Iinkampani ezininzi ziye zanqwenela kakhulu ukubonelela nge-inshorensi yezixhobo zokuva . Ngelixa kuqondakala ukuba bayenqaba ukuwafihla abadala abadala ngenxa yokuba abantu abaninzi banokuyifuna okanye bayayidinga, kuthekani ngabantwana? Njengoko iindleko zokuncediswa kwezixhobo zengxoxo ziqhubeka zikhula, abazali abaninzi kunye nabantu ngabanye bazinkampani ze-inshorensi ezicelomngeni.
Indlela yokuCinga ukuba uMgangatho weZiko loMpilo weNkundla yokuLawula iAids
Ukuchonga ukuba i- inshurensi yakho yempilo ibandakanya izixhobo zokuvalelwa, jonga ngesicwangciso sakho ngasinye. Khangela inani le-free-free for services ilungu elibhalwe kwikhadi le-inshurensi. Nangona unayo, inzuzo yomshuwalense yokuncedisa iindlebe iyahluka ngendlela elawulwa ngayo. Ukongezelela, ukuhanjiswa kwenkxaso yokuvalelwa kwiplani kuyahluka kuye kuxhomekeke kwindawo ohlala kuyo. Ngokomzekelo, uKaiser Permanente unikezela ngenzuzo yokuncedisa indlebe kunye nenketho yengxowa nganye ngeenyanga ezi-36, kodwa kuxhomekeke kuphela kwiindawo ezithile.
Phantse amabini amabini anamanje ngokugunyaza iinkampani ze-inshorensi yezempilo zibonelela ngoncedo olupheleleyo okanye oluyingxenye yokuncediswa kwabantwana. Ngelishwa, bambalwa kuphela abalawulayo iinkampani ze-inshorensi zempilo ezibonelela ngeenkonzo zokunceda abantu abadala.
Ukuba ugunyaziso lwakho lwaseburhulumenteni, uzakufuna ukwenza uphando oluthile ukuze ufumene malunga nemali ehlanganiswe kwaye kaninzi kangakanani ibango lingenziwa, kunye nawaphi na abaqeqeshiweyo.
Ingcali yakho yokunakekelwa kwenyameko inokukwazi ukubonelela ngesikhokelo xa usesha.
Inkonzo yomshuwalense kunye nezaphulelo zihlala ziguquka. Xa uqwalasela ukuthengwa kwezixhobo zentengiso, biza umnini-nkonzo wakho we-inshurensi uze ubuze malunga nesicwangciso sakho.
Imibuzo Yokubuza Inkampani Yakho Yomshuwalense Ngokumalunga neAids Aid
- Iyintoni isicwangciso sempilo esizuzwayo kwiimvavanyo zokuvalelwa?
- Ingaba kufuneka ndisebenzise abanikezeli abathile, kwaye, ukuba kunjalo, ngaba ndingaba nolwahlu lwababoneleli kwindawo yam?
- Ukuba isicwangciso sezempilo sinesibonelelo okanye inzuzo, ngaba kufuneka ndihlawule umniki-mali ngokupheleleyo kwaye ke ngenise iphepha ukuze ibuyiselwe? Ingaba umniki-mboleko unakho isicwangciso sezempilo ngqo?
- Ingaba inzuzo inokuphela kwimizekelo ethile yokuncediswa kweendlebe okanye iteknoloji? Buza isicwangciso sakho ummeli ukuba uchaze ngokucacileyo imiqathango efana neyokuthi "isiqhelo" sokuva.
- Ngaba kukho nayiphi na imigaqo okanye imiqathango yokulungiselela? Ezinye izicwangciso zempilo zingadinga ukuba ukulahlekelwa kwakho kwintetho kufuneka ube yinqanaba elithile ukuze ufumane inzuzo.
Njalo qiniseka ukujonga ngumboneleli wakho we-inshorensi ukuba ubone ukuba wena okanye wakho umthandayo unelungelo lokufumana inzuzo yezoncedo.
Yintoni enokuyenza malunga nokufumana izixhobo zokuncedisa Ukuba awuhlali kuRhulumente onikwe igunya
Ukuba awuhlali kwelinye lamazwe anikwe igunya, akuthethi ukuba awunayo i-inshorensi yokuncedisa izixhobo zokuvalelwa, oko kuthetha ukuba imithetho yakho yelizwe ayifuni. Hlola nomqeshi wakho okanye umququzeleli wenzuzo.
Iinkqubo zokunakekelwa kwezempilo, amaqela omhlalaphantsi ootitshala, amaqela aseburhulumenteni baseburhulumenteni nakwimibutho karhulumente, kunye nawuphi na umqeshi omkhulu okanye iqela liza kudibanisa kunye nenethiwekhi yabanikezeli abakhethiweyo ukuba banikeze elinye izinga lesaphulelo okanye inkonzo.
Inhlangano ye-AAR inikezela inkqubo yokunyamekela kwindlebe yamalungu abo anika " ukugcinwa kwezixhobo zokuvalelwa kunye nemveliso yezempilo."
Umthombo
I-Association of Losing Association of America. UkuLawula iAids kunye noMthetho ononophelo loNonophelo.