko yemboleko yeProgram ye-Federal Family Education (FFEL), kunye / okanye i-Federal Perkins Loan (Perkins Loan) Inkqubo yomboleko okanye uzalise uNcedo lwezeMfundo kwiKholeji kunye neMfundo ePhakamileyo (TEACH) Inkonzo enikezelwa phantsi kwenkonzo yokunika inkxaso ngenxa yesiphene sakho sokukhubazeka.
Uza kugcwalisa ulwazi lwesicelo sokuqala kwi-intanethi, uze uyiprinte ngaphandle kwesicelo esipheleleyo. Uya kufaka amaxwebhu akho axhasayo kwaye usayine ngugqirha wakho phambi kokuba uyithumele ngeposi. ISebe lezeMfundo liya kufumana bonke abaqashi bemali mboleko kunye nabanikazi bemboleko, njengoSallie Mae okanye iiLwandle eziLwandle, kwaye baququzelele inkqubo.
Oku kuya kubandakanya ukubeka iintlawulo zakho zemboleko ekubanjeni iintsuku ezili-120 ngexesha lokufaka isicelo.
Isicelo sokuKhutshwa kweMali yokuqala
Udokotela kufuneka asayine isicelo sakho sokuxolelwa kwemali mboleko. Qiniseka ukuba ugqirha uchaza ngokuqinisekileyo imeko yokukhubazeka. Ukutsho nje ukuba umntu ukhubazekile, ngaphandle kwenkcazo ecacileyo, uya kufumana ibango eliphikisiwe ngokukhawuleza. Uya kufuneka uqale inkqubo kwakhona.
Ngaba unogqirha oyintloko oyinkathalo okanye ugqirha ugcine ikopi yale fayili kwifayile yakho, njengoko i-Federal Student Aid inokuqhagamshelana nabo ngolwazi olungakumbi xa luyimfuneko. Abafaki-zicelo baneentsuku ezingama-90 ukususela ngomhla ogqirha ugqirha ifom ukuba angenise kwiSebe leMfundo le-US.
Xa iSebe leMfundo le-United States lifumana ifomu, liya kuthunyelwa kwisebe elijongene nezicelo ze-TPD. Bahlola izicelo kwaye, ukuba kuyimfuneko, baya kucela ulwazi olongezelelweyo kumgqirha wakho kwaye, kwezinye iimeko, kwi-Administration Security Administration.
Emva kokuba iofisi ye-TPD ifumane isicelo sakho, uya kufumana ileta ekukwazisa ukuba isicelo sakho senziwa. Uya kufumana ileta ekukwazisa ukuba ngaba isicelo sakho sivunyiwe okanye singagqithwanga kwiinyanga ezimbini ukuya kwezi ezintathu.
Imboleko yakho iya kuba seburhulumenteni ngeli xesha.
Iingcebiso zokuSetyenziswa kweMali yeMali
Ngelishwa, njengokuba kunjalo nangemali-mboleko yomfundi ngokubanzi, le nkqubo inomdla wokubambezeleka kunye nokukhathazeka. Ngenxa yoko, nabani na ozama ukufumana iimali-mboleko zabo kufuneka benze oku kulandelayo:
- Qinisekisa ukuba ugcina iikopi zazo zonke izicelo ukuba ugqirha ugqirha. Ukuba ugqirha wakho ufeksa ikopi kwiziko lokubonelela ngemboleko okanye kwiSebe leMfundo le-US, kufuneka uthumela ikopi ngokuthumela ngeposi rhoqo. Iifeksi zinomkhuba wokugqabhuka ngokungafihliyo okanye ungalokothi uzifikelele.
- Landela yonke imida ekhoyo evela kumaziko okubonelela ngemali mboleko okanye kwiSebe leMfundo le-US ukuphepha ukulibaziseka kunye nokuphika.
- Ukuba ekuqaleni, awuphumelelanga, zama, zama kwakhona! Ukuba uhlaselwa kuqala okokuqala, funda kwakhona. Kungathatha ngaphezulu kweyodwa ukuzama ukwenza isicelo sakho sivunyiwe.
- Ukuba unamathele ukulinda ukuphinda ufake isicelo, ungakulibali ukuba kukho ezinye iindlela zokhetho, kuquka ubunzima bezoqoqosho.
- Ungasebenzisi inkampani okanye inkonzo ukuhambisa isicelo sakho njengoko kungadingeki ukuba uye kuyo nayiphi na imithombo ngaphandle kwewebhusayithi ye-DisabilityDischarge.com, kwaye akufanele uhlawule umrhumo.
Ixesha lokubeka iliso
Oku kuxolelwa kuphela kulabo abakhubazeke ngokupheleleyo kwaye banokukhubazeka. Ngenxa yenani elikhulu labantu abafumana ukuxolelwa kodwa emva koko baqeshwe ngokukhawuleza, kukho ixesha lokubeka iliso iminyaka emithathu ngaphandle kokuba ukukhubazeka kwakho kuqinisekiswe yiSebe leMantshi.
Uya kufuneka uphendule ngokukhawuleza kule minyaka emithathu kuyo nayiphi na isicelo sokufumana ulwazi kunye nobungqina bokuthi uqhubeka uhlangabezana neendlela zokuxolela. Imali-mboleko yakho inokubuyiselwa ukuba unako ukwenza inzuzo engaphezulu kwinqanaba elithile, ukuba uthabatha i-mboleko yomfundi, okanye ukuba ukwaziswa ngu-SSA ukuba awusekho ngokupheleleyo kwaye ukhubazeke ngokusisigxina.
Ngaphantsi
Khumbula: zonke izicelo ziqwalaselwa kwimeko yimeko. Yingakho kubaluleke kakhulu ukubandakanya ulwazi oluthe xaxa kwisicelo sakho ngokusemandleni ukuze "abantu ngenye indlela" baqonde imeko yakho. Nangona ingaba yinkqubo ende kwaye ikhutshwe ngabanye, umphumo wokugqibela unokuncedisa ukunciphisa uxinzelelo oluninzi xa kufikelele ekuphatheni imali kubantu abakhubazekileyo.