Izibonelelo zoNcedo lwezeMali kwiLupus Patients

Uncedo ngeeLupus Bills

Ukuba unayo i-lupus kwaye unesidingo sonyango lwemali, kukho iinamba onokuzihlola. Kubalulekile ukuba uqaphele, nangona kunjalo, akukho nto isiqinisekiso sokuthi uya kulungelelaniswa nale nkqubo okanye ukuba iya kuhambelana nemfuno yakho ethile. Oko kwathiwa, bafanele ukujongwa.

Izibonelelo zoNcedo lwezeMali kwiLupus Patients

Iinkcukacha zeSebe le-Intshumo yeSebe le-Intshumo elinokukukhokela kwinkqubo yomshuwalense kwaye ikuncede ukhethe umgaqo-nkqubo olungele wena nesifo sakho.

I-Lupus Foundation yaseMelika inokukunika ulwazi malunga nendlela yokufumana uncedo lwezemali kunye neenkonzo. Unokuqhagamshelana neSebe leeNtlalo zeeNtlalo, ezinokukunceda ufumane iinkonzo ezibalulekileyo kunye nezibonelelo kwindawo yakho.

Ezi ziza zintathu zikaRhulumente zaseburhulumenteni zenzelwe ukunceda abantu bazibonele iinkqubo ze-federal ezifanele ukufumana uncedo lwemali:

AbaPhandi Bamachiza nabaPhicothi beMveliso (i-PhRMA) banakho ukukunceda ngeendleko zamachiza. Inhlangano ine-directory yeenkampani ezithatha inxaxheba kwiinkqubo zenkxaso zonyango ze-PhRMA, kubandakanywa namachiza abo bawugubungelayo kunye neendlela zokufaneleka.

Impembelelo yezoqoqosho zeLupus

I-Lupus Foundation yaseMerika ilinganisela ukuba phantse abantu abayi-1.5 baseMelika bane-lupus, kwaye abantu abayizigidi ezi-5 emhlabeni jikelele banesi sifo. Ngaphandle kokungathandabuzeki, umthwalo wemali wesi sifo unkulu.

Ngokutsho kweLupus Foundation yaseMelika, uvavanyo luka-Oktobha 2008 lucinga ukuba iindleko zonyango zonyango zonyango umntu ophethe i-lupus iphantse i-$ 13,000. Ukongezelela, abantu abane-lupus bahlala benenkathazo yokusebenza, kwaye ixabiso lokulahleka kwemveliso (cinga ukusebenza kweeyure) liqikelelwa malunga nama-9,000.

Ingqalelo, iibini kwisithathu zabantu abane-lupus abakwazi ukusebenza ixesha elipheleleyo. Ngamanye amazwi, i-lupus iphetha ngokuxabisa umntu onesi sifo ngokwemyinge engaphezu kwama-20,000 ngonyaka!

Nceda ugcine engqondweni, nangona kunjalo, ukuba iinkcukacha ezingaphezulu neendleko zibhekisela kulabo bantu abane-lupus abangakwazi ukusebenza. Kulinganiselwa ukuba abantu aba-1 kwabangama-3 abane-lupus bakhubazekileyo, kwaye abantu 1 kwabangu-4 abane-lupus bafumana iintlawulo zokukhubazeka.

Ngokwenzululwazi eyenziwe yi-Lupus Foundation yaseMelika, abantu abane-4 abane-lupus bafumana unyango lwezempilo oluxhaswe nguRhulumente ngendlela ye-Medicare okanye iMedicaid.

Inqaku eliphantsi kwiindleko zokuphila kunye neLupus

I-Lupus isifo esingapheliyo esidinga unyango olude lwexesha elide. Kubalulekile ukuba i-lupus ifumaneke ngokukhawuleza kwaye iphathwe ngokufanelekileyo ukuze igweme iingxaki ezizayo zesifo. Ukuba udinga uncedo lokuhlawula unyango lwe-lupus, yazi ukuba kukho izixhobo ezikhoyo ezinokukunceda kwiibhilidi zonyango.

> Umthombo:

> Imibuzo yeLupus. Lupus Foundation yaseMelika. Juni 25, 2008.