Indlela iProjected Estate Recovery Programme isebenza ngayo
I-Medicaid , inkqubo ye-inshorensi yempilo yengingqi yabantu abangenayo imali encinci, inokubuyisela imali yayo kwifa lakho emva kokufa kwakho. Eyaziwa ngokuba yiProgram ye-Medicaid Estate Recovery Programme, i-Medicaid inokubuyisela imali eyisebenzisileyo kwiinkonzo zakho zempilo kwiindawo zakho.
Nangona i-Medicaid ukuthatha imali engafanele ihambe kwiindlalifa zakho iyaphazamisa, iya kuba yinto enomdla xa ubheka izizathu ezivela kwinkqubo ye-MERP.
Ekubeni iMedicaid ixhaswa ngemali ngabahlawuli berhafu kunye nabarhulumente, umgomo we-MERP kukunciphisa iindleko zeMedicaid. Ukuba inokubuyisela inxalenye okanye yonke imali esetyenzisiweyo kwiinkonzo zakho zempilo, iyakusindisa imali yabakhokhi berhafu.
Ukuba iMedicaid ihlawulela ukunakekelwa kwekhaya lakho lokuhlala ngononophelo lwengqesho elide, mhlawumbi siyabonga kuMedicaid ukuba kuya kuba nayiphi na indawo esele isele ukufumana imali evela kuyo. Ngaphandle koxilongo lwe-Medicaid, kungenzeka ukuba ufanele uthengise indlu yakho kunye nezinye izinto ezixabisekileyo ukuhlawula ukunyamekela kwakho, ngokuqinisekileyo ukuhlawula impahla yakho ngenkathi uhlala uhlawula ukunyamekela kwakho kwexesha elide.
Iziza Zini Eziphantsi KweMERP?
Urhulumente wesigqeba unezikhokelo eziqhelekileyo ze-MERP, kodwa iinkcukacha ezithile ziyahluka ukusuka kummandla ukuya kwimeko. Izikhokelo ezisisiseko zomgaqo-nkqubo zibeka indawo yakho engozini xa ubuncinane ubuneminyaka engama-55 ubudala xa ufumana iMedicaid, okanye ukuba uhlala esikolweni ngonaphakade.
Oku akuthethi ukuba indawo yakho ikhuselekile ukuba uneminyaka engaphantsi kwe-55 xa ufumana iMedicaid, okanye ukuba awunakunyulwa ngokusisigxina.
Amazwe angakwazi kwakhona ukufumana imali evela kwiindawo zabaxhamli beMedicaid ezingahambelani nakwezo zididi. Kodwa, ukuba enye yezo zidilesi zichaza, iqinisekile ukuba iMedicaid izakuqwalasela ubuncinane i-Property yakho ye-MERP.
Ziziphi iiAstim ezenza i-MERP?
Zonke iindawo zizama ukufumana imali yeMedicaid esetyenziselwe ukunakekelwa kwexesha elide njengamahlengikazi.
Amanye amazwe nawo azama ukufumana imali esetshenzisiwe kwezinye iindleko zonyango. Amazwe avumelekile ukuba athathe imali engaphezulu kwifa lakho ngaphandle kokuba achithe ekunyamekeleni kwakho.
Zonke izizame zizama ukubuyisela kwiifa zefa ezidlulileyo, kodwa ezinye zithi zizama ukubuyisela kwezinye izinto. Amazwe avunyelwe ukubuyisela imali yeMedicaid kwiimpahla eziphephe uvavanyo njengezinto eziphathekayo kunye neendawo zokuhlala.
Ekubeni imithetho yelizwe iyahluka, yodwa indlela yokwazi ngokuqinisekileyo ukuba indawo yakho ingengozini ukuzifundisa malunga neenkcukacha ze-MERP yakho yelizwe. Nangona i-ofisi yakho yaseburhulumenteni yaseMedicaid ingakuxelela izinto ezisisiseko, unokufumanisa kukunceda udibanise nochwepheshe ogqithiseleyo kumthetho omdala okanye ucwangciso lwempahla.
Iziza Zakhe Ziyakhuselwa?
Amazwe avuvunyelwe ukuba abuyele i-estate recovery ngenkathi iqabane lakho liphila, kodwa bangazama ukufumana imali e-Medicaid esetyenzisiweyo kwiinkonzo zakho zempilo emva kokuba iqabane lakho lifa. Amazwe akakwazi ukubuyisela ukuba unomntwana ophilayo oneminyaka engaphantsi kwe-21 ubudala, eyimpumputhe okanye eyakhubazekile.
Kwezinye iimeko, amazwe akakwazi ukufumana imali evela kwindleko yendlu yakho ukuba umntwana omdala onikhathalelayo uhlala apho. Kodwa, le mithetho iyinkimbinkimbi, ngoko ke ukuba uthembela kule nto ukukhusela indlu yakho kwi-MERP, kuya kufuneka udibanise nocwangciso lwezobugcisa okanye ufumane iingcebiso zomthetho.
Amazwe kufuneka anikezele ubunzima bokungabikho kwi-MERP. Kodwa, ngalinye ilizwe lizikhethela ukuba lichaza njani ubunzima. Urhulumente wesigqeba ubonisa ukuba iziza ezibandakanya amashishini amancinci asekhaya kunye neefama zeentsapho ziqwalaselwa ngenxa yecala lobunzima ukuba ingeniso evela kwipropati ibalulekile ekuncedeni amalungu osapho esaphila.
Unokukhusela Njani Impahla Yakho?
Kwezinye iimeko, unganakho ukukhusela ifa lakho. Kwabanye, ukucwangciswa okuphambili kunye noncedo lommeli womdala okanye ubuchule bokucwangcisa i-estate kunokukhusela ezinye okanye zonke iifa zefa lakho. Okanye, unokufumanisa ukuba imimiselo kwimeko yakho yenza ukuba akunakwenzeka ukuba i-MERP izame ukubuyisela impahla kwi-estate yakho.
Ukususela kwimimiselo yeMedicaid kunye neengxaki zemithetho ziyahlukahluka ukusuka kummandla ukuya kwilizwe, ngokuqhelekileyo indlela eyona yodwa yokwazi ukufuna uncedo oluvela kwizakhono eziqhelekileyo kunye neenkqubo zeMedicaid MERP kunye nemithetho yeengxaki kwilizwe lakho.