Indlela yokuPhepha iNgeniso elahlekileyo engekho yokugunyazwa kwangaphambili

Amanyathelo okuqinisekisa ukuGunyaziswa kwangaphambili kuFunyenwe kwiNkqubo zonyango

Ukukhishwa kwamabango ngenxa yeenkqubo ezingagunyaziswanga isigulane okanye iinkonzo ezinokuba yintlawulo enkulu engafanele ithathwe ngokulula. Nangona ezininzi ii-ofisi zonyango zihamba zisondele kwii-100 zeeprogram zokuqinisekisa kwiinkonzo zesigulane, akukho nto iqinisekisa ukuba yonke i-akhawunti iya kuyenza yinkampani ye-inshurensi ibango elityinyiwe.

Ngubani onoxanduva lokufumana ukugunyazwa kwangaphambili?

Amabango aphikisiwe ngenxa yokungagunyazisiyo kwangaphambili kwenzeka ngokukodwa kwisibhedlele esibhedlele.

Nangona inqubo ingenzeka kwisibhedlele, uxanduva lukho kwiofisi yonyango ukufumana ukugunyazwa kwangaphambili .

Kakade, kunengqiqo ukuba ugqirha ube noxanduva lokufumana isigunyaziso kuba balela inkqubo njengenxalenye yonyango isigulane sabo. Udokotela unembali yesigulane yonyango kunye nayo yonke inkcazelo yokuba inkampani yomshuwalense ifuna ukuzimisela. Nangona kunjalo, iofisi yezobugqirha ekugqibeleni ixanduva lokuqinisekisa ukuba ugunyaziso lufunyenwe kuba isibhedlele siya kulahlekelwa ngeniso, kungekhona ugqirha.

Amanyathelo okuqinisekisa ukugunyazwa kwangaphambi kokufunyanwa

Kuthatha nje umzamo omncinane kwinxalenye yeofisi yezobugqirha ukuqinisekisa ukuba amanyathelo afanelekileyo athatyathwe ukukhusela imali elahlekileyo ngaphandle kokugunyazwa kwangaphambili. Landela la ma nyathelo alula.

1. Ngokukhawuleza ukuba isigulane senzelelwe inkqubo, inkqubo yokuqinisekisa i-inshorensi iya kuqala.

1. Ukuba inkampani yomshuwalense idinga ukugunyazwa kwenkqubo, qhagamshelana neofisi yonyango ngokukhawuleza ukufumanisa ukuba imvume ifunyenwe.
2. Ukuba iofisi yonyango ifumane imvume, fumana inombolo yokugunyazwa kubo. Ukuba abanalo, qhagamshelana neSebe elifanelekileyo kwi-inshurensi yenkampani ye-inshurensi ukuze ufumane inombolo yegunya. Kwakhona ingcamango enhle ukuqinisekisa ukuba ulwazi lufana nerekhodi zakho.

1. Ukuba iofisi yelo gqirha ayifumananga igunya, yazise ngokuzenzekelayo ukuba kufuneka bayifumane phambi kokuba isiguli sabo sinakho inkqubo yabo. Ngokuqhelekileyo, oogqirha bayavumelana kakhulu nesicelo. Bafuna izigulane zabo zibe neyona nkathalo engcono kwaye abayi kuyenza nantoni na ukuba bazinikezele ekubeni bangakwazi ukwenza inkqubo.
2. Njalo ulandele inkampani yomshuwalense. Ukuba kunokwenzeka, cela ifeksi yesigunyaziso esivunyelweyo serekhodi zakho. Ungayidinga kamva.
3. Ukuba inkqubo iguquka okanye into yongezwa kumzuzu wokugqibela, qha ga mshelana nenkampani yomshuwalense ngokukhawuleza ukuba ungeze utshintsho kwisigunyaziso. Ezinye iinkampani ze-inshorensi zivumela ukuba isaziso seeyure ezingama-24 sivunywe kwiinguqulelo.

Hlola kwaye Khangela kwakhona

Ingcamango engundoqo apha ukujonga, uze ukhangele kwakhona, kwaye xa usuqedile ukuhlola, khangela enye yokugqibela. Ungaze ucinge ukuba iofisi yonyango ifumane imvume. Kwakhona, ungalokothi ucinge ukuba ngaphambi kokugunyazwa. Inkampani nganye ye-inshorensi, kuquka ne- Medicare ne- Medicaid , inezo zikhokelo zazo kunye noko akufunekiyo enye inokufuneka kwenye. Qinisekisa ukuba wena nezigulane zakho zihlanganisiwe.